Payap

🇺🇸 United States
Centrapay  | 
32
ASO score
Text
35/100
Reviews
0/100
Graphic
60/100
Other
0/100
rating
App Rating
4.6
rating
Votes
35
rating
App Age
1 year 2m
rating
Last Update
Dec 17, 2025

Compare with Category Top Apps

Metrics
Current App
Category Top Average
Difference
Rating
4.57
4.65
-2%
Number of Ratings (Voted)
35
91.3K
-100%
App Age
1y 1m
7y 8m
-85%
In-app Purchases Price
$0
$149
Update Frequency
20d
87d
-77%
Title Length
5
26
-81%
Subtitle Length
0
27
Description Length
2 258
2 851
-21%
Number of Screenshots
20
1342
-99 %
Size
103MB
115MB
-11 %

Category Ranking in United States

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Top Dec 17, 2025 Dec 24, 2025
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Top Dec 17, 2025 Dec 24, 2025
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Top Dec 17, 2025 Dec 24, 2025
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Top Dec 17, 2025 Dec 24, 2025
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Ranking Keywords in United States

Keywords App Rank
Illustration
Analyze this and other apps using Asolytics tools

Text ASO

Title (
Characters: 5 of 30
)
Payap
Subtitle (
Characters: 30 of 30
)
The future of QR code payments
Description (
Characters: 2258 of 4000
)
The payment app to power-up your payments Payap isn’t just a new way to pay. It’s the new way to make your money work for you. We’ve ditched the cards, scrapped the surcharge, and packed your phone with the kind of payment power your plastic never had. Sync your NZ bank accounts. Swerve the surcharge. And simply scan QR codes to pay. Join the growing number of Kiwi using Payap to master their money. It pays to Payap. ----- Why Payap? Let’s break it down: > The wallet of all wallets Link your NZ bank accounts and pay from one secure digital wallet - no matter who you bank with. No more cards or flicking between banking apps. Scan is the new tap QR code payments are the future! Scan to pay, and off you go. Fast, seamless payments, every time. > Spread your spend Low on one account? No worries. Pay from two accounts at once. Or three. Or ten. We’re not here to judge. We’re here to make your money work for you. No mind-bending mental arithmetic required. > Swerve the surcharge Pay what’s on the price tag. No checkout add-ons. Just plain and simple payments. > Master your money Payap gives you the tools to stay on top of your money like a pro, with spending limits, real-time tracking, and a clear view of your cash flow. No more money mayhem. Just bossing your finances.  > Total security nerds When it comes to security, we really don’t mess around. We’re talking bank-level security and fingerprint, face, or pin code verification. Built for New Zealand, backed by BNZ and powered by Centrapay, Payap is designed for Kiwi who take security as seriously as we do.  Ready to power-up your payments? Download to get started. ----- Payap Terms of Use apply. Payap requires a compatible device and operating system. Internet access required for Payap. Maintenance sometimes required. Payap is only available in New Zealand for payments between New Zealand bank accounts. To pay with Payap, you’ll need to have a New Zealand bank account that can be linked with Payap through open banking or through a Visa or Mastercard debit card. Mastercard is a trademark of Mastercard International Incorporated. Visa is a trademark owned by Visa International Service Association and used under license. }
Read more

Visual ASO

Screenshots

Rating & Reviews

Reviews Overview
🧐 Coming Soon…
Rating
4.6
35 voters

Some Latest Reviews

Jgl_nz
27 Nov, 2025
5
Easy and straightforward to use!the Burger King promo was a nice little extra
durbdjabcha
17 Oct, 2025
1
Tried to set up, offered me 2 accounts, ticked them, said it confirmed but then actually added neither to the APP. If they cannot get that right and have not even tested the function how can you trust the rest of the coding?
FreeCabbage
13 Oct, 2025
5
Great option for QR code payments! Allows me to pay from my BNZ accounts directly. Excited to see more stores being added
GEL111
25 Sep, 2025
2
This app promises frictionless payments but is really just scoops up personal data. Super unimpressed by the app taking facial biometrics without informing you first.
Dean Reef
16 Sep, 2025
1
I saw this advertised in TV and thought I could use it because it said I could use it with "any bank". Which was a lie. Also, very few stores accepting this. Not worth the hassle
whatpetdid
16 Sep, 2025
5
Game changer for payments Payap is seriously impressive. Super easy to use, quick to set up, and the fees are way lower than card payments. Love that I can just pay straight from my bank and skip the hassle of cards and surcharges. The loyalty feature is such a smart touch too, feels like the future of payments.
Tony_Balogna__
08 Apr, 2025
5
Love being able to dodge the surcharging. App has a great look and feel. Can’t wait to see what’s coming in the future

Other

Additional Information
Rating:
4.6
Voted: 35
App Store Link:
Website:
Email: -
Privacy Policy:
Categories: Finance
Size: 102MB
App Age: 1 year 2 months
Release Date: Nov 05, 2024
Last Update: Dec 17, 2025
Version: 0.32.0
Version history
0.32.0
Dec 17, 2025
- General enhancements and bug fixes
0.31.0
Dec 03, 2025
- General enhancements and bug fixes
Version history