Chime – Mobile Banking

🇺🇸 United States
Chime Financial, Inc.  | 
64
ASO score
Text
59/100
Reviews
100/100
Graphic
60/100
Other
0/100
rating
App Rating
4.8
rating
Votes
1.3M
rating
App Age
11y 9m
rating
Last Update
Dec 16, 2025

Compare with Category Top Apps

Metrics
Current App
Category Top Average
Difference
Rating
4.82
4.47
+8%
Number of Ratings (Voted)
1.3M
506.1K
+156%
App Age
11y 9m
8y 7m
+37%
In-app Purchases Price
$0
$136
Update Frequency
15d
40d
-63%
Title Length
22
24
-8%
Subtitle Length
25
25
Description Length
3 581
2 525
+42%
Number of Screenshots
300
1075
-72 %
Size
204MB
278MB
-27 %

Category Ranking in United States

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Top Dec 14, 2025 Dec 21, 2025
7
8
Top Dec 14, 2025 Dec 21, 2025
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Top Dec 14, 2025 Dec 21, 2025
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Top Dec 14, 2025 Dec 21, 2025
7
8

Ranking Keywords in United States

Keywords App Rank
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Text ASO

Title (
Characters: 22 of 30
)
Chime – Mobile Banking
Subtitle (
Characters: 25 of 30
)
Save, Spend, Build Credit
Description (
Characters: 3581 of 4000
)
Unlock financial progress™ with Chime—credit tools, access to early pay, and no monthly fees. Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. EARLY PAYDAY Direct deposit with Chime to get early access to your pay, up to $500^. No interest~, no credit check, and no mandatory fees. SPOTME® Get covered up to $200* on debit and credit card transactions and cash withdrawals with no overdraft fees. BETTER BANKING A checking account with fee-free in-network cash deposits§§, spending, overdraft coverage, free in-network ATMs‡, and more. SMART CREDIT MANAGEMENT Protect, maintain, and grow your credit with everyday purchases and regular on-time payments‡‡. EASY SAVINGS Enjoy automatic savings tools and a high-yield savings account1. ANYTIME SECURITY AND SUPPORT Keep your money safe with 24/7 live support. ATMS Access 47k+ fee-free‡ ATMs at locations like Walgreens and more. PAY ANYONE WITH NO TRANSFER FEES Send money to friends or family as fast3 as a text. –––– The Chime Visa® Debit Card and the secured Chime Visa® Credit Card are issued by The Bancorp Bank, N.A. or Stride Bank, N.A., pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit or credit cards are accepted. MyPay® line of credit provided by The Bancorp Bank, N.A. or Stride Bank, N.A. ^Eligibility requirements apply, including receipt of qualifying direct deposits as set forth in the MyPay Agreement. Not all users will qualify. Credit limits range from $20-$500. ~Option to get funds instantly for $2 per advance or get funds for free within 24 hours. See Bancorp MyPay Agreement or Stride MyPay Agreement for details at www.chime.com/policies. *Eligibility requirements and limits apply. Overdraft only applies to debit and credit card transactions and cash withdrawals. Limits range from $20-$200. ‡Out-of-network ATM withdrawal and over the counter advance fees may apply except at MoneyPass ATMs in a 7-Eleven, or any Allpoint or Visa Plus Alliance ATM. ‡‡Late payment may negatively impact your credit score. Results may vary. §§Once the retailer accepts your cash, the funds will be transferred to your Chime account. Cash deposit fees may apply if using a retailer other than Walgreens and Duane Reade. **Out of network ATM withdrawal and OTC advance fees may apply. View the Bancorp agreement or Stride agreement for details; see back of card for issuer. §The Annual Percentage Yield ("APY") for the Chime Savings Account is variable and may change at any time. The disclosed APY rate is effective as of [10/15/2025]. No minimum balance required. Must have $0.01 in savings to earn interest. The 3.50% Chime+ APY is available only while you maintain eligibility requirements for Chime+, otherwise the 1.00% APY for non-Chime+ members will apply. See Chime+ Terms and Conditions for details. ¹Chime Checking Account required to apply. 3Sometimes instant transfers can be delayed. The recipient must use a valid debit card to claim funds. See your issuing bank’s Deposit Account Agreement for full Pay Anyone Transfers details. 4You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please consult your issuer. +Ranking according to the Federal Reserve Statistical Release based on domestic assets; number of ATMs self-reported by Chase, Bank of America and Wells Fargo - June 2025. 2Eligibility requirements and limits apply. See Chime Deals® Terms and Conditions.}
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Visual ASO

Screenshots

Rating & Reviews

Reviews Overview
🧐 Coming Soon…
Rating
4.8
1 296 778 voters

Some Latest Reviews

Bo7022
15 Dec, 2025
1
I am beyond disappointed in the level of customer support I have received im definitely not moving my direct deposit to chime after using my pay and getting charged twice for the same repayment
Volume Pls!!
15 Dec, 2025
5
Life saver! Very easy to navigate! Highly recommended
JoelynnBabe123
14 Dec, 2025
3
I have added cash to my chime account 3 times this month. Wasting almost 15 dollars to add cash . With cash app the fee is only 1 dollar.
clas1x
14 Dec, 2025
5
Tbh this app gave me such good be if it’s I do all my finances on here and I definitely function better so I can see my money grow frick yaaaa!
BH0808
14 Dec, 2025
3
i have used chime since 2019 with no issues UNTIL this year (2025). the my pay feature has 2 options: instant transfer with $2 fee and free transfer within 24hrs. i have ALWAYS selected instant transfer as i only use it when i need it. well the last 2 days, i have went to transfer the available amount with instant transfer and it has transferred with the 24hr stipulation. so i called “customer service” to handle the situation. the first representative hung up on me after leaving me on hold for over 10 minutes. the second one was absolutely no help at all and said my app needed updated. i checked in my app store and as i told the rep, my app is up to date. no updates available. after years of zero issues and loving this bank, i am extremely disappointed in their lack of customer service and am considering switching banks. this is ridiculous.
Trt0115!
14 Dec, 2025
5
When I lost my job and my chime account was in the negative they never close my account or hassle me about it and when my new job started, and my deposit went in everything was back to normal I love chime
Nardie218
14 Dec, 2025
1
Are they finally getting my card, finally got a chance to try out my pay and spot me. Spot me is beneficial, especially if you’re the type of person and ease overdraft like that my pay is OK, but they definitely don’t give you what their advertising just another low advance that a bank is trying to give.
Sleepyjeep
14 Dec, 2025
5
Completely changed my banking life, 5years in and still my Favorite
Shartman!
14 Dec, 2025
5
This Banking app is very good. All the features are great. Definitely recommend.

Other

Additional Information
Rating:
4.8
Voted: 1.3M
App Store Link:
Website:
Email: -
Privacy Policy:
Categories: Lifestyle, Finance
Size: 204MB
App Age: 11 years 9 months
Release Date: Mar 16, 2014
Last Update: Dec 16, 2025
Version: 5.305.0
Version history
5.305.0
Dec 16, 2025
Remember waiting in line for Redbox while hoping no one rented the movie you wanted before your turn? We went ahead and fixed that for you with Chime’s YouTube channel. Go over and check it out because we’re recently added a bunch of new series and episodes for your eyes. Everything from NYC told through treats to Celebrities and their mommas. You can even learn about the app itself. Just make sure you hit update for the latest performance updates first. (I know, Redbox was a weird way in here.)
5.304.0
Dec 09, 2025
Choose your own update notes adventure! Pick only one: A, B, or C. A. The holidays are coming up and we’ve been busy planning a celebration of bug bashes and performance enhancements, so get merry and smash that update button. B. Shorter days, longer nights, colder temps. You know what helps the Winter blues? Instant gratification. Tap update, watch that progress bar fill up, and feel the dopamine flow. C. Whoever made up the mistletoe thing was crazy. You know what’s not? Updating your app.
Version history