CRED: UPI, Bills, Credit Cards

🇺🇸 United States
Dreamplug Technologies Private Limited  | 
72
ASO score
Text
74/100
Reviews
100/100
Graphic
60/100
Other
0/100
rating
App Rating
4.9
rating
Votes
578.75K
rating
App Age
9y 6m
rating
Last Update
Dec 10, 2025

Compare with Category Top Apps

Metrics
Current App
Category Top Average
Difference
Rating
4.9
4.46
+10%
Number of Ratings (Voted)
578.8K
495.2K
+17%
App Age
9y 5m
8y 6m
+11%
In-app Purchases Price
$0
$45
Update Frequency
13d
41d
-68%
Title Length
30
24
+25%
Subtitle Length
28
25
+12%
Description Length
3 887
2 567
+51%
Number of Screenshots
1047
1055
-1 %
Size
554MB
271MB
+105 %

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Text ASO

Title (
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CRED: UPI, Bills, Credit Cards
Subtitle (
Characters: 28 of 30
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UPI payments, made rewarding
Description (
Characters: 3887 of 4000
)
CRED is a members-only app for all payment experiences. Trusted by over 1.4 crore+ creditworthy members, CRED rewards you for the payments & good financial decisions you make. What payments can you make on CRED? → Pay credit card bills: Check credit information & manage credit cards without downloading multiple credit card apps. → Online payments: Pay via UPI or credit card when you checkout from brands like Swiggy & Myntra via CRED pay. → Offline payments: Scan QR codes & pay merchants; activate Tap to Pay for contactless payments. → Pay anyone: Send money to anyone through CRED, even if the recipient uses BHIM UPI, PhonePe, GPay or any other UPI app other than CRED. → Transfer money to bank: Send rent or education fees from your credit card. → UPI Auto Pay: Set up UPI autopay for recurring bills. → Pay bills: Pay utility bills, credit card bills, DTH bills, mobile recharge, house/office rent, and more. Get automatic bill payment reminders so you never miss a due. What else can you do with a CRED membership? → Manage credit cards: Add and manage multiple credit cards on CRED for better control over your personal finance. → Check bank balance & credit score: Track your credit score report → View hidden charges: Automatically detect hidden charges on your credit cards & get alerted on duplicate transactions → Get smart statements: Keep track of how you use your credit card with smart statements → Earn rewards: Unlock exclusive perks & privileges, just for being a CRED member Upgrade your lifestyle with CRED: → Curated shopping experience on CRED store → Curated stays & holiday packages on CRED escapes at special prices → Manage vehicles' insurance, FASTag, PUCC, and more on CRED garage → Get pre-approved personal loans on CRED cash Bills you can pay using credit card or UPI: Rent: Pay your house rent, maintenance, office rental, security deposit, brokerage, etc. Education: College fees, school fees, tuition fees, etc. Telecom Bills: Recharge your Airtel, Vodafone, Vi, Jio, Tata Sky, DishTV, prepaid or postpaid connections, broadband, landline, cable TV, etc. Utility Bills: Electricity bills, LPG cylinder, water bill, municipal tax, piped gas bill payment online, etc. Other Bills like Fastag recharge, insurance premium, loan repayment, etc. can also be made through the CRED money sending app. How to be a CRED member? → CRED is built to reward creditworthy individuals. To become a CRED member, you need a credit score of 750+. → The process is simple → Download CRED → Fill your name, mobile number & email ID → Get a free credit score report → If your credit score is 750+, you will get a prompt to verify credit card details More on credit scores: → Your credit score is an indicator of your financial behavior. → There are 4 credit bureaus in India - Experian, Equifax, CRIF & CIBIL. → A score of 700+ on CRIF & Experian is considered good. → CRED showcases your CRIF, Experian & Equifax credit scores, helping you track them individually. → Make bill payments on time with CRED to improve your credit score. Credit Cards supported on CRED: HDFC Bank, SBI, Axis Bank, ICICI Bank, RBL Bank, Kotak Mahindra Bank, IndusInd Bank, IDFC First Bank, YES Bank, Bank of Baroda, AU SMALL FINANCE BANK, Federal Bank, Citi Bank, Standard Chartered Bank, SBM BANK INDIA LIMITED, DBS Bank, South Indian Bank, AMEX, HSBC Bank, all VISA, Mastercard, Rupay, Diners club, AMEX, Discover credit cards. Lending partners on CRED: IDFC First Bank Limited, Crédit Saison - Kisetsu Saison Finance (India) Private Limited, Liquiloans - NDX P2P Private Limited, Vivriti Capital Pvt Ltd, DBS Bank India Limited, Newtap Finance Pvt. Ltd. Contact us Have things on your mind? Don't keep it to yourself. Contact us at feedback@cred.club. Do a UPI money transfer, clear all your bills, improve your credit score & earn rewards with CRED. Download Now.}
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Reviews Overview
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Rating
4.9
578 751 voters

Some Latest Reviews

mkbothe56
15 Dec, 2025
3
Why androod having daily rewards and ios version removed daily rewards?
Fraudster app no 1
15 Dec, 2025
1
Biggest fraud app , please do not use it, these people make you play stupid slot machines and give you vouchers to buy their product for 499/599 these products are from unknown companies and if sold in shops no one would pay even 50 for them that’s why they sell here on the app and make money. Worst they might be selling your card and spending details to other vendors or companies who knows .
Subhash Swami
15 Dec, 2025
1
Everytime i tried to login it just says failed to create otp. Even to raise concern i have to chat customer support and the only option to do so i via app (which i can't login). So a complete loop. Wrost Support Team ever.
Chitrodad
14 Dec, 2025
1
I have been trying to login the app why im not able to login in
anoy6289
14 Dec, 2025
3
now giving reward now a days .. even doing more and more payment now a days . should shift to others ! ...........
S@did
14 Dec, 2025
1
Don't shop online in Cred because the order will never be delivered to you Cred is fraud
_.Slathering._
14 Dec, 2025
1
This app is a JOKE now. They show up to ₹1000 and give ₹1 as cashback. For all payments, there’s always a reward if you do cred pay. But you never get those cashbacks. Their customer support team will waste your time asking screen shots and recordings for proofs. Since this has happened many times with me, this time I kept all proofs. They asked for all and got all but still didn’t give any cashbacks. They just waste entire day. They are trained to do that. Now I hate cred. For all transactions, I was using cred for its smooth interface but now I’m done. They are not worth 1 star either.
Mehul@10
14 Dec, 2025
1
Two times same payment debit hojati hai dont use a big scam
Harshaalu
14 Dec, 2025
1
CRED’s wallet feature feels incomplete and restrictive. While it allows adding funds through credit cards, the lack of support for Amex stands out especially with no clarity on whether this is planned or an expected timeline for support. Additionally, funds added to the wallet cannot be transferred to others via UPI, which significantly limits its usefulness. These gaps make the wallet feel half-baked rather than a practical financial tool. Greater transparency and broader functionality are needed for this feature to be truly valuable.

Other

Additional Information
Rating:
4.89
Voted: 578.75K
App Store Link:
Website: -
Email: -
Privacy Policy:
Categories: Lifestyle, Finance
Size: 554MB
App Age: 9 years 6 months
Release Date: Jul 06, 2016
Last Update: Dec 10, 2025
Version: 5.5.7
Version history
5.5.7
Dec 10, 2025
two developers walk into a bar. a cliché for some, a celebration of a month's hard work for our developers. a month spent wrestling bugs into obedience, writing code until it was almost poetic, and sharpening features like a personal obsession. what you behold today is the result. two developers walked into a bar. cache or card? they swore they heard the bartender say.
5.5.6
Dec 03, 2025
Hayao Miyazaki hand-drew over 80,000 frames for The Wind Rises. every line and curve crafted with an unrelenting pursuit of perfection. our developers can relate. this update was stitched together with the same quiet obsession. every glitch erased. every feature polished. not a single change without purpose. with this update, you won't see the obsession. just its result.
Version history