Version history
Kredivo - Paylater & Loans
56
ASO score
Text
63/100
Reviews
50/100
Graphic
60/100
Other
0/100
App Rating
4.8
Votes
537.81K
App Age
9y 8m
Last Update
Dec 22, 2025
Compare with Category Top Apps
|
Metrics
|
Current App
|
Category Top Average
|
Difference
|
|---|---|---|---|
|
Rating
|
4.79
|
4.18
|
+15%
|
|
Number of Ratings (Voted)
|
536.7K
|
25.5K
|
+2 005%
|
|
App Age
|
9y 8m
|
8y 4m
|
+16%
|
|
In-app Purchases Price
|
$0
|
$43
|
|
|
Update Frequency
|
26d
|
480d
|
-95%
|
|
Title Length
|
26
|
27
|
-4%
|
|
Subtitle Length
|
25
|
25
|
|
|
Description Length
|
3 191
|
1 799
|
+77%
|
|
Number of Screenshots
|
216
|
1128
|
-81
%
|
|
Size
|
255MB
|
87MB
|
+194
%
|
Category Ranking in United States
7 days
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Last 90 days
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Last year
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| Top | Dec 18, 2025 | Dec 25, 2025 |
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Ranking Keywords in United States
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Analyze this and other apps using Asolytics tools
Text ASO
Title
(
Characters:
26
of 30
)
Kredivo - Paylater & Loans
Subtitle
(
Characters:
25
of 30
)
Installments & Cash Loans
Description
(
Characters:
3191
of 4000
)
Proofs that Kredivo is the most flexible payment:
- Product financing with installment payments: Pay later in 1 month and 3, 6, 12, 18 and 24-month installment
- Interest rate: 0% interest for pay in 30 days and 3 months installment, starting from 1.99% per month for 6, 12, 18 and 24 month installment (Premium account only).
- Limit: maximum limit of up to IDR 50,000,000
- Simulation: If you choose a 12-month installment to pay a transaction worth IDR 2,000,000, Kredivo charges an interest rate of 1.99% per month. The monthly repayment amount is IDR 206,480 and the total repayment amount is IDR 2,477,760
Want to shop online or offline on installment but don't have a credit card?
Need quick loans for emergency situations?
Want to apply for credit but too many hassles or have been rejected before?
Luckily, Kredivo is here for you as an online credit line provider that offers installment without credit card as well as personal loans from KrediFazz in one go.
Kredivo is a digital credit application that evaluates your creditworthiness in real-time. The registration process is just 5 minutes and approval is given in a few minutes. If approved, you can directly shop on installment using Kredivo in online and offline merchants such as Tokopedia, Shopee, Lazada, Indomaret, Alfamart, Tiket.com, Erafone, H&M, Electronic City, IKEA, McDonald's and 4000+ other merchants with just 2 clicks.
Want to buy a new mobile phone? You can buy it online or offline, no credit card needed and zero down payment by choosing Kredivo as a payment method at your favorite merchant. Want to book flight tickets? You can buy it now and pay later at Garuda Indonesia, Batik Air, Citilink and AirAsia. Want to buy furnitures? Fashion items? You can buy anything, anywhere with Kredivo.
You can also pay your utility bills, buy pulsa/data packages, gaming/streaming vouchers, and gasoline from the Kredivo app directly. Moreover, get quick cash advance from KrediFazz via Kredivo to cater your every need with 3, 6, and 12-month installments.
Kredivo #Sefleksibelitu, isn't it?
No wonder that Kredivo is the most flexible payment! There are 3 other reasons why you should use Kredivo:
◉ SIMPLER AND FASTER
You can just apply online by uploading your KTP via the Kredivo app, no salary slip required. After an approval process that takes minutes, you can buy your dream item on credit or get loans instantly from KrediFazz with no hassles.
◉ SAFE AND SECURE
Don't worry about security, because all Kredivo user's data are encrypted. Kredivo is also licensed and regulated by OJK, so its credibility is guaranteed!
◉ 0% INTEREST & WITHOUT DOWN PAYMENT
Kredivo offers one of the lowest interest rates in the market. Plus, there is no down payment charged for all Kredivo services.
Have feedback for us? Email us at support@finaccel.co or call 0804-1-573348.
Business address: Dipo Tower Level 3 Unit A-B, Jalan Jenderal Gatot Subroto No. Kav. 51-52, RW.7, Kota Jakarta Pusat, Daerah Khusus Ibukota Jakarta 10260
Customer service office address: Gedung FinAccel Lantai 3, Jl. Tomang Raya No.1, RT.2/RW.1, Jatipulo, Kecamatan Palmerah, Kota Jakarta Barat, Daerah Khusus Ibukota Jakarta 11430
}
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Other
Additional Information
Version history
4.14.1
Dec 22, 2025
The season feels brighter, the days feel lighter, and our Kredivo updates are here for you!
- KrediMall’s best product picks, now easily discoverable on Home.
- Kredivo Rewards is here! One place to access all your benefits, from Referral and Mission to Voucher and Deals.
- KrediFlex is now available for QR, Hotel by Agoda, and Web Checkout transactions.
Don’t let the festive glow fade, let’s update Kredivo app now!
4.14.0
Dec 16, 2025
The season feels brighter, the days feel lighter, and our Kredivo updates are here for you!
- KrediMall’s best product picks, now easily discoverable on Home.
- Kredivo Rewards is here! One place to access all your benefits, from Referral and Mission to Voucher and Deals.
- KrediFlex is now available for QR, Hotel by Agoda, and Web Checkout transactions.
Don’t let the festive glow fade, let’s update Kredivo app now!