KreditBee: Personal Loan App

🇺🇸 United States
Finnovation Tech Solutions Private Limited  | 
62
ASO score
Text
74/100
Reviews
0/100
Graphic
100/100
Other
0/100
rating
App Rating
4.5
rating
Votes
45.9K
rating
App Age
4y 3m
rating
Last Update
Nov 14, 2025

Compare with Category Top Apps

Metrics
Current App
Category Top Average
Difference
Rating
4.43
4.65
-5%
Number of Ratings (Voted)
45.4K
91.1K
-50%
App Age
4y 3m
8y 1m
-48%
In-app Purchases Price
$0
$118
Update Frequency
46d
92d
-50%
Title Length
28
26
+8%
Subtitle Length
28
27
+4%
Description Length
3 908
2 833
+38%
Number of Screenshots
48
1352
-96 %
Size
51MB
118MB
-57 %

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Top Dec 14, 2025 Dec 21, 2025
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Ranking Keywords in United States

Keywords App Rank
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Text ASO

Title (
Characters: 28 of 30
)
KreditBee: Personal Loan App
Subtitle (
Characters: 28 of 30
)
Instant Online Loan Approval
Description (
Characters: 3908 of 4000
)
KreditBee, an online personal loan app trusted by over 5 Crore Indians, can get you an instant credit within minutes, directly transferred into your bank account. Moreover, with flexible interest rates, you can avail loans between ₹1,000/- to ₹3,00,000/- without any hassle. With minimal documentation and low transaction fees, you can avail quick loans on easy EMIs, effortlessly. ~ KreditBee offers online loans between ₹1,000 to ₹3,00,000. ~ Interest rates range between 0% to 29.95% each year. ~ Tenures range between 62 days to 24 months. Why choose KreditBee? ● Instant Personal Loans: Loan amount is disbursed directly into your bank account within 10 minutes. As our process is 100% online, you can access funds anytime, anywhere. ● Loan for All Purposes: Low-interest loans to fulfill all types of credit needs including covering emergency expenses, consolidating debt, travel, shopping and much more. There's no need to be concerned about the cost with our simple EMIs and variable low-interest rates. ● Flexible Interest Rates: We offer low-interest personal loans with interest rates ranging from 0% to 29.95% each year, depending on your credit score. ● Transparency and Security: We only work with RBI-certified NBFCs/banks which are guaranteed to be transparent, safe and secure. Types of Offerings ► Flexi Personal Loan - Need to get cash urgently? We offer personal loans ranging from ₹1,000 to ₹50,000 with short reimbursement tenures of 2-10 months in case you need urgent funds. Documentation required for this loan consists of just a PAN card and proof of address. ► Personal Loan for Salaried - Personal Loan for Salaried offers funds between ₹10,000 to ₹3,00,000 with flexible disbursement tenure ranging from 3 to 24 months. You need a PAN card, address proof and salary proof, to avail the loan. ► Personal Loan for Self-Employed - Personal Loan for Self-Employed ranges between ₹5,000 to ₹1,50,000 with flexible repayment terms from 3 to 12 months. The documentation required to avail this loan consists of a PAN card and proof of address and income. ► Online Purchase Loan - Get an e-commerce loan from ₹2,000 to ₹1,50,000 and shop online without worrying about the payment, on our partner platforms such as Flipkart, Amazon, Myntra, Nykaa, MakeMyTrip, Goibibo, Tata CLiQ and more. Repay the amount in easy EMIs with low interest rates and flexible tenures of 2 to 12 months. You need a PAN card and address proof to avail an Online Purchase Loan. Top Features - Simple EMIs: Payback in 2-24 months at your leisure. - 100% Online: The application process is completely paperless. - Complete Transparency: There are no hidden costs. - Languages: Available in both Hindi and English. Personal Loan for Salaried Individuals (Example) ■ Loan Amount: ₹50,000 ■ Tenure: 12-month ■ Rate of Interest: 20% per annum ■ Processing Fee: ₹1,250 (2.5%) ■ Onboarding Fee for New Customers: ₹200 ■ GST on Onboarding and Processing Fee: ₹261 ■ Total Amount of Interest: ₹5,581 ■ EMI: ₹4,632 ■ APR: 22.9% ■ The loan: ₹50,000. ■ The total amount disbursed: ₹48,289. ■ The total amount owed on the loan: ₹55,581 Eligibility 1. You must be an Indian national. 2. You must be over the age of 21. 3. You must have a steady source of income on a monthly basis What should you do first? 1. Download and install the KreditBee app. 2. Create an account. 3. Fill out your basic information to see if you're eligible for the first level. 4. Upload your KYC documents, which includes your photo ID, address proof and PAN card. 5. Request a money transfer in your bank account or an E-voucher for your loan. Queries? Mail: help@kreditbee.in Call: 08044292200 Let’s Connect! Facebook: https://www.facebook.com/kreditbee/ Twitter: https://twitter.com/kreditbee Instagram: https://www.instagram.com/kreditbee Download the instant personal loan app now to get an instant personal loan online! }
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Rating & Reviews

Reviews Overview
🧐 Coming Soon…
Rating
4.5
45 900 voters

Some Latest Reviews

kurnool ramu
14 Dec, 2025
1
From last 6 months its continuely send to sms for loan , when I login its says try after 2 months , if you not provideing loan then stop this nonsense messages, not worth of 1 star
Custmr.
14 Dec, 2025
1
All my EMIs have been auto-debited on time every month. When just one EMI was pending, threatening calls and messages started. I received repeated phone calls and WhatsApp messages, and they even contacted people using different numbers in a very rude manner. This single experience has completely disappointed me. Even though I am a good customer, this kind of behavior is very poor.👎🏼👎🏼
Bulaking
13 Dec, 2025
1
I have cleared my previous loan on time but now i unable to recieve another one
Murtzakhan
13 Dec, 2025
1
I experienced harassment from a recovery agent for a first-time EMI delay of only a few days, caused by a temporary bank account freeze. Despite informing them and confirming payment on a fixed date, I received threatening WhatsApp messages from +91 96327 79828, including statements about visiting my address. Such conduct is unacceptable and appears to violate RBI recovery guidelines, which require respectful and non-intrusive communication. I hope the company reviews this issue seriously and ensures proper conduct by its agents.
Nishant@91
13 Dec, 2025
5
With affordable roi options I have taken second loan on this app instant disbursement No fake calls or harassment from the kreditbee team Just a vedio kyc and its done. Thanks kreditbee entire team for your support.
RoseyMushahary
13 Dec, 2025
5
Very super fast service and received loan within 5 minutes. Thank you..
ji2go
12 Dec, 2025
1
They don't have manners. even if you tell them in advance that EMI would be paid after a week of due date.. they threathens and very rude
Kitty krishna123
12 Dec, 2025
1
It always shows after 2 months but never allow regular users to take loan
think before to buy
12 Dec, 2025
1
Think before taking loan in this useless app and get ready for torture and threatening messages from them when your situation is not in your hand when your company delay salary payments for 2 days straight away the come to your home to collect and send messages in 1 hour I’m at your home get ready to face consequences for delaying payment. Putting some messages I have got . AJAY KREDITBEE recovery agent KREDITBEE I'm standing outside your home come outside, otherwise we will call all family members and we will start asking your people showing by KREDITBEE documents pay now EMI KREDITBEE Home Visit In 1 Hour File No: 13UXN00648 AGENT Name: Prakash & Team We have scheduling HOME visit. Our Field agent Prakash K & Team may visit within 1 Hour for payment process. Be Available. *If you won't respond to there calls they may call to your reference numbers. KREDITBEE

Other

Additional Information
Rating:
4.51
Voted: 45.9K
App Store Link:
Website:
Email: -
Privacy Policy:
Categories: Finance
Size: 50MB
App Age: 4 years 3 months
Release Date: Sep 13, 2021
Last Update: Nov 14, 2025
Version: 1.5.3
Version history
1.5.3
Nov 14, 2025
We are excited to announce the latest update to the KreditBee app, your go-to solution for personal loans! This update brings a new premium look and feel, along with several new features and improvements to enhance your borrowing experience for a quick cash loan. What's New: Bug Fixes and Performance Improvements: We’ve addressed various bugs and made performance enhancements to ensure the app runs smoothly. Why Choose KreditBee? KreditBee is your reliable cash loan app designed to provide quick and easy access to instant loans. Whether it's an emergency expense or a planned purchase, our instant personal loan solutions are here to support you. We are committed to continuously improving our services to meet your financial needs. In a sea of instant loan apps, KreditBee stands out for its personal loans due to its quick and reliable service.
1.5.2
Nov 10, 2025
We are excited to announce the latest update to the KreditBee app, your go-to solution for personal loans! This update brings a new premium look and feel, along with several new features and improvements to enhance your borrowing experience for a quick cash loan. What's New: Bug Fixes and Performance Improvements: We’ve addressed various bugs and made performance enhancements to ensure the app runs smoothly. Why Choose KreditBee? KreditBee is your reliable cash loan app designed to provide quick and easy access to instant loans. Whether it's an emergency expense or a planned purchase, our instant personal loan solutions are here to support you. We are committed to continuously improving our services to meet your financial needs. In a sea of instant loan apps, KreditBee stands out for its personal loans due to its quick and reliable service.
Version history