Monarch: Budget & Track Money

🇺🇸 United States
Monarch Money, Inc.  | 
65
ASO score
Text
80/100
Reviews
50/100
Graphic
60/100
Other
0/100
rating
App Rating
4.8
rating
Votes
74.21K
rating
App Age
5y 2m
rating
Last Update
Jan 08, 2026
rating
iAP
$14.99 - 99.99

Compare with Category Top Apps

Metrics
Current App
Category Top Average
Difference
Rating
4.8
4.63
+4%
Number of Ratings (Voted)
74.2K
98K
-24%
App Age
5y 1m
7y 9m
-34%
In-app Purchases Price
$57
$125
-54 %
Update Frequency
11d
66d
-83%
Title Length
29
25
+16%
Subtitle Length
30
27
+11%
Description Length
3 816
2 730
+40%
Number of Screenshots
468
1294
-64 %
Size
79MB
122MB
-36 %

Category Ranking in United States

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Ranking Keywords in United States

Keywords App Rank
моней раш
out out
moneycoach speaks russian
out out
моней мен
out out
budit - budget planner
out out
budget planner арр
1 12 1
Illustration
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Text ASO

Title (
Characters: 29 of 30
)
Monarch: Budget & Track Money
Subtitle (
Characters: 30 of 30
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Spending, Net Worth, Investing
Description (
Characters: 3816 of 4000
)
Consider Monarch your home base for money clarity. Simplify your finances by bringing all your accounts into one easy view, have confidence in always knowing where your money is and where it's going, and collaborate with your partner or financial professional to track, budget, and reach goals together. Monarch has been recognized by the Wall Street Journal as the “Best Budgeting App,” by Forbes as the “Best Mint Replacement” and by Motley Fool as the “Best Budgeting App for Couples and Families.” Getting started is simple. Connect your accounts and Monarch will auto-categorize your finances, giving you actionable insights in minutes. Customize your dashboard to give you the information you need at a glance, including your net worth, recent transactions, how you’re tracking toward your budget, investment performance, and upcoming expenses. Monarch makes it easy to take steps today to build toward your long term plans, all in one simple and collaborative financial tool. Track - Connect your accounts and see everything in one place so you can get a clear view of how your money is moving and track progress on your net worth. - Always know what’s around the corner with subscriptions and bills tracked in one easy calendar or list view and notifications so you don’t miss a payment. - Keep an eye on subscriptions so you can cancel what you no longer need. - Sync with your credit cards and loans and Monarch will provide statement balances and minimum payment due. - Search for any transaction, across all of your accounts - no shuffling between apps to find charges or refunds. - View and customize reports for quick insights on your spending across groups and categories and trends over time. Budget - Monarch offers two ways to budget - Flex Budgeting or Category Budgeting - so you can choose to have the structure or flexibility you need and make budgeting feel easy. - Get a quick view of your budget progress with visual progress bars and a dashboard widget. - Customize your groups and categories, emojis, and your notifications to keep you on track. Collaborate - Add your partner or other household members and team up on your finances, whether you choose to have joint bank accounts or not. All at no extra cost. - Invite your advisor, financial coach, tax professional or estate planning attorney so they can give you accurate advice with little effort required of you. Plan - Create and track progress toward your medium and long term goals. - Set up contributions toward your goals within your monthly budget, and watch your savings compound over time. A Membership With You in Mind Our focus is on building a product that can transform your relationship to money, bringing clarity and confidence to your financial life. As a Monarch member, you’ll get access to all the new features we build and have the opportunity to vote on and provide feedback for new features on our roadmap. We build with the feedback from our community in mind. No Ads Monarch is not supported by advertisers and is designed with the sole purpose of making it easy and intuitive for you to manage your finances. That means we will never interrupt your experience with ads or try to sell you another financial product you don’t need. Private and Secure Monarch uses bank-level security, and we never store any of your financial credentials. Our platform is read-only, so there is no risk of your money moving. We take your privacy seriously and will never sell your personal or financial information to third parties. MEMBERSHIP DETAILS Monarch is free to try for 7 days. After your trial period, a membership fee will be billed either monthly or annually, depending on which plan you select. Privacy Policy: https://www.monarchmoney.com/privacy Terms of Use: https://www.monarchmoney.com/terms}
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Visual ASO

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Rating & Reviews

Reviews Overview
🧐 Coming Soon…
Rating
4.8
74 212 voters

Some Latest Reviews

ja75!
06 Jan, 2026
4
It would be nice to have a tutorial on how to use this system and or add and subtract categories and assign expenses. Thank you, JohnA
simonvandesande
06 Jan, 2026
1
Constant issues with my bank syncing. At first they told me it was Plaid that was having connectivity issues. Then I managed to reconnect all of my accounts without support, miraculously. Then, nothing would upload. Back to square one. I contact support and they tell me to re-sync my accounts with MX. So now I have to transfer my bank accounts and all my data. Since I’ve used this app it’s been nothing but constant issues. Also to mention, it has been TWICE I’ve contacted support because the incorrect sign (positive into the account, negative out of the account) is displaying on my expenses. The math adds up but it isn’t shown correctly. So every time I have to resync the accounts, they also have to manually go in and fix how transactions are displayed. Terrible.
AdaMarie91
05 Jan, 2026
4
I like the app but the flexible budget and goal have been broken. I shouldn’t need an auxiliary goals spreadsheet to make the app function but it gives no information in detail and is IMPOSSIBLE to connect transactions directly to goal so it is alllll tracked separately. Insane and hard to use. Please god please just let me attach a deposit to a goal?????? Goal go up and down with spend and earn. Easy.
zombranegra
05 Jan, 2026
5
Overall I have really enjoyed moving from Mint to Monarch after the other platform closed. Monarch is a company focused on improvements and listening to user feedback. As a result there are new features added regularly that make managing my finances easy and engaging. I especially like the reports features. I should say I use the desktop version in safari primarily. But the phone app is nice to scan receipts or quickly check my budget before impulse buying. I would like to see the monarch browser extension available to safari users as my experience with Chrome is that there a loads of security flaws. Keep up the amazing work and keep trekking in the right direction!
Smitgitimate
05 Jan, 2026
5
It’s an incredible app for personal finance. I understand my macro economic position at any time, and can drill down into the micro with ease. I rely on this app every single day. You don’t know your finances if you don’t know your numbers, Monarch does that for me!
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05 Jan, 2026
1
I cannot fathom how they only have email tech support. An issue that should have taken 10 minutes over a call has now spun over 1+ week. I’m likely canceling my subscription given how terrible the experience has been and telling others how bad my experience has been.
Steubie
03 Jan, 2026
1
I canceled during the trial and they still billed me a week later, when I went to use their support it turns out it’s just AI chatbot. Bad experience.
MT_Life
03 Jan, 2026
5
I worked as a cost accountant for years. I’m now in retirement I needed something for our personal finances. Quicken used to be great but now expensive and cumbersome. Monarch is easy to setup and track personal finances along with investments.
Veryfrustratedstr
02 Jan, 2026
4
Overall it has really helped me get my finances together, though sometimes syncs weird when reviewing on app and desktop (at different times)

Other

Additional Information
Rating:
4.8
Voted: 74.21K
App Store Link:
Website:
Email: -
Privacy Policy:
Categories: Finance
Size: 78MB
iAP: 14.99 - 99.99 $
App Age: 5 years 2 months
Release Date: Nov 18, 2020
Last Update: Jan 08, 2026
Version: 2.0.72
Version history
2.0.72
Jan 08, 2026
- The cash flow page now displays loading states more accurately, preventing unnecessary spinners when navigating back and forth. - You can now set APR or Interest Rate to 0% when updating accounts. - The emoji picker now supports the latest emojis for more expressive choices. - Investment account details now clearly indicate when investment transactions are turned off, with the option to manage your preferences directly from the message. - Various user interface enhancements and copy adjustments for better clarity and ease of use. We're always improving Monarch to better support you! Keep an eye out for more updates and fixes along the way.
2.0.71
Dec 28, 2025
This release includes a new option to customize whether you see the AI Assistant and related features within Monarch. You can find it within Settings >> Preferences. We're always improving Monarch to better support you! Keep an eye out for more updates and fixes along the way.
Version history