Monzo - Mobile Banking

🇺🇸 United States
Monzo Bank Limited  | 
78
ASO score
Text
87/100
Reviews
100/100
Graphic
60/100
Other
0/100
rating
App Rating
4.7
rating
Votes
313.65K
rating
App Age
9y 11m
rating
Last Update
Dec 18, 2025

Compare with Category Top Apps

Metrics
Current App
Category Top Average
Difference
Rating
4.67
4.65
+0.4%
Number of Ratings (Voted)
313.4K
91.1K
+244%
App Age
9y 10m
8y 1m
+21%
In-app Purchases Price
$0
$118
Update Frequency
10d
92d
-89%
Title Length
22
26
-15%
Subtitle Length
30
27
+11%
Description Length
3 128
2 833
+10%
Number of Screenshots
1328
1352
-2 %
Size
483MB
118MB
+309 %

Category Ranking in United States

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Top Dec 15, 2025 Dec 22, 2025
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Top Dec 15, 2025 Dec 22, 2025
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Ranking Keywords in United States

Keywords App Rank
revolit
out out
Illustration
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Text ASO

Title (
Characters: 22 of 30
)
Monzo - Mobile Banking
Subtitle (
Characters: 30 of 30
)
Spend, save, manage your money
Description (
Characters: 3128 of 4000
)
Monzo is the digital banking app that rewards you for being you. With one app to manage all your finances, in real time. CASH BACK FOR ALL Get cash back on all your purchases for your first month*. 5% cash back with Preferred account. 1% cash back with free Everyday account Cash back means cash: withdraw, spend or save it. Cash back is instant, straight into your account or Savings Jar. Instant access to cash with our network of 38,000 free ATMs across the US. Real-time notifications each time you spend on your debit card. Set a target for how much you want to spend and we’ll help you stay on track. NO STRESS SAVINGS With a Preferred account, get our best savings rate of 3.75% APY interest. With an Everyday account, you’ll receive 2.00% APY. Earn interest on every goal. No catch, no small print. Just instant access savings and smart tools to help you reach your goals faster. Set aside money for trips, bills, emergency funds and more in a Savings Jar. Set a goal on a Jar and we’ll show progress as you save. Tell us when you want to reach your goal, and we’ll do the math to figure out how much you need to deposit each day, week or month. Automatically contribute a portion of your paycheck towards your goals. Turn your spare change into savings with automatic roundups. ONE APP FOR YOUR FINANCES Connect all of your accounts and cards for a big picture view of your finances. You can connect all your accounts on with Preferred. Get money saving insights across all your bank accounts and credit cards. Get paid early with a direct deposit. Your money is eligible for FDIC pass-through insurance up to $250,000. SERIOUSLY SECURE Your money is eligible for up to $250,000 in FDIC pass through insurance.¹ Anti-fraud systems that make sure your money is safe, without adding friction for you. Protect your money with Touch ID, Face ID, and PIN. *Monzo Preferred account may be required to access certain features. Other terms apply. Monzo’s Savings Jar Annual Percentage Yield (APY) is as of November 25 2025. Interest rates are variable and may change. Fees may reduce earnings. The interest comes from us, not Lead Bank or Sutton Bank. Your total Savings Jar balance is capped at $100,000. Registered address: Monzo Inc, 447 Sutter St., Ste 405 PMB1025, San Francisco, CA 94108 Certain conditions must be satisfied for pass-through FDIC deposit insurance coverage to apply, which you can learn more about on fdic.gov. The Monzo Mastercard Debit Card is issued by Sutton Bank or Lead Bank, Members FDIC, pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. ¹Your funds are held at Sutton Bank or Lead Bank, Member FDIC. Though Monzo is not an insured bank, money in your Monzo account is eligible for pass-through FDIC insurance that would protect up to $250,000 in the unlikely event that Sutton Bank or Lead Bank failed. Certain conditions must be satisfied for pass-through FDIC deposit insurance coverage to apply, which you can learn more about on fdic.gov.}
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Visual ASO

Screenshots

Rating & Reviews

Reviews Overview
🧐 Coming Soon…
Rating
4.7
313 650 voters

Some Latest Reviews

Ali Mohamed.
15 Dec, 2025
1
They charge you to use the service and they close People‘s account without no explanation. It is unfair and there is no human being to speak to the worst bank I’ve ever seen in my lifetime
Bogdan Bratosin
15 Dec, 2025
5
Been with Monzo for 6 -7 years now, I would not go back to a High Street Bank ever! Actually the high street banks should be more like Monzo!
wikiphia
15 Dec, 2025
5
i love love love your app, however one thing to add the cherry on top for me personally is a feature to upload your own wallpapers, maybe for perks or max customers? that’d be so cool
itsybitsy10
15 Dec, 2025
5
Absolute love this banking App Easy to use and smooth
yvelambo
15 Dec, 2025
5
Love Monzo, I know exactly what I have spent every day and what’s coming up, also they check with you if something looks different to your normal spending. Also so easy to send and receive £ all our family have an account which makes life easier. Thank you.
Starryeyes85
15 Dec, 2025
5
Monzo is such an awesome, online bank! I feel this because of the ease of use, of the banking app and it has the customers best interests at mind! I have been with Monzo for 5 years and have never had an issue. I struggle with money management/dyscalculia and saving, so the initiatives that they do e.g 1p saving challenge, helps hugely. Keep up the good work Monzo!
Elemenohpeeexwizee
15 Dec, 2025
5
Monzo is safe, secure and reliable. I feel like my money is protected. On the one occasion where service fell below standard, they took accountability and fixed the issue. I feel much more confident with financial literacy because they make it so much more easier for the average person to understand how to manage and grow their money. The convenience in accessing help & support is also next to none.
dmcg92
15 Dec, 2025
5
Best bank and best app easy to use I was with tsb for 18 years and moved, so glad I did, loads of brilliant features and helpful things! Get paid a day early from work love that!!!! Make the switch I guarantee it’s the best
AliceSews
14 Dec, 2025
5
So nice to be able to manage all aspects of finance from one app. So many features, standard high street banking apps just don’t compare

Other

Additional Information
Rating:
4.66
Voted: 313.65K
App Store Link:
Website:
Email: -
Privacy Policy:
Categories: Finance
Size: 482MB
App Age: 9 years 11 months
Release Date: Feb 04, 2016
Last Update: Dec 18, 2025
Version: 7.6.0
Version history
7.6.0
Dec 18, 2025
We're always keeping things running smoothly with regular bug fixes and maintenance. If there's something new, we'll shout about it. (Not literally. Apps can't shout).
7.5.0
Dec 11, 2025
We're always keeping things running smoothly with regular bug fixes and maintenance. If there's something new, we'll shout about it. (Not literally. Apps can't shout).
Version history