Version history
Navi Loans
45
ASO score
Text
41/100
Reviews
50/100
Graphic
60/100
Other
0/100
App Rating
4.2
Votes
168.27K
App Age
6y 10m
Last Update
Jan 07, 2026
Compare with Category Top Apps
|
Metrics
|
Current App
|
Category Top Average
|
Difference
|
|---|---|---|---|
|
Rating
|
4.58
|
4.58
|
|
|
Number of Ratings (Voted)
|
168.1K
|
93.4K
|
+80%
|
|
App Age
|
6y 9m
|
7y 8m
|
-12%
|
|
In-app Purchases Price
|
$0
|
$129
|
|
|
Update Frequency
|
12d
|
67d
|
-82%
|
|
Title Length
|
10
|
25
|
-60%
|
|
Subtitle Length
|
27
|
26
|
+4%
|
|
Description Length
|
3 416
|
2 770
|
+23%
|
|
Number of Screenshots
|
50
|
1301
|
-96
%
|
|
Size
|
398MB
|
130MB
|
+207
%
|
Category Ranking in United States
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Last year
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| Top | Jan 02, 2026 | Jan 09, 2026 |
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Ranking Keywords in United States
| Keywords | App Rank |
|---|
Analyze this and other apps using Asolytics tools
Text ASO
Title
(
Characters:
10
of 30
)
Navi Loans
Subtitle
(
Characters:
27
of 30
)
Instant & Paperless Process
Description
(
Characters:
3416
of 4000
)
1. PERSONAL LOAN:
Personal loan terms & features
● Up to ₹20,00,000
● Interest rates: 9.99% to 45% per annum
● Tenure: 3 to 72 months
● Instant money transfer to bank account
● 100% digital process
● Flexible loan and EMI options
● Minimum household income*: ₹3,00,000
* No pre closure charges
* No security deposit (collateral)
Example:
Loan Amount: ₹50,000
Tenure: 12 months
Interest Rate: 22% (on reducing principal balance interest calculation)
EMI: ₹4,680
Total Interest Payable: ₹4,680 x 12 months - ₹50,000 Principal = ₹6,160
Processing Fees (incl. GST): ₹1,475 (0 for month of April)
Disbursed Amount: ₹50,000 - ₹1,475 = ₹48,525
Total Amount Payable: ₹4,680 x 12 months = ₹56,160
Total Cost of the Loan = Interest Amount + Processing Fees = ₹6,160 + ₹1,475 = ₹7,635
*Minimum household income is the aggregate income earned by you, your spouse and any of your unmarried children above the age of 18
2. HOME LOANS:
Home loan terms & features
● Amount: Up to ₹10 Crore
● Interest Rate: Starting at 6.71% yearly
● Tenure: Up to 30 years
● Loan amount up to 90% of property value
● Instant loan offer
● Loans for under-construction, self-constructed and ready-to-move homes
● No application, legal, valuation or document handling fees
Operational Cities
Mumbai, Bengaluru, Delhi, Hyderabad, Chennai, Mysore, Pune
3. HEALTH INSURANCE:
Get your health insured in 2 minutes with flexible monthly premium options starting at ₹241/month. Cover up to ₹1 crore. File claims from your phone - anytime, anywhere.
Health insurance terms & features
● Cashless claims in 20 minutes
● 10,000+ cashless network hospitals
● 97% claim settlement ratio
● 100% digital process
Registered & Corporate Office: Navi General Insurance Limited, Salarpuria Business Centre, 4th B Cross Road, 5th Block, Koramangala, Bengaluru, Karnataka – 560095
CIN: U66000MH2016PLC283275 | IRDAI Registration Number: 155
4. MUTUAL FUNDS:
Check out Navi Mutual Fund’s schemes, including passive schemes like Navi Nifty 50 Index Fund, Navi Nifty Next 50 Index Fund, fund of fund schemes like Navi Nasdaq 100 Fund of Fund, Navi US Total Stock Market Fund of Fund, and various active schemes including an ELSS scheme i.e. Navi ELSS Tax Saver Fund.
Mutual Funds terms & features
● Minimal expense ratio
● Save tax with ELSS fund
● Support team to answer all questions over email or call
ABOUT NAVI:
The Navi App is owned and developed by Navi Technologies Limited and provides customers with simple, accessible and affordable financial services and products. Products available on the Navi App include Personal Loans, Housing Loans, Health Insurance and Mutual Funds.
The Personal and Home loans are provided by Navi Finserv Limited which is a Non-Deposit taking systemically important Non-Banking Financial Company registered and regulated by the RBI.
Health Insurance is offered by Navi General Insurance Limited, a company registered with the Insurance Regulatory and Development Authority of India as a general insurer.
Navi Mutual Fund, registered with the Securities and Exchange Board of India, offers mutual fund schemes to investors.
MUTUAL FUND INVESTMENTS ARE SUBJECT TO MARKET RISKS, READ ALL SCHEME RELATED DOCUMENTS CAREFULLY.
Reach out to us at
For loan queries, email us at help@navi.com
For insurance queries, email us at insurance.help@navi.com
For mutual fund queries, email us at mf@navi.com}
Read more
Other
Additional Information
| Rating: | |
| Voted: | 168.27K |
| App Store Link: | |
| Website: | - |
| Email: | - |
| Privacy Policy: | |
| Categories: | Finance |
| Size: | 398MB |
| App Age: | 6 years 10 months |
| Release Date: | Mar 21, 2019 |
| Last Update: | Jan 07, 2026 |
| Version: | 4.0.1 |
Version history
4.0.1
Jan 07, 2026
New year, new resolutions!
Our resolution? A smoother, better Navi for you - and this update delivers just that.
We’ve made a few smart improvements to keep everything running nice and smooth.
Tip of the Day: Keep using Navi UPI and watch the rewards roll in!
— Team Navi
4.0.0
Jan 02, 2026
Ho Ho Ho!
Merry Christmas and a Happy New Year!
We’ve wrapped up a bunch of improvements and tied them with a festive bow.
Your Navi app is now fresher and smoother than ever — all set for the holiday season!
Tip of the Day: Use Navi UPI and let Santa surprise you with Navi coins!
— Team Navi