NayaPay

🇺🇸 United States
NAYAPAY (PVT.) LIMITED  | 
50
ASO score
Text
51/100
Reviews
50/100
Graphic
60/100
Other
0/100
rating
App Rating
4.8
rating
Votes
30.55K
rating
App Age
3y 3m
rating
Last Update
Dec 09, 2025

Compare with Category Top Apps

Metrics
Current App
Category Top Average
Difference
Rating
4.82
4.64
+4%
Number of Ratings (Voted)
30.6K
94.6K
-68%
App Age
3y 2m
7y 7m
-57%
In-app Purchases Price
$0
$141
Update Frequency
26d
97d
-73%
Title Length
7
26
-73%
Subtitle Length
30
27
+11%
Description Length
3 968
2 924
+36%
Number of Screenshots
974
1290
-24 %
Size
352MB
118MB
+198 %

Category Ranking in United States

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Top Dec 18, 2025 Dec 25, 2025
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Top Dec 18, 2025 Dec 25, 2025
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Ranking Keywords in United States

Keywords App Rank
Illustration
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Text ASO

Title (
Characters: 7 of 30
)
NayaPay
Subtitle (
Characters: 30 of 30
)
For all your everyday payments
Description (
Characters: 3968 of 4000
)
Welcome to NayaPay: The financial partner of choice for 2,500,000+ users. Send money, pay bills, receive remittances from around the world, chat with friends, and shop worldwide with a free Visa debit card. If it’s money, you can do it here. GET STARTED INSTANTLY Download the app and set up your account right away - no wait, no fees. All you need is your CNIC and a few minutes of your time. We’ll take care of the rest. FREE MEANS FREE Say goodbye to surprises (read: shocks) and unnecessary charges. No hidden fees, no annual charges and no SMS surcharge to worry about. Enjoy a free Visa card, seamless fee-free money transfers to one another and complete transparency about your money. GO INTERNATIONAL WITH VISA You’ll get your FREE Visa Virtual debit card on your phone immediately upon account creation. Choose a colour you love and shop online, on local and international sites. Get an Electric Orange physical Visa debit card delivered to your doorstep for in-store shopping and cash withdrawals from ATMs anywhere in the world. YOU’RE IN CONTROL Order a new card, set spending limits, freeze or unfreeze your card, change your PIN, enable or disable international transactions, online payments and contactless payments - all from within your app. SEAMLESS MONEY TRANSFERS Make free, instant money transfers to any bank. Your mobile number serves as your NayaPay account number, easy to remember and share with anyone to receive funds. Connect your Raast ID to your NayaPay account to send and receive money through Raast. BILL PAYMENTS MADE EASY Manage all your bills in one place. Pay hundreds of merchants from K-Electric, LESCO, and MEPCO to SNGPL, SSGC, and StormFiber right through the app. We’ll also send you reminders when your bill is due, helping you avoid pesky late payment penalties. GLOBAL REMITTANCES Looking to receive home remittance or freelance payments from abroad? Simply share your NayaPay IBAN, and our global remittance partners, including Payoneer, Western Union, Wise, Remitly, RIA, ACE, and more, will handle the rest. Your funds will be deposited directly in your account. ADD MONEY TO START SPENDING Link your bank account to effortlessly add funds to your NayaPay app. Deposit cash at partner banks or transfer money from any bank to NayaPay to load up your account and get cracking. TOP UP AND MORE Whether it’s Prepaid, Postpaid, or handy bundles, we’ve got you covered for Ufone, Telenor, Zong, SCOM and Jazz. From call packages to data bundles for Whatsapp, Facebook, Youtube, Tiktok, and PUBG, find all your mobile top-up needs in one place. WE’LL TAKE YOU PLACES Catching a flight? Pay for your Fly Jinnah ticket directly through the NayaPay app. Would you rather go on a road trip? We’ve got you there too. Ditch the toll queues, recharge your M-Tag using the app and have a smooth journey! CHAT YOUR PAYMENTS AWAY Add meaning to money transfers with payment notes. Chat with your friends, share photos, send voice notes, and much more. When words fall short, use our fun stickers to express yourself. STAY ON TOP OF YOUR FINANCES Track all your transactions with detailed, easy-to-understand transaction history. Manage your finances with digital receipts, making record-keeping a breeze. NEVER LOSE SIGHT OF YOUR MONEY You know what’s come in and what’s gone out instantly. Receive instant push notifications for every transaction - we’ll update you as soon as you send, receive and spend money so you’re always in the know. YOU’RE SAFE WITH US Enjoy secure transactions. NayaPay is PCI DSS and ISO 27001 certified. Each transaction is protected by fingerprint/Face ID or MPIN verification, ensuring only you can authorize payments. NayaPay has been featured internationally by Forbes, TechCrunch, Nikkei Asia, Fintech Finance, Tech in Asia, Tech Node Global, The Asian Banker and more. We are here to help, 24/7. Reach out to us via in-app chat, email at support@nayapay.com or give us a call on +(9221) 111-222-729.}
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Rating & Reviews

Reviews Overview
🧐 Coming Soon…
Rating
4.8
30 554 voters

Some Latest Reviews

eddiep00
16 Dec, 2025
5
My go to digital wallet for everything. Never had a single issue in 3 years of usage. 10/10 recommended.
rider_zarrar
16 Dec, 2025
1
Too much fees… literal scammers… don’t use their service at any cost….
Anum anaa
15 Dec, 2025
3
My nayapay is not working even I can’t login the account I reset my password many times but failed
its momal
06 Dec, 2025
2
I fill out all the information to create a new account cause im new to this app and it says its already taken ? How? Pls fix !
waqas10075
04 Dec, 2025
1
Really got frustrated to see repeated warnings of 5 failed transactions limit hit and they deduct money from your account to reset the failed transactions limit. If you forgot to top up your account and any online transaction gets failed they will give you only 5 warnings and then fine you. What a rubbish rule and company, no other providers do this. I just stopped using this rubbish app.
safakhalifah
02 Dec, 2025
2
My account blocked with 78000 and they did not even responding neither opening it and it feels like scam to me
aliahmarawan
23 Nov, 2025
1
I’ve been using nayapay for 2.5 years, my account got blocked for unfair reasons and its 3months now and i am still on waiting, my money got stuck and i am so fed up of emailing their representatives for more than dozen time, they are annoying their satisfied customer!!!!!
Lol ………………………..
21 Nov, 2025
1
Very disappointing experience. I placed my order and contacted support immediately for cancellation, but they claimed they did not receive my message. I emailed them right away and also contacted their helpline, yet they did not process my request on time. They later said the card was “already printed,” which makes no sense because I requested cancellation shortly after placing the order. Their communication is slow, unprofessional, and unhelpful. Instead of solving the issue, they blamed me for not responding, even though I contacted them multiple times. This kind of service is not acceptable. I expected transparency and proper support, but unfortunately, this app has failed to provide basic customer service.
SufyaanAhmed
14 Nov, 2025
1
Recently my account which I made around 3 years ago using my Dad CNIC, was not in use so make it in use, I called them as on their app it showed that call helpline for verification. One of their representative misbehaved that using your father’s CNIC is illegal and your account is rejected with no clear reason

Other

Additional Information
Rating:
4.82
Voted: 30.55K
App Store Link:
Website:
Email: -
Privacy Policy:
Categories: Finance
Size: 351MB
App Age: 3 years 3 months
Release Date: Oct 04, 2022
Last Update: Dec 09, 2025
Version: 3.2.5
Version history
3.2.5
Dec 09, 2025
You know it's a good day when there's a NayaPay update.
3.2.1
Nov 29, 2025
It’s not just the air getting crisper, your app is too. Thanks to this update.
Version history