OnePay – Mobile Banking

🇺🇸 United States
One Finance, Inc.  | 
63
ASO score
Text
57/100
Reviews
100/100
Graphic
60/100
Other
0/100
rating
App Rating
4.8
rating
Votes
217.91K
rating
App Age
9y 1m
rating
Last Update
Dec 04, 2025

Compare with Category Top Apps

Metrics
Current App
Category Top Average
Difference
Rating
4.81
4.58
+5%
Number of Ratings (Voted)
217.9K
91.9K
+137%
App Age
9y 1m
7y 11m
+15%
In-app Purchases Price
$0
$107
Update Frequency
7d
78d
-91%
Title Length
23
25
-8%
Subtitle Length
25
27
-7%
Description Length
3 012
2 809
+7%
Number of Screenshots
533
1335
-60 %
Size
151MB
119MB
+26 %

Category Ranking in United States

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Top Nov 30, 2025 Dec 07, 2025
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Top Nov 30, 2025 Dec 07, 2025
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Ranking Keywords in United States

Keywords App Rank
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Text ASO

Title (
Characters: 23 of 30
)
OnePay – Mobile Banking
Subtitle (
Characters: 25 of 30
)
Pay, bank & build credit.
Description (
Characters: 3012 of 4000
)
More. For your money. OnePay is a financial technology company, not a bank. Banking services provided by Coastal Community Bank or Lead Bank, Members FDIC. The OnePay CashRewards Mastercard is issued by Synchrony Bank pursuant to a license from Mastercard® International Incorporated. OnePay Debit Card is issued by banking partners Coastal Community Bank or Lead Bank, Members FDIC, pursuant to a license by Mastercard International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. To see terms and conditions relating to OnePay's products, visit www.onepay.com/terms Eligible deposits requirement met when your OnePay Cash account either (i) receives Direct Deposits totaling $500+ in the current or previous month or (i) had a balance of $5,000+ at the end of the previous month. ‡Cash back is earned as OnePay Points, redeemable into a OnePay Cash account or other available options. Only available to customers who unlock OnePay Cash+ with eligible deposits. Spend cap applies to your total spend across the cash back categories you selected during the month. See onepay.com/rewards-terms. **Must be 18 or older. When on, Savings Backup will be used before Fee-Free Overdraft. Overdraft balance is due right away. Eligible transactions are at the discretion of OnePay and may exclude certain transactions (e.g., bill pay, global transfers). See details at onepay.com/overdraft-details. +Based on a 12 month loan with $25 monthly payments and a 0% APR. You can choose how much you’d like to pay towards your monthly payment, with a minimum of $1. If you choose an amount less than the full monthly payment, the remainder will be paid from the loan proceeds held in your Credit Builder lockbox. Use of the Credit Builder Program does not guarantee that your credit score will improve. Credit score improvement is dependent on your specific circumstances and a variety of factors, including your financial behavior. Failure to make monthly minimum payments on time may negatively impact your credit score. See onepay.com/legal/licenses. †Cash back is earned as OnePay Points, redeemable as a deposit into a OnePay Cash account pursuant to the OnePay Rewards Terms. Individual reward details can be found in the OnePay app. ∞Subject to credit approval. Cash back is earned as points on purchases made with your OnePay CashRewards Mastercard, which can be redeemed as a statement credit or as a deposit into a OnePay Cash account. ʌʌOffer is valid for new accounts only and may only be applied once. Cash back is earned as points, which can be redeemed as a statement credit or as a deposit into a OnePay Cash Account. See onepay.com/rewards-terms. for details. Limited time offer. We reserve the right to change or discontinue this offer at any time. ʌDirect deposit required. Funds availability may vary depending on when your employer sends paycheck data. ++Currency exchange rates vary. © Copyright 2025 One Finance, Inc.}
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Visual ASO

Screenshots

Rating & Reviews

Reviews Overview
🧐 Coming Soon…
Rating
4.8
217 912 voters

Some Latest Reviews

Cris-tea
03 Dec, 2025
5
Love the ease of app and perps that come with using it 🙌
chocolatestarz
03 Dec, 2025
5
Can’t complain there’s a few things that changed without notice but as the heading reads try it out you’ll like it
I don’t want your service
03 Dec, 2025
1
If I could give a negative star I would! I did Not authorize you to set my CC number in your files! But yet I got an email and text messages saying my card was successfully added. And to finish setting up the app, which I have never downloaded. I placed an order through Walmart and you assumed I wanted your service. I don’t and I want my information removed from your database!! And if my CC gets compromised I am starting with you! J Batchik
Treecitytrapper
03 Dec, 2025
1
Just dont. I originally downloaded this app for the Spark driver direct deposit option. Their support for fraudulent charges is absolute garbage. I used this account for over a year with no issues depositing thousands of dollars from DoorDash pay and my 9 to 5 job. I was enjoying the credit builder and the ability to pay with my phone at Walmart since they do not use Apple Pay. It all went down hill when I woke up one morning to find $109 removed from my account. The charge was from a hotel that I had stayed at in the past, but had not in weeks. And it was not a reoccurring charge or additional fee being that rooms are paid for upon arrival. When I contacted support, they did a review for less than a day and concluded that I made the transaction in person with my card which I did not. This transaction was made four hours away from my hometown as an in person transaction at nine in the morning. It has been 3+ months and they have not returned my money. They continue to claim the charge as accurate and refused to give me my money back. I have refused to deposit any money, leaving the account negative until they decide to return. What is mine. They think they are being smart by not concluding my last request for them to view once again. They removed my money from the credit builder in order to put towards the negative balance. They did that thinking that I will put more money onto the account to keep the credit builder balance paid. Joke is on them. I don’t care,when it comes to them not taking care of their customer. I will not put a single penny in there until they give me what is mine back..
Bonne-Annee
03 Dec, 2025
1
This bank is extremely unprofessional. Every time you contact support, you get a different answer and nobody seems to know what they’re doing. The customer service is confusing, inconsistent, and honestly not helpful at all. Save yourself the headache and stay away from this bank
tonitone55
02 Dec, 2025
1
I noticed the reviews about banking issues, but one pay is not a bank they fintech, they partner with coastal community bank and lead bank.
anim_l0309
02 Dec, 2025
5
Estoy muy contento con la aplicación ya que mi dinero está al momento y puedo pagar en muchos lados y siempre me está mandando mensajes de mejoras me gusta mucho, y también puedo pagar en el Walmart con Apple Pay ya que con otros bancos no puedo pagar con Apple Pay gracias estoy muy contento.
SatansSlurpee
02 Dec, 2025
1
Requires SSN to redeem $10 bonus from Walmart. No thanks not worth it.
1838/shdhwa
02 Dec, 2025
1
Money has disappeared from my account more than once. Today it happened again and I got stuck in a gas station, in a different state than mine because of this.

Other

Additional Information
Rating:
4.77
Voted: 217.91K
App Store Link:
Website:
Email: -
Privacy Policy:
Categories: Finance
Size: 150MB
App Age: 9 years 1 month
Release Date: Nov 07, 2016
Last Update: Dec 04, 2025
Version: 5.40.1
Version history
5.40.1
Dec 04, 2025
Bug fixes and performance improvements
5.40.0
Dec 03, 2025
Bug fixes and performance improvements

More by One Finance, Inc.

Version history