EarlySalary - Instant Loan

🇺🇸 United States
Social Worth Technologies Private Limited  | 
54
ASO score
Text
76/100
Reviews
0/100
Graphic
64/100
Other
0/100
rating
App Rating
4.3
rating
Votes
44.29K
rating
App Age
9y 8m
rating
Last Update
Jan 05, 2026

Compare with Category Top Apps

Metrics
Current App
Category Top Average
Difference
Rating
4.49
4.58
-2%
Number of Ratings (Voted)
44.1K
93.4K
-53%
App Age
9y 8m
7y 8m
+26%
In-app Purchases Price
$0
$129
Update Frequency
37d
65d
-43%
Title Length
26
25
+4%
Subtitle Length
30
26
+15%
Description Length
3 156
2 770
+14%
Number of Screenshots
108
1301
-92 %
Size
132MB
130MB
+2 %

Category Ranking in United States

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Top Jan 03, 2026 Jan 10, 2026
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Top Jan 03, 2026 Jan 10, 2026
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Top Jan 03, 2026 Jan 10, 2026
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Top Jan 03, 2026 Jan 10, 2026
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Ranking Keywords in United States

Keywords App Rank
Illustration
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Text ASO

Title (
Characters: 26 of 30
)
EarlySalary - Instant Loan
Subtitle (
Characters: 30 of 30
)
Instant Loans & Salary Advance
Description (
Characters: 3156 of 4000
)
First Instant Loan App in India Key features Loan amount: ₹ 8,000 - ₹ 5 lacs Loan in just 10 minutes Tenure: 3 – 24 months 100% digital process Minimal paperwork No collateral required No pre-closure charges Fibe (formerly EarlySalary) is one of the most trusted lending apps ₹ 8,000+ crores worth loans disbursed 28 lacs loans disbursed 5 lacs+ happy customers Here’s an example on how loans from EarlySalary work Loan amount: ₹ 50,000 Processing fee (2% of loan amount * 18% GST) : ₹ 1,180 Total Loan amount: ₹ 51,180 Interest: 24% p.a. (on reducing principal balance interest calculation) Tenure: 12 months Your EMI: ₹ 4,840 Total Amount to be paid: ₹ 4,840 x 12 = ₹ 58,075 Total interest paid: ₹ 58,075 - ₹ 51,180 = ₹ 6,895 Total cost of loan: ₹ 6,895 + ₹ 1,180 = ₹ 8,075 APR (Annual Percentage Rate) : 28.58% Eligibility Criteria Salaried Individuals Above 21 years Minimum take-home salary per month ₹15K Documents Required Fibe (formerly EarlySalary) aims to be one of the most user-friendly Instant Personal loan apps in India. PAN Aadhaar card Salary Account bank statement How to apply? 1. Login to the Fibe (formerly EarlySalary) app. 2. Fill in some basic details and upload few documents. 3. Choose the loan amount and tenure. 4. Get the money transferred to your account in 10 minutes. Interest rates and other charges Below is the applicable fees and charges for loan products from Fibe (EarlySalary): Charges Amount Interest rate Starting 2% per month Processing fee Up to 3% of the loan amount Bounce charges ₹ 500 APR (Annual Percentage Rate) Ranges between 16.75% to maximum 74% Late payment charges ₹ 500 or 3% of the loan amount whichever is higher as per overdue amount Stamp duty 0.1% of loan amount Mandate rejection charges ₹ 250 + GST Pre-closure charges ₹ 0 A penalty is charged only when someone delays their scheduled payment. In addition, GST will be applicable only on the fee components as per Indian laws. All the customers are made aware about details regarding fees and charges through the agreement which is shared on their registered email ids, also the customers can access their loan details 24*7 through our App. About Fibe (Formerly EarlySalary) Fibe App is owned by Social Worth Technologies Private Limited and facilitates Lending related services primarily through our in-house RBI registered NBFC, EarlySalary Services Private Limited (Formerly known as Ashish Securities Pvt. Ltd.). It is one of India’s leading digital lending apps focused on young, aspirational and tech-savvy Indian consumers. It is a financial ecosystem that enables the mid-income group to upgrade their lifestyle. It hosts an array of financial products like short-term Instant Cash Loans, long-term Personal Loans and Buy Now Pay Later plans. Fibe offers a 100% digital loan application process that takes just minutes to complete. Our lending partners: Earlysalary Services Private Limited Northern Arc Capital Limited Incred Financial Services HDB Financial Services Vivriti Capital Limited Kisetsu Saison Finance (India) Private Limited Piramal Capital and Housing Finance Limited Aditya Birla Finance Limited }
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Visual ASO

Screenshots

Rating & Reviews

Reviews Overview
🧐 Coming Soon…
Rating
4.3
44 294 voters

Some Latest Reviews

Shubham_Deshmukh
04 Jan, 2026
5
Best app to manage the loan any time you can pay transparent transaction Thank you fibe team your efforts count
Suhan1224
03 Jan, 2026
3
The Fibe application is user-friendly and the loan process is quick. However, the interest rate is very high compared to other similar apps.
Wonderful experience with Fibe
30 Dec, 2025
5
Renamed from EarlySalary, Fibe is a lifesaver for emergencies! The app is very user-friendly and doesn't crash during the KYC process. I was able to get a small-ticket loan approved instantly with very reasonable interest rates. The best part? No hidden charges and a 100% digital journey. Highly recommended for anyone who needs credit without the long wait times of a traditional bank. I’ve used several lending apps in the past, but Fibe stands out for its sheer speed and transparency. The transition from EarlySalary to Fibe has brought a much smoother UI that makes the application process feel effortless. What I loved: Instant Disbursal: I received the approval and the amount in my bank account in less than 10 minutes. Minimal Paperwork: No physical documents needed—just a selfie, PAN, and Aadhaar. Zero Foreclosure Charges: This is a huge win. Being able to pay back the loan early without any penalty is a feature most banks don't offer. Transparent Interest: The app clearly shows the interest rate and processing fees upfront before you commit. If you are a salaried professional looking for a quick bridge during a month-end cash crunch, this is definitely the most reliable app out there. 5 stars
DB*********
15 Dec, 2025
1
Year back I received message that close existing loan and avail new loan with higher limit, closed the loan immediately and applied new loan, but message i received that not eligible for new loan, I am very much suffered to manage my other commitments because i used the amount to closed the loan, after a year still i am trying for fresh loan but still showing not eligible for loan, don’t know what system they are following, very worst
atulmonku
11 Dec, 2025
1
Pathetic service no customer support in app my payment is pending with Fibe. It’s more than on month I I remember correct. And still they are not returning my money
Dawa lhamu sherpa
04 Dec, 2025
1
Don’t take a loan from this app it’s very worst I took the loan from this app but if u are delay to pay they will charge 500 per hour seriously guy’s and if u want to pay from this app they will hide the option for repayment and they will charge 500 pr hour than only they will opened.. worst app 😡😡😡
Tonynathan
03 Dec, 2025
2
Very high interest breaching RBI norma and every other NBFC and financial institutions !! While the repo rates are records low, NBFC like these operate under carpet charging 300% more than any financial institution operating in India.
@run7838
03 Dec, 2025
5
Always favourite app, but be loyal for this app, they will always help you in your bad days
ikirants
01 Dec, 2025
1
I even haven’t applied for any loan from these frauds and they pulled my cibil score and kyc without my consent, big time unethical company

Other

Additional Information
Rating:
4.28
Voted: 44.29K
App Store Link:
Website:
Email: -
Privacy Policy:
Categories: Finance
Size: 132MB
App Age: 9 years 8 months
Release Date: May 10, 2016
Last Update: Jan 05, 2026
Version: 11.52
Version history
11.52
Jan 05, 2026
Experience a smooth journey from download to approval in just 8 questions with our newly enhanced app. - Latest update includes a cutting-edge Credit Score Analyser, ensuring you're always in the know about your credit health and offering personalised tips for improvement - Engage effortlessly with our user-friendly conversational UI, now enriched with new engaging features like games, stores and many more - Benefit from faster loan application processes, boasting instant approval for your convenience - Enjoy a fresh, modernised look and feel, making your financial journey both efficient and visually appealing
11.51
Dec 15, 2025
Experience a smooth journey from download to approval in just 8 questions with our newly enhanced app. - Latest update includes a cutting-edge Credit Score Analyser, ensuring you're always in the know about your credit health and offering personalised tips for improvement - Engage effortlessly with our user-friendly conversational UI, now enriched with new engaging features like games, stores and many more - Benefit from faster loan application processes, boasting instant approval for your convenience - Enjoy a fresh, modernised look and feel, making your financial journey both efficient and visually appealing
Version history