Sprive - Mortgage Free, Faster

🇺🇸 United States
Sprive Limited  | 
58
ASO score
Text
66/100
Reviews
50/100
Graphic
60/100
Other
0/100
rating
App Rating
4.4
rating
Votes
434
rating
App Age
4y 4m
rating
Last Update
Dec 29, 2025

Compare with Category Top Apps

Metrics
Current App
Category Top Average
Difference
Rating
4.44
4.66
-5%
Number of Ratings (Voted)
434
96K
-100%
App Age
4y 3m
7y 8m
-44%
In-app Purchases Price
$0
$137
Update Frequency
26d
62d
-58%
Title Length
30
25
+20%
Subtitle Length
26
27
-4%
Description Length
3 863
2 743
+41%
Number of Screenshots
468
1304
-64 %
Size
107MB
120MB
-11 %

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Ranking Keywords in United States

Keywords App Rank
Illustration
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Text ASO

Title (
Characters: 30 of 30
)
Sprive - Mortgage Free, Faster
Subtitle (
Characters: 26 of 30
)
Save thousands in interest
Description (
Characters: 3863 of 4000
)
Sprive is the mortgage management app for homeowners looking to pay off their mortgage faster. Sprive is completely free and only takes a few minutes to set up. Why Sprive? Sprive is helping homeowners reduce their mortgage terms and save in interest. See how much quicker you could be mortgage-free with Sprive. Making small, regular mortgage overpayments can significantly shorten your mortgage and save thousands in interest. With the Sprive app, you can automatically set aside your spare cash and even earn cash rewards from your everyday shopping to put towards paying off your mortgage. If you’re looking for a smarter way to pay off your mortgage, Sprive is the app for you. Key Features: • Cash rewards on everyday shopping: Earn up to 15% cashback at top UK brands like Amazon, M&S, Waitrose, ASDA, Morrisons, Tesco, Deliveroo, IKEA, and many more which you can put towards paying off your mortgage. You’ll get credited your reward within 15 minutes • Auto-saving: Automatically set aside spare cash to turn into mortgage overpayments • Make mortgage overpayments straight to your lender in one tap • Mortgage calculator: Calculate savings and track your journey to mortgage freedom. • Remortgage insights: Track how much of your home you own and improve your chances of securing better mortgage deals in the future. How it works: - Download the Sprive app - Create an account by sharing some personal information like name and address - Connect your bank account and we’ll automatically source your mortgage - Set your minimum and maximum monthly saving limits and we’ll only take automatic savings within your preferences - Start earning money towards your mortgage from your everyday shopping by buying your first shopping card. Why not start with your weekly food shop by choosing one of the supermarkets available in the app? Use your shopping card to pay for your shop. Your cashback will be credited to your Sprive account within 15 minutes - Track your progress in the app to see how much you’re projected to save in interest and years taken off your mortgage- Pay your lender in one tap straight from the app. Featured By: ITV News, Forbes, Sky News, The Daily Mail, iNews, Metro, The Telegraph, and many more. _________________________ Supported Lenders: First Direct, Nationwide, Barclays, Halifax, HSBC, Lloyds, Natwest, RBS, Santander, TSB Bank, Virgin Money, Yorkshire Building Society, Accord Mortgages and Coventry Building Society Supported Brands: ASDA, Sainsburys, Amazon, Morrisons, Waitrose, M&S, Iceland, Costa Coffee, Café Nero, Deliveroo, Just Eat, Uber Eats, Tesco, Primark, Boohoo, Asos, Decathlon, Foot Locker, Adidas, New Look, River Island, Superdry, John Lewis, B&M, Matalan, Argos, Boots, Uber, Lastminute.com, Halfords, Ernest Jones, H.Samuel, WHSmith, Red Letter Days, Paul Smith, Harvester, Miller & Carter, The Restaurant Card, Pizza Express, Naked Wines, Greggs, Pizza Hut, Habitat, Screwfix, Wayfair, FatFace, Clarks, JD, Selfridges, London Theatre Direct, Cineworld, Jet2holidays, Travel Card, Spabreaks.com, Tripgift, Love2shop, B&Q, Dunelm, Liberty, The Entertainer, Notonthehighstreet, buyagift. Safe and Secure Sprive is FCA registered (FRN: 919863). We prioritize your privacy, using AES encryption and 256-bit TLS for data security. Your data is never shared without consent. Transparent and Free to Use Sprive has no hidden fees. Our upcoming feature will scan for cheaper mortgage deals, and we only earn a commission if we successfully help you remortgage. Reliable Customer Support We’re here for you 5 days a week. Save thousands in mortgage interest and become mortgage-free faster. Download Sprive today. Example Savings Savings illustrated are based on an average £92 paid monthly as an overpayment on a repayment mortgage with a balance of £250,000 at 5% interest for 30 years.}
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Visual ASO

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Rating & Reviews

Reviews Overview
🧐 Coming Soon…
Rating
4.4
434 voters

Some Latest Reviews

BSouthWales
15 Dec, 2025
5
I’ve been using Sprive for over a year and love it. My top tip is it to buy vouchers as your normally buy things- so I’ll do a shop in Ikea and add up all of the items , then buy a voucher before we reach the till.
Ex monopoly go player
03 Dec, 2025
2
Great app if you have the patience. Negative is they sell your details onto scammers. I receive about 80 scam email messages a day since installing app and entering my email address.
vickybinley
25 Nov, 2025
1
I set up Sprive and added money to pay for a purchase then the app froze and I can’t speak to anyone or contact via a chat and need the money to pay for Christmas presents. It has not given me a voucher for the money. I have emailed twice and not had a reply or resolution and now need to call my bank to try to get the money back Very bad user experience
KT_charlo
25 Nov, 2025
2
This app has the potential to be one of the best out there, the concept is so unique and could make a genuine difference to so many people however the app itself is one of the worst I have ever used. It’s impossible to find what you want. I keep getting emails about a service called private but there is absolutely no reference to it on the app whatsoever and it’s damn near impossible to find the same piece of information twice within the app. A small amount of work from a software development team could change this completely so I really hope they put some time into improving the app really soon as I love the concept but I’m so, so frustrated with the app.
hsauifv
15 Nov, 2025
1
I’ve been using Sprive started of great now it’s won’t let me log back into my account
joejoe2889
04 Nov, 2025
3
The idea of this is fantastic, chip away at your mortgage through your normal shop! I am a ‘load a card at the till’ shopper, so it’s incredibly frustrating that the app signs you out all the constantly and to sign back in you have to wait for an email, click a link….I normally just abort using the app. I wish it just kept me signed in or Face ID was sufficient. I have also found at times, it says that there was an error producing the gift card, so again I abort and just pay. Then as soon as I’m out the shop i get a notification that payment was taken and a gift card is now available the app. That said, I think the idea is fantastic and the app is great when it works. I just think the app needs a bit of refinement to make it more stable and easy to use.
Spainish student
02 Nov, 2025
5
Use code 80QOO1IT to get free £5 in your pot! As long as you are spending money you would anyway this is free money off your mortgage… it takes 90 secs to create a gift card and use it, so easy!
Lydscorsab
02 Nov, 2025
4
I’ve been using Sprive since August and I’ve managed to pay an extra £200 towards my mortgage. You get cash back whenever you buy a gift card at lots of retailers. Although it requires some planning to figure out where you’re going to shop, i often create the gift cards when I’m at the self service checkout for the amount I need. Then I create cash back credited straight away. No app fees or subscriptions - free money for shopping. What’s not to like? The only thing that has stopped me giving a 5 stars is the frequency at which the app crashes. I sometimes have to restart my phone if it gets stuck topping up funds or logging in. Other than that, the app is great!
ARa1495
02 Nov, 2025
1
App keeps crashing after clicking the tiniest thing. Have tried to buy vouchers with Apple Pay and it has crashed twice. Prior to that I clicked the supplier of my food shop and it froze/crashed. It’s proving useless currently.

Other

Additional Information
Rating:
4.44
Voted: 434
App Store Link:
Website:
Email: -
Privacy Policy:
Categories: Finance
Size: 106MB
App Age: 4 years 4 months
Release Date: Sep 09, 2021
Last Update: Dec 29, 2025
Version: 20.0.9
Version history
20.0.9
Dec 29, 2025
Thank you for using Sprive! We’ve pushed some bug fixes and performance improvements. Please update your app to ensure you have the best experience with Sprive!
20.0.8
Dec 17, 2025
Thank you for using Sprive! We’ve pushed some bug fixes and performance improvements. Please update your app to ensure you have the best experience with Sprive!
Version history