Payap

🇺🇸 United States
Centrapay  | 
16
ASO score
Text
21/100
Reviews
0/100
Graphic
28/100
Other
0/100
rating
App Rating
3.7
rating
Votes
625
rating
App Age
1 year 2m
rating
Last Update
Dec 16, 2025

Compare with Category Top Apps

Metrics
Current App
Category Top Average
Difference
Installs
6.9K
5.6M
-100%
Rating
3.72
4.38
-15%
Number of Ratings (Voted)
625
9.6M
-100%
App Age
1y 2m
6y 6m
-82%
In-app Purchases Price
$0
$140
Update Frequency
21d
92d
-77%
Title Length
5
26
-81%
Short Description Length
76
68
+12%
Description Length
2 315
2 832
-18%
Number of Screenshots
35
891
-96 %
Has Video?
No
0% has videos
Size
0MB
0MB

Category Ranking in United States

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Downloads

Downloads Graph
Downloads icon
Total
6K
Last month icon
Last month
944

Text ASO

Title (
Characters: 5 of 50
)
Payap
Short Description (
Characters: 76 of 80
)
It pays to Payap. Sync your NZ banks. Scan to pay. In one slick payment app.
Description (
Characters: 2315 of 4000
)
The payment app to power-up your payments Payap isn’t just a new way to pay. It’s the new way to make your money work for you. We’ve ditched the cards, scrapped the surcharge, and packed your phone with the kind of payment power your plastic never had. Sync your NZ bank accounts. Swerve the surcharge. And simply scan QR codes to pay. Join the growing number of Kiwi using Payap to master their money. It pays to Payap. Why Payap? Let’s break it down: The wallet of all wallets 👛 Link your NZ bank accounts and pay from one secure digital wallet - no matter who you bank with. No more cards or flicking between banking apps. Scan is the new tap 🤳 QR code payments are the future! Scan to pay, and off you go. Fast, seamless payments, every time. Spread your spend ⚖️ Low on one account? No worries. Pay from two accounts at once. Or three. Or ten. We’re not here to judge. We’re here to make your money work for you. No mind-bending mental arithmetic required. Swerve the surcharge 🙅 Pay what’s on the price tag. No checkout add-ons. Just plain and simple payments. Master your money 📈 Payap gives you the tools to stay on top of your money like a pro, with spending limits, real-time tracking, and a clear view of your cash flow. No more money mayhem. Just bossing your finances. Total security nerds 🔐 When it comes to security, we really don’t mess around. We’re talking bank-level security and fingerprint, face, or pin code verification. Built for New Zealand, backed by BNZ and powered by Centrapay, Payap is designed for Kiwi who take security as seriously as we do. Ready to power-up your payments? Download to get started. Payap Terms of Use apply. Payap requires a compatible device and operating system. Internet access required for Payap. Maintenance sometimes required. Payap is only available in New Zealand for payments between New Zealand bank accounts. To pay with Payap, you’ll need to have a New Zealand bank account that can be linked with Payap through open banking or through a Visa or Mastercard debit card. Mastercard is a trademark of Mastercard International Incorporated. Visa is a trademark owned by Visa International Service Association and used under license.}
Read more

Visual ASO

Screenshots

Rating & Reviews

Reviews Overview
🧐 Coming Soon…
Rating
3.7
625 voters

Some Latest Reviews

M Spain
16 Dec, 2025
1
Login fail off the bat. During signup, was sent a TEXT code to, as instructed, enter to continue. But it was not accepted (errored) on input. Later found an EMAIL with a different code. Didn't bother. App now removed as experience poor off the bat and if you can't get this right, then you definitely won't be getting access to bank accounts.
An drew Law
04 Dec, 2025
1
the advertising says "the pay app for everyone" obviously this company does not consider blind people part of everyone. the app is completely inaccessible to screen readers.
Brett Mason
20 Nov, 2025
1
has advertising notifications e.g. Black Friday junk. can't turn them off without disabling all notifications which might be useful. undermines any trust I might have for a payments app
Adam Hart
20 Nov, 2025
3
We are one step closer to a better app. It still lacks many banks however. I was unable to add my ASB accounts, FORBIDDEN error. App URL capture is also rough and I expect many will have issues with this. (not your fault, android just sucks). Looking forward to seeing more.
Adam Hart
05 Nov, 2025
2
It's okay. Unfortunately it does none of what it promises to do because no other New Zealand bank is on board with the program. In its current state it's no better than PayPal or Google Pay. I look foward to seeing if this actually goes anywhere. Or if like ANZ's billing feature, it will only have 1 option forever.
Tabitha Michelle Embleton
25 Oct, 2025
5
I am having trouble logging in and signing up for the account I get to the first code part then it doesn't seem to send me a second code can someone please help me.
Tabitha Michelle Embleton
14 Oct, 2025
2
unsure about adding my card to this how safe is this
Roland
10 Oct, 2025
1
Bad UI, bottom buttons are behind my home buttons. Tried twice to add my BNZ credit card, didn't work.
Kiwi Maureen
02 Sep, 2025
5
I'm able to take money from range of accounts, ❤️ it

Other

Additional Information
Rating:
3.72
Voted: 625
Google Play Link:
Website:
Email: -
Privacy Policy:
Categories: Finance
Size: -
Installs: 6.04K
App Age: 1 year 2 months
Release Date: Oct 24, 2024
Last Update: Dec 16, 2025
Version: 0.32.0
Version history
0.32.0
Dec 16, 2025
- General enhancements and bug fixes
0.31.0
Dec 03, 2025
- General enhancements and bug fixes
Version history