Version history
Cleo AI: Cash advance & Credit
28
ASO score
Text
21/100
Reviews
64/100
Graphic
28/100
Other
0/100
App Rating
4.2
Votes
6.96M
App Age
6y 10m
Last Update
Dec 17, 2025
Compare with Category Top Apps
|
Metrics
|
Current App
|
Category Top Average
|
Difference
|
|---|---|---|---|
|
Installs
|
4.8M
|
6.3M
|
-23%
|
|
Rating
|
4.38
|
4.25
|
+3%
|
|
Number of Ratings (Voted)
|
3M
|
9.3M
|
-68%
|
|
App Age
|
6y 10m
|
6y 0m
|
+13%
|
|
In-app Purchases Price
|
$0
|
$145
|
|
|
Update Frequency
|
12d
|
76d
|
-84%
|
|
Title Length
|
30
|
26
|
+15%
|
|
Short Description Length
|
84
|
66
|
+27%
|
|
Description Length
|
3 988
|
2 711
|
+47%
|
|
Number of Screenshots
|
608
|
854
|
-29
%
|
|
Has Video?
|
No
|
0% has videos
|
|
|
Size
|
0MB
|
0MB
|
|
Category Ranking in United States
7 days
Last 7 days
Last 30 days
Last 90 days
Last 180 days
Last year
| Top | Dec 18, 2025 | Dec 25, 2025 |
|---|---|---|
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20
|
20
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| Top | Dec 18, 2025 | Dec 25, 2025 |
|---|---|---|
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No results were found!
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| Top | Dec 18, 2025 | Dec 25, 2025 |
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No results were found!
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| Top | Dec 18, 2025 | Dec 25, 2025 |
|---|---|---|
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No results were found!
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Downloads
Downloads Graph
Total
4.7M
Last month
141.7K
Text ASO
Title
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Characters:
30
of 50
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Cleo AI: Cash advance & Credit
Short Description
(
Characters:
84
of 80
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Manage budget, save money, or file tax. Build, track & improve your credit score
Description
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Characters:
3988
of 4000
)
A personal finance coach you can actually talk to about your daily, weekly or monthly budget. Cleo helps 8+ million users budget, save, build credit, or get a cash advance in those low-balance moments.
Cleo turns stressful money life into a simple chat, where you can ask questions and learn about your finances (without being bored to death).Want to know how much you spent on takeout last month? Just ask Cleo!
GET UP TO A $250 CASH ADVANCE
Dump your overpriced overdraft and get a spot from Cleo instead. Cleo’s up to $250 cash advance has:
- No minimum or maximum time for repayment
- No interest
- No credit checks
- No late fees
- No direct deposit required
A Cash Advance (Earned Wage Access) is NOT a personal loan! Cleo is an Earned Wage Access app. There are no maximum annual percentage rate (APR) as there are no mandatory fees associated Cleo's cash advance. For example, if you request an advance for $40 and request it to be delivered on a non-expedited basis the total amount that you repay is $40.
SAVE WITH 3.14% APY
Grow your wealth with high-yield savings almost nine times higher than the national average. Think of it as the good kind of interest that accumulates on your savings.
BUDGET WITHOUT FEELING RESTRICTED
Build a personalized budget (with room for iced coffee). Cleo uses Plaid to read your transaction history in a read-only mode. She can then show you all your accounts in one place, serve you spending breakdown, and share monthly bill trackers and reminders.
BUILD CREDIT (WITHOUT A CREDIT CARD)
Glide your way to smoother approvals, lower interest rates, and higher credit limits with a credit score your parents can be proud of. Start building your credit with:
- No Interest
- Cash advance
- Credit score coaching
- $1 minimum deposit
ACCESS YOUR PAYCHECK UP TO 2 DAYS EARLY
Don’t wait until payday. Unlock your earnings early by setting up direct deposits.
LEGAL STUFF
(1) Subject to eligibility. Amounts range from $20-$250, and $20-$100 for first-time users. Amounts subject to change. Same day transfers subject to express fees.
(2) The interest rate on your account is 3.09% with an Annual Percentage Yield (APY) of 3.14%, effective as of 09/18/2025. Rate is variable and is subject to change after account opening. Fees may reduce earnings.
(3) Credit Builder Card is issued by WebBank, Member FDIC pursuant to a license from Visa USA Inc. Access to the Card is subject to approval.
(4) Early access to ACH credit or direct deposit funds depends on the timing of the submission of the payment file from the originator and/or payroll provider.
Thread Bank generally makes these funds available on the day the payment file is received, which may be up to two days earlier than the scheduled payment date. However, this availability is not guaranteed.
The Cleo Grow subscription service offers users savings goals, hacks, challenges, and access to an annual percentage yield (APY) on savings.
The Cleo Plus subscription offers saving goals, hacks, challenges, APY on savings, credit score insights, and access to cash advances if eligible.
Cleo is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC.
The Cleo Credit Builder subscription offers saving goals, hacks, challenges, APY on savings, credit score insights, cash advances if eligible, credit history, and priority support.
We only offer the above services in US and when user sets up account with Cleo they select a US state of residence.
Cleo is not affiliated with Moneylion, Credit Karma, Kikoff, Experian Credit Check, Credit One, Credit Strong, Intuit Credit Karma, Albert, Earnin, Dave Bank, Brigit, Chime, Klover, loan apps, FloatMe Cash Advances, Empower, Venmo, Branch paycheck loans, or Gerald payday credit loans app
Learn more about how we share and protect your data at [meetcleo.com/page/privacy-policy](http://meetcleo.com/page/privacy-policy)
Cleo AI
300 Delaware Ave, Suite 210
Wilmington DE, 19801}
Read more
Other
Additional Information
| Rating: | |
| Voted: | 6.96M |
| Google Play Link: | |
| Website: | |
| Email: | |
| Privacy Policy: | |
| Categories: | Finance |
| Size: | - |
| Installs: | 4.75M |
| App Age: | 6 years 10 months |
| Release Date: | Feb 21, 2019 |
| Last Update: | Dec 17, 2025 |
| Version: | 3.25.0 |
Version history
3.25.0
Dec 17, 2025
Bug fixes & minor improvements. Watch this space.
3.24.0
Dec 15, 2025