Billease - Buy Now, Pay Later

🇺🇸 United States
First Digital Finance Corporation  | 
32
ASO score
Text
33/100
Reviews
40/100
Graphic
40/100
Other
0/100
rating
App Rating
4.6
rating
Votes
13.92M
rating
App Age
7y
rating
Last Update
Dec 15, 2025

Compare with Category Top Apps

Metrics
Current App
Category Top Average
Difference
Installs
13.5M
5.9M
+128%
Rating
4.51
4.38
+3%
Number of Ratings (Voted)
10.8M
10.5M
+3%
App Age
6y 11m
6y 11m
+1%
In-app Purchases Price
$0
$144
Update Frequency
26d
93d
-72%
Title Length
29
26
+12%
Short Description Length
84
68
+24%
Description Length
4 004
2 795
+43%
Number of Screenshots
622
903
-31 %
Has Video?
No
0% has videos
Size
0MB
0MB

Category Ranking in United States

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Top Dec 29, 2025 Jan 05, 2026
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Top Dec 29, 2025 Jan 05, 2026
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Top Dec 29, 2025 Jan 05, 2026
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Top Dec 29, 2025 Jan 05, 2026
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Downloads

Downloads Graph
Downloads icon
Total
13.4M
Last month icon
Last month
260.7K

Text ASO

Title (
Characters: 29 of 50
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Billease - Buy Now, Pay Later
Short Description (
Characters: 84 of 80
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A personal credit line with installment loans on Lazada, Kimstore & 10,000+ more
Description (
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)
Billease makes your online shopping affordable and convenient by spreading your payments into simple installment plans. Just find what you want at any of our online merchant stores, choose Pay with Billease, and enjoy flexible monthly payments. Earn rewards. 💙Billease is the best shopping finance experience in the Philippines MUCH BETTER THAN CASH LOAN OR CONSUMER LOAN Paying with Billease is more convenient than SSS loans, consumer loans, or cash credit. Buy what you want today directly on Lazada or at any of our merchants and select to pay with Billease. That splits your purchase into convenient installments. We’ll notify you when payments are due. No collateral or down payment required. Borrow for shopping online. Credit approval is fast, with most getting instant decisions. You don’t have to deal with cash, just shop and enjoy. BETTER THAN CASH CREDIT OR CREDIT CARD Billease is built for the digital age. Transactions are secure through integration in our partner checkout process. No credit card numbers to worry about. Always track your transactions in the app. MORE THAN 10,000 MERCHANTS Lazada, Kimstore, Mandaue Foam, Anson’s, Philippine Airlines, Agoda, Datablitz, and many more. Enjoy 0% interest at Anker, Cole Haan, Jockey, KitchenAid, Tempur. Load your phone and settle next due date with no fees. GCash, Maya, coins.ph and GrabPay top-ups are also available. EXCLUSIVE DEALS & FLEXIBLE INSTALLMENTS Shop gadgets, electronics, lifestyle items with special discounts in Deals. Get free shipping and limited offers. For bigger purchases or extra breathing room, convert any QRPh or Tap-to-Pay transaction into installments before your due date. Buy in the app, pay later. PAY ANYWHERE WITH QRPh & NFC Use your Billease credit line at over 600,000 merchants nationwide through QRPh-enabled stores. Just scan the QR to pay, enjoy now, and convert your purchase into flexible installments before your due date. EASY BILL PAYMENT Pay 100s of billers including Globe, Smart, Meralco, Maynilad, Manila Water, Easytrip RFID, and even government contributions like SSS and Pag-Ibig. ENJOY LOWEST INTEREST RATES FOR ONLINE PURCHASES Enjoy the benefits without paying upfront. We charge the lowest interest rate at only 3.49% monthly. Watch out for 0% APR promos with selected merchants and mobile load. CONVENIENT REPAYMENT OPTIONS Pay your installments via QRPh, InstaPay or PESONet, direct bank deposits, coins.ph, or at over 22,000 7-Eleven, Cebuana, and MLhuillier outlets. NO FUNNY BUSINESS What you see is what you pay, no hidden fees. The app lets you configure installments and see the exact amount upfront. We generate a Disclosure Statement in compliance with the Truth in Lending Act. INFORMATION ABOUT THE COST OF YOUR INSTALLMENT PLAN - Monthly interest rate ranges from 0% to 3.49% - Annual Percentage Rate (APR) ranges from 0% to 41.88% - Service charges range from 0% to 10% - Loan amounts range from PhP 500 to 50,000 - Installment terms are flexible from 2 to 24 months REPRESENTATIVE EXAMPLE OF THE TOTAL COST OF A LOAN - 3-month Lazada Installment plan for PhP 12,000: We will disburse PhP 12,000 to your Lazada Wallet (no upfront deductions). - You will repay in 3 monthly installments of PhP 4,539 (PhP 4,000 Principal, PhP 419 Interest, PhP 120 Service Charge each). - Total repayment = PhP 13,617 (PhP 12,000 Principal + PhP 1,257 Interest + PhP 360 Service Charge). We love feedback! Email us at: info@billease.ph - FB: https://www.facebook.com/billeaseph/ - IG: https://www.instagram.com/billeaseph/ Corporate Name: First Digital Finance Corporation Business Name: First Digital Finance Corporation PSEC Registration Number: CS201516347 ✅Regulated by SEC as Finance Company with Certificate of Authority (CA): 1101 ✅ Regulated by Bangko Sentral ng Pilipinas as Operator of Payment System (OPSCOR-2021-0007) Registered address: 9th Floor, TM Kalaw Center Building, 667 TM Kalaw Street, Brgy. 666, Zone 72, Ermita, Manila, Philippines}
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Rating & Reviews

Reviews Overview
🧐 Coming Soon…
Rating
4.6
13 919 140 voters

Some Latest Reviews

white silence
03 Jan, 2026
1
Why are my loan applications automatically rejected? All my documents are complete and I even submitted multiple documents. It didn't even take your system 5 seconds to review my information. If you're using AI for this, it sucks. Or is this a scam to get my banking information?
Celine imv
03 Jan, 2026
5
Strict compliance yet great service. willing to refer to friends. hope the xompany keep it service great and low interest for better economy
Din Omi
03 Jan, 2026
1
I had a bad experience to this apps i want to pay and i try to login but i can't login they say wrong password but i put my password that i used i try many times and also i try to reset my password so many time but not working im on my strength and fast signal but didn't working and now im overdue so sad but nothings working apps i hope we fixed soon im good payer but this apps prostrated problem to me now😭 now my credit is bad
emily imadhay
03 Jan, 2026
5
so fast and reliable, recommended by a friend. and it's true,very reliable.
Armi Grace Nava
02 Jan, 2026
1
Worst loan app. 2nd to shopee loan. Their interest rate is highly unreasonable
Ligaw Lines Betta
02 Jan, 2026
2
after paying my 4 remaining installments in full to have a new application you restricted my account and can make another new one, very disappointed
Mervyn Jarred Armada
02 Jan, 2026
1
Update: di na tumataas credit ko. Bumaba ngayon sa 500 good payer naman. Im done with this shi...
Jim Park
02 Jan, 2026
1
data mining app, dami daming ID kailangan eh isa nga lang sa bangko ito gusto dalawa eh iisa lang ID ko. wag kayo papauto
Kawa Zaki
02 Jan, 2026
1
Mga tamad ang agent. Di matino kausap. Di makaintindi. Kaya nawalan na ako ng gana. Uninstalled.

Other

Additional Information
Rating:
4.57
Voted: 13.92M
Google Play Link:
Website:
Email:
Privacy Policy:
Categories: Finance
Size: -
Installs: 13.42M
App Age: 7 years
Release Date: Jan 22, 2019
Last Update: Dec 15, 2025
Version: 4.52.1
Version history
4.52.1
Dec 15, 2025
4.51.1
Nov 04, 2025

More by First Digital Finance Corporation

Version history