Holvi – Business banking

🇺🇸 United States
Holvi Payment Services  | 
18
ASO score
Text
25/100
Reviews
0/100
Graphic
28/100
Other
0/100
rating
App Rating
4.3
rating
Votes
242.11K
rating
App Age
10y 6m
rating
Last Update
Dec 09, 2025

Compare with Category Top Apps

Metrics
Current App
Category Top Average
Difference
Installs
114.2K
6.3M
-98%
Rating
4.54
4.25
+7%
Number of Ratings (Voted)
131.4K
9.3M
-99%
App Age
10y 6m
6y 0m
+74%
In-app Purchases Price
$0
$145
Update Frequency
17d
75d
-77%
Title Length
24
26
-8%
Short Description Length
79
66
+20%
Description Length
3 872
2 711
+43%
Number of Screenshots
440
854
-48 %
Has Video?
No
0% has videos
Size
0MB
0MB

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Downloads

Downloads Graph
Downloads icon
Total
113.3K
Last month icon
Last month
825

Text ASO

Title (
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Holvi – Business banking
Short Description (
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)
Banking for freelancers - online invoicing, bookkeeping and business Mastercard
Description (
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Holvi is more than just a business account and business Mastercard®. With online invoicing, e-invoicing, expense management, and an interest-bearing business account, Holvi is your new financial home. Dig down into financial details, prepare bookkeeping, and get ready for tax time with the full suite of tools on the Holvi web app. NEW! Features for effortless money management ✔️ Interest-bearing business account: Put your business funds to work. Earn up to 1.5% interest on your payment account balance, calculated daily and paid out monthly. (FI only) ✔️ Multiple payment accounts: Create accounts with unique IBANs (subaccounts) for different projects, income streams, or tax reserves. Transfer money between your own accounts instantly. ✔️ Connect accounts from other banks to get a full financial overview ✔️ Earn yield on your business funds: With Holvi, businesses can park cash flexibly, withdraw it easily when needed – and benefit from ongoing returns. (DE only) ✔️ Hassle-free account switching: Switch your business account to Holvi in minutes. Our free service, powered by Qwist, moves your direct debits and standing orders and notifies partners –no paperwork required. (DE only) ✔️ Digital company formation: Found your GmbH or UG quickly and easily. Use our express digital formation packages (starting from €99) to create documents and secure a short-notice notary appointment. (DE only) Business banking for freelancers & the self-employed ✔️ Business account with IBAN* ✔️ Unlimited transfers within Europe (SEPA) ✔️ Send and receive international transfers in 18 currencies ✔️ Keep a clear overview of finances ✔️ Open an account 100% online in the Holvi app Pay expenses – Holvi Business Mastercard® ✔️ Holvi Business Mastercard® included ✔️ Debit card for worldwide payments and cash withdrawals ✔️ Invite team members to manage their expenses with their own cards and permissions. ✔️ Secure online payments with Mastercard® Identity Check™ ✔️ Lock & unlock card and retrieve PIN via the app Collect earnings – easy online invoicing & sales ✔️ Create and send invoices & e-invoices (ZUGFeRD/XRechnung)in the Holvi app ✔️ Invoice reminders: Automatically send reminders for overdue invoices to get paid faster. ✔️ Start selling online with your integrated Online Store (payments go straight to your Holvi account) ✔️ Get real-time notifications on paid invoices ✔️ Track the status of your invoices in the app ✔️ Incoming payments are matched with invoices Manage money – small business bookkeeping & expert support ✔️ Manage expenses – save receipts via the app ✔️ Categorise transactions and prepare accounting ✔️ See real-time VAT balance and cash flow projection ✔️ Full-Service Accounting: Option to add Holvi Zen or Zen+ in Finland to outsource your bookkeeping, VAT, and tax filing to a professional accountant for a fixed monthly fee. Service is available in Finnish and English. ✔️ Payroll: Manage salary payments directly via Palkkaus.fi integration. ✔️ Connect to your accounting software (e.g., Netvisor) to automate data transfer ✔️ Download accounting reports (PDF/CSV) *Holvi offers Finnish and German IBANs, depending on the user’s country of residence. Over 35k small businesses in Europe use Holvi to simplify work life. Open your business account in the Holvi app today - and calm the chaos of self-employment. This is Holvi Holvi was founded in Helsinki in 2011, by entrepreneurs for entrepreneurs. We are a payment service provider authorised by the Finnish Financial Supervisory Authority (FIN-FSA) to operate throughout the European Economic Area (EEA). We keep our customer funds in top-rated European partner banks, where they are protected under the applicable deposit insurance scheme.}
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Visual ASO

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Rating & Reviews

Reviews Overview
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Rating
4.3
242 108 voters

Some Latest Reviews

Joe Arno
19 Dec, 2025
3
eigentlich macht die App das was sie soll. Nachteil ist, dass die App sich nicht für die Freigabe von Aufträgen automatisch öffnet. Bei anderen Banking Apps klappt das.
M-J
25 Oct, 2025
2
Epätoivoisesti yrittää olla vähän kaikkea ja näin ollen on tasaisesti kaikessa huono. Viivakoodien lukija täysin ala-arvoinen
mehmet Hakan Bedestenlioglu
15 Sep, 2025
2
In the AI age, It is so weird waiting for long time to receive money sent from another bank domestically. As a response: But that doesn't change the situation because I had to wait for the money I sent from another Fİnnish bank for almost two days. Can it be accepted as " instant payment?
matias pietilä
10 Sep, 2025
3
Yhä vain kuittien kuvaustekstien kirjoittaminen on tuskaista, kun tieto synkataan palvelimelle ilmeisesti merkki kerrallaan, mikä aiheuttaa sietämättömän viiveen. Matkalaskuja ei voi tehdä sovelluksessa. Kuittien lisääminen sähköposteista on turhan hankalaa, kun ei ole mitään osoitetta, johon viestit voisi lähettää niin, että liitteet poimittaisiin Holviin (vrt. E-Tasku). ALV-kantaa ei lueta kuiteilta suoraan tai ehdoteta toimijan mukaan vaan se pitää lisätä käsin joka kerta.
Tuukka Wahtera
01 Sep, 2025
1
A banking app should not nag for reviews. its ok to ask for a review but not keep asking after I've declined
Chris Hammerschmidt
20 Aug, 2025
1
it's probably not theft but it surely feels like it too me. can't recommended, would avoid at any cost.
uncle joey
08 Jun, 2025
5
Just new to it but I love the interface and navigation is easy
Sami Roslöf
10 May, 2025
5
toimii suosittelen lämpimästi laskutus ja muut hoituu
harleyman52
08 May, 2025
1
Älkää hyvät ihmiset vain erehtykö käyttämään Holvia. Täysi roistotili. Laittoi tilin kiinni, kun sinne tuli yritykseltä suurempi summa, yli 20k €. Väitti rahanpesuksi, vaikka rehellisesti työllä hankittua rahaa. Puhelinneuvontaa ei ole, eikä vastaa chatissa viesteihin. Täysiä varkaita

Other

Additional Information
Rating:
4.34
Voted: 242.11K
Google Play Link:
Website:
Email:
Privacy Policy:
Categories: Finance
Size: -
Installs: 113.34K
App Age: 10 years 6 months
Release Date: Jun 11, 2015
Last Update: Dec 09, 2025
Version: 24.8.0
Version history
24.8.0
Dec 09, 2025
We regularly bring updates to the Google Play Store to make the Holvi app faster and more reliable. From bug fixes to new features, every update is designed to improve your experience using Holvi.<br><br>Occasionally, we’ll bring you major improvements and feature updates – we’ll include these here.
24.7.1
Dec 04, 2025
We regularly bring updates to the Google Play Store to make the Holvi app faster and more reliable. From bug fixes to new features, every update is designed to improve your experience using Holvi.<br><br>Occasionally, we’ll bring you major improvements and feature updates – we’ll include these here.
Version history