RING by Kissht: Personal Loan

🇺🇸 United States
IdeoPay  | 
40
ASO score
Text
25/100
Reviews
100/100
Graphic
40/100
Other
0/100
rating
App Rating
4.3
rating
Votes
62.67M
rating
App Age
4y 1m
rating
Last Update
Oct 30, 2025

Compare with Category Top Apps

Metrics
Current App
Category Top Average
Difference
Installs
37.6M
5.7M
+560%
Rating
4.45
4.29
+4%
Number of Ratings (Voted)
26.5M
9.6M
+177%
App Age
4y 0m
6y 7m
-39%
In-app Purchases Price
$0
$142
Update Frequency
57d
91d
-38%
Title Length
29
26
+12%
Short Description Length
79
68
+16%
Description Length
3 965
2 775
+43%
Number of Screenshots
630
853
-26 %
Has Video?
No
0% has videos
Size
0MB
0MB

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Downloads

Downloads Graph
Downloads icon
Total
36.6M
Last month icon
Last month
984K

Text ASO

Title (
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RING by Kissht: Personal Loan
Short Description (
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Easy Loan Approval From Rs 35,000 to Rs 5 lakh with fast disbursal on low rates
Description (
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Are you looking for a loan app that offers instant cash loans and smooth UPI transactions? Check out RING, a trusted loan app packed with everything you need from instant loan approvals to seamless UPI payments! Pay anytime & anywhere with RING UPI now!💸 Customers can avail of loans up to Rs. 5 lakhs with quick and paperless KYC in under 5 minutes! Unlock higher pre-approved loans on timely repayment. 💰 With RING UPI, you can conveniently send money to any mobile number or bank account. Our Offerings 🌟 Fast Payment With RING UPI. Transfer funds directly from your bank account with ease. Pay any merchant, anytime using any UPI QR Code! Zero documentation, quick disbursal and lower interest rates ⚡Effortless Instant Loan Approval- Get a quick loan up to Rs. 5 lakhs in just 5 mins through RING's instant loan paperless KYC process. Example of Unsecured Personal Loan Loan amount (Sanctioned): ₹ 60,000. Tenure: 18 months. Interest Rate: 33% per annum. Processing Fee (incl. GST): ₹ 4,248. Total Interest: ₹ 16,858. EMI: ₹ 4,271. APR: 44 %. Sanctioned Loan amount is ₹ 60,000. Net Disbursed amount is ₹ 55,752. Total loan repayment amount is ₹ 76,858. Total Cost of the Loan = Interest Amount + Processing Fees = ₹16,858 + ₹4,248 = ₹21,106. We work with RBI-registered NBFCs such as: 1.⁠ ⁠Si-Creva Capital Services Pvt. Ltd. 2.⁠ ⁠⁠Northern Arc 3.⁠ ⁠⁠MAS Financial Services Ltd. Features That Make RING Your Go-To Lending Option! 📲 Direct Deposit - Get the RING Power Loan, up to ₹5,00,000, deposited straight into your bank account in a flash. 💸 Affordable Rates - Our interest rates go up to 33%, with APR ranging from 32% to 63%. 📥Flexible & Quick Loan Repayment: With our quick loan app, you can enjoy flexible instant loan repayment tenure from 3 months to 60 months 🔐Prioritize security: Ring follows all the RBI guidelines to ensure you can get instant cash loans, personal loans & more with peace of mind. 🤝 Become A RING Merchant - Partner with our personal loan app, also a trusted payment solution for over 10 lakh businesses, to streamline your payment process. Use our power loan app to build strong customer relationships, experience rapid settlements, enjoy rewards & cashbacks. Upgrade your business today with the RING safe loan app. Why choose RING? ● Super quick approval with RING Power Loan ● Flexible repayment on personal loans ● Instant loan disbursement ● Ditch the paperwork with our safe loan app ● We work with RBI-registered NBFCs ● Transparent terms and zero hidden costs on instant loans Start your Journey 1️⃣ Download the Ring instant loan app 2️⃣ Register with ease 3️⃣ Experience financial freedom with transparent, quick loan options Why Borrow An Instant Loan Through Ring? At RING we care about the safety and well-being of our customers. Our collection processes follow RBI guidelines and reflect our values of empathy and courtesy. Also, we follow strict guidelines for customer service - ● We use registered landline lines to communicate with customers ● We never use personal cell phones, international numbers, or VoIP conversations ● We never ask customers to make payments into personal or private bank accounts. Payments are only accepted on our personal loan app. ● Our loan app cannot access your contact list and other sensitive information without your consent. Contact Us In case you have faced any of the above-mentioned situations, do this: 1. Write to care@pay-with-ring.com OR call our customer care number on 08044745880 / 08062816300. 2. Share with us a screenshot or recording of the message or call. Address: Office units 2, 3, and 4, 10th Floor, Tower 4, Equinox Park, LBS Marg, Kurla (West), Mumbai -400070, Maharashtra, India. Disclaimer: The application is SSL-certified, and all transactions are 100% safe & secure. Ready to chase your dreams with our instant loans? Download the RING quick loan app today!}
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Rating & Reviews

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Rating
4.3
62 667 153 voters

Some Latest Reviews

Rishabh Raj
23 Dec, 2025
5
This app is very good for new user and not any fraud able app but fully trusted
harshan murugan
23 Dec, 2025
5
to get a small amount of credit or a loan very quickly and easily. The entire process is fully digital, which minimizes the need for paperwork. credit limit that can be utilized directly through UPI (Unified Payments Interface). This means you can use your phone to make payments almost anywhere-at physical stores, for online shopping, or for bill payments. tenure options for users to repay the credit according to their convenience. 76 people found this helpful
Ranjith Kumar
23 Dec, 2025
1
this app loan quickly but return payments chiting for customer account
sucharitha burra
23 Dec, 2025
1
worrest app in time payment but now not eligibility now...no one overdue or dues but precloser my loan but now not eligibility now ...waste app don't use
Prati
23 Dec, 2025
5
RING by Kissht is a very user-friendly and reliable app. The process is quick, simple, and completely hassle-free. I really liked how easy it is to understand everything, from registration to using the services. Customer support is also responsive and helpful. Overall, it’s a great app for anyone looking for a smooth and trustworthy experience. Highly recommended!
Ankita shukla
23 Dec, 2025
5
Very good experience with this app guys using this app outstanding interface 🤗
Monku
23 Dec, 2025
5
Very good important service santer Instested most of the beat application for the best ap@
Abdul Hamid
23 Dec, 2025
5
I'm two months users experience very nice app I m rate dhis app five star
Meraj Alam
23 Dec, 2025
5
Best Instant Personal Loan App. I love this app. Thank you Ring (by Kissht)

Other

Additional Information
Rating:
4.26
Voted: 62.67M
Google Play Link:
Website:
Email:
Privacy Policy:
Categories: Finance
Size: -
Installs: 36.62M
App Age: 4 years 1 month
Release Date: Dec 13, 2021
Last Update: Oct 30, 2025
Version: 1.6.4
Version history
1.6.4
Oct 30, 2025
UI improvements for enhanced customer experience <br>Bug fixes and under the hood improvements
1.6.3
Oct 01, 2025
UI improvements for enhanced customer experience <br>Bug fixes and under the hood improvements
Version history