IDFC FIRST Bank: MobileBanking

🇺🇸 United States
IDFC FIRST Bank Ltd.  | 
44
ASO score
Text
33/100
Reviews
100/100
Graphic
40/100
Other
0/100
rating
App Rating
4.7
rating
Votes
181.11M
rating
App Age
5y 1m
rating
Last Update
Dec 31, 2025

Compare with Category Top Apps

Metrics
Current App
Category Top Average
Difference
Installs
34.1M
5.9M
+475%
Rating
4.79
4.32
+11%
Number of Ratings (Voted)
176.8M
10M
+1 673%
App Age
5y 1m
7y 1m
-29%
In-app Purchases Price
$0
$142
Update Frequency
25d
108d
-77%
Title Length
30
26
+15%
Short Description Length
84
69
+22%
Description Length
4 119
2 754
+50%
Number of Screenshots
704
902
-22 %
Has Video?
No
0% has videos
Size
0MB
0MB

Category Ranking in United States

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Downloads

Downloads Graph
Downloads icon
Total
33.8M
Last month icon
Last month
778.7K

Text ASO

Title (
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IDFC FIRST Bank: MobileBanking
Short Description (
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Banking app to make UPI fund transfers, credit card payments & check A/C balance
Description (
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Welcome to IDFC FIRST Bank’s Mobile Banking App. Enjoy a fast and seamless online banking experience, with integrated banking services and exciting features. Experience the joy of: * One-Swipe Banking: Swipe to view your account balances and manage credit card/debit card details, deposits, investments, etc * Instant Payments & Transfers: Make secure payments, UPI transfers, and bill payments * Zero Fee Banking: Enjoy free Savings Account services, such as money transfers, cheque re-issuance, debit card issuance, and ATM withdrawals * Tracking Expenses: Monitor cash flow with over 20 automatically categorized transaction types. Link FIRST WOW! & Digital Rupay Credit Card with UPI, earn cashback & rewards on every payment. * Auto-Sweep Current Accounts: BRAVO Current Accounts with Auto-Sweep to FD for higher interest rates * Building Wealth: One screen view of your investment portfolio. Get curated investment recommendations based on your risk profile * Personalized Offers: Get exciting offers across dining, lifestyle, travel & more * Instant Personal Loans: Avail pre-approved loan offers at attractive interest rates & flexible tenures *Fixed Deposit: Open an FD in 3 quick steps. Invest online & get guaranteed returns. Smart App Features and Services 1. Secure Fund Transfers & Payments ⭐ Free fund transfers to any bank account without adding beneficiary ⭐ Easy bill payment and recharge – mobile recharge, DTH & utility bills ⭐ Earn up to 10X rewards on travel/shopping spends via credit cards, redeem anytime for exclusive discounts ⭐ 3-click digital bill payments ⭐ Zero fee money transfer (मनी ट्रांसफर) to bank accounts through IMPS, NEFT, or RTGS ⭐Send money, pay utility & credit card bills, loan EMIs, buy/recharge FASTag, using UPI ⭐ Link bank (बैंक) accounts & view your savings account (बचत खाता) balances with UPI 2. Investment, Mutual Funds & IPOs App: Explore online investment services: ✓ Invest in Mutual Funds online with Instant SIP ✓ Invest in equity, debt, large-cap and multi-cap ✓ Save tax with ELSS mutual funds ✓ Invest in Unit Linked Insurance Plans (ULIP) and Online Sovereign Gold Bonds 3. Insurance App: Buy health, bike & car insurance through our app 4. Tripstacc Benefits ☛ Convenient in-app flight & hotel booking experience on the IDFC FIRST Bank mobile app, powered by Tripstacc ☛ ZERO convenience fees on flight booking & earn 20 bonus points for every ₹100 spent on hotel bookings 5. Other Banking Services: ⭐ Apply for debit card & cheque book via app with nil charges. ⭐ View filtered transactions & download Smart Statement + Digest ⭐ Manage credit card payments, download statements, & redeem credit card (क्रेडिट कार्ड) rewards ⭐ Quick purchase & recharge of FASTag ⭐ Zero fee on DD & Pay order issuance & 3rd party withdrawals ⭐ No ECS return fee & decline fee at ATMs for low funds ⭐ Get personalised offers across loans ⭐ One app login for retail, MSME, Customer Service, & Relationship Management Steps to Download App & Open a Digital Banking Account (बैंक खाता): ☛ Download the banking app & click on open savings account (सेविंग्स अकाउंट) ☛ Register your details & get user ID & password ☛ Log in via user ID & password or mobile number & MPIN ☛ Set up Face ID or finger scanner (biometric) for easy log-in ☛ SIM Binding feature for secure banking (बैंकिंग) Personal Loan Features: Loan amount: ₹20,000 to ₹40 lakhs Personal Loan Tenure: 6 to 60 months Annual Percentage Rate: 11% to 28% Representative Example: Loan amount: ₹1,00,000 Loan Tenure: 12 months Interest Rate (reducing): 20% EMI Amount: ₹9,264 Total Interest Payable: ₹11,168 Processing Fee (incl GST): ₹3,499 Disbursed Loan Amount: ₹96,501 Total Amount Payable: ₹1,11,168 Total cost of Loan (Interest + Processing Fee): ₹14,667 Disclosure: By downloading the IDFC FIRST Bank Mobile App, you agree to our Terms & Conditions, as well as IDFC FIRST Bank’s privacy policy. To go through the T&Cs, please visit https://www.idfcfirstbank.com/terms-and-conditions}
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Screenshots

Rating & Reviews

Reviews Overview
🧐 Coming Soon…
Rating
4.7
181 107 176 voters

Some Latest Reviews

Modi Rooshant
04 Jan, 2026
5
Just finished a quick transaction after starting a fixed deposit, and the app’s interface made thier process so smooth I almost forgot I was doing it online.
Daki Vimal
04 Jan, 2026
5
I using this app for weeks now, set up recurring bill payments was surprisingly straightforward and quick.
Ravikant Gupta
04 Jan, 2026
5
excellent bank service by idfc first bank number one bank in whole india and it's global services best in class
Kasim Shaikh
04 Jan, 2026
5
The instant notification popped up after I got my loan approved, which brought a big sigh of relief. Honestly, this app makes banking feel like a breeze!
Ashwani Sharma
04 Jan, 2026
3
app is good but Whenever I open it there is a mandatory update that i have to download loan /update ,
Husain Khan
04 Jan, 2026
5
the application made it easy for me to respond my all questions
Aayansh Patel
04 Jan, 2026
5
Splitting a cab fare on the go is a breeze with the credit card management feature first. The app's really simplified my hectic enviroment.
Shiva Goswami
04 Jan, 2026
5
The instant loan approval feature on the app really made things easier for me when I was in a pinch. Got my loan approved easily, and the process was smooth overall, love how responsiblity_driven it feels.
Sanjay Bansal
04 Jan, 2026
5
After a smooth evening, I redeemed my mutual fund through the app, and the UPI payments worked flawlessly without any fuss.

Other

Additional Information
Rating:
4.74
Voted: 181.11M
Google Play Link:
Website:
Email:
Privacy Policy:
Categories: Finance
Size: -
Installs: 33.78M
App Age: 5 years 1 month
Release Date: Dec 13, 2020
Last Update: Dec 31, 2025
Version: 2.54
Version history
2.54
Dec 31, 2025
* We’ve wrapped up 2025 with enhancements and fixes to keep your banking experience smooth and seamless into the new year.<br>* Update now and start 2026 on a flawless note! 🎉
2.53
Dec 24, 2025
🌍 Go Global with GIFT City Banking!<br>* Foreign Currency Savings Accounts for effortless global money management<br>* Secure FCY Deposits designed for NRIs<br>* Invest in Mutual Funds in just two clicks! Plus, enjoy a faster, smoother Loan Against Mutual Funds experience

More by IDFC FIRST Bank Ltd.

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