Kikoff - Build Credit Quickly

🇺🇸 United States
Kikoff, Inc.  | 
34
ASO score
Text
33/100
Reviews
64/100
Graphic
28/100
Other
0/100
rating
App Rating
4.6
rating
Votes
5.75M
rating
App Age
4y 9m
rating
Last Update
Dec 18, 2025

Compare with Category Top Apps

Metrics
Current App
Category Top Average
Difference
Installs
4.3M
6.3M
-31%
Rating
4.61
4.25
+8%
Number of Ratings (Voted)
3.2M
9.3M
-66%
App Age
4y 9m
6y 0m
-22%
In-app Purchases Price
$0
$145
Update Frequency
27d
76d
-64%
Title Length
29
26
+12%
Short Description Length
25
66
-62%
Description Length
3 358
2 711
+24%
Number of Screenshots
735
854
-14 %
Has Video?
No
0% has videos
Size
0MB
0MB

Category Ranking in United States

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Trending Up
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Top Dec 18, 2025 Dec 25, 2025
24
28
Top Dec 18, 2025 Dec 25, 2025
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Top Dec 18, 2025 Dec 25, 2025
No results were found!
Top Dec 18, 2025 Dec 25, 2025
24
28

Downloads

Downloads Graph
Downloads icon
Total
4.2M
Last month icon
Last month
116.9K

Text ASO

Title (
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Kikoff - Build Credit Quickly
Short Description (
Characters: 25 of 80
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No credit checked needed.
Description (
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If you’re ready to build your credit, Kikoff is the fastest, smartest, and easiest way to do it. Kikoff customers who make on-time payments see improvements of their credit score by 58 points, on average.* Sign up for Kikoff Basic plan for just $5/month or Premium plan for $20/month. You’ll get a credit line reported to Equifax, Experian, and TransUnion** every month. Each on-time payment builds payment history, which helps your credit! Whether you have a low credit or no credit, we make it easy and worry-free – no credit check required and it only takes a few minutes to apply. How it works: 1. We lower your credit utilization with a $750 or a $2,500 tradeline. 2. You make a purchase with that tradeline (limited to Kikoff), and you just pay back what you spend (our lowest + most popular payment amount is $5/month). We report those payments to Equifax, Experian, and TransUnion every month while your utilization rate stays low. 3. You have the option to put your credit building on autopilot by turning on AutoPay – that’s right, no heavy lifting required from you after account setup. 4. We flag errors on your report. Also, users with Premium Credit Service account can sign up to Rent Reporting to have their rent payments reported. Kikoff helps you build credit by establishing a payment history and maintaining a low utilization rate, all with no unexpected fees or interest. *Credit Score Increase: Based on Kikoff customers who start with 600 or below credit. Payment behavior can have an impact on your credit score, and individual results may vary. Data current as of March 2022. **Which bureaus are reported to depends upon which Kikoff products you have. Kikoff Credit Account and Secured Credit Card reports to Equifax, Experian, and TransUnion. Kikoff Inc. is a financial technology company, not a bank. Banking Services provided by Coastal Community Bank, Member FDIC. The Kikoff Mastercard® is issued by Coastal Community Bank pursuant to a license by Mastercard International Incorporated. *** Credit Card services offered through Bankrate, LLC NMLS ID# 1427381 *** Loan services offered through Moneylion Technology Inc. NMLS ID# 1475872 *** Auto loan providers offered through Caribou Financial Inc. NMLS# 1746612, RefiJet., and OpenRoad Lending, LLC NMLS#710945 **PERSONAL LOAN INTEREST AND FEES are available to see on Kikoff’s marketplace from third party advertisers, from which Kikoff receives compensation. The offers you see on the Kikoff Marketplace have rates from 6.99% APR to 35.99% APR with terms from 1 month to 84 months. Rates are subject to change without notice and are controlled by our third party advertisers, not Kikoff. Depending on the specific lender, other fees may apply, such as origination fees or late payment fees. See the particular lenders terms and conditions for additional details. You may not qualify for a personal loan at all or you may not qualify for the lowest rates or the highest offer amounts. PERSONAL-LOAN REPAYMENT EXAMPLE. The following example assumes a $10,000 auto-loan with a 5 year (60 month) term. For APRs ranging from 6.99% - 35.99%, monthly payments would range from $198 to $361. Assuming all of the 60 monthly payments are made on-time, the total amount would range from $11,878 to $21,676. Kikoff Privacy Policy: https://kikoff.com/privacy-policy.pdf}
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Visual ASO

Screenshots

Rating & Reviews

Reviews Overview
🧐 Coming Soon…
Rating
4.6
5 752 249 voters

Some Latest Reviews

Jalilah Bass Brown
22 Dec, 2025
1
I have tried to sign in as a first time user cause I never used this app before and your system keeps telling me that you can't identify me.....???????
Nicholas Echevarria
22 Dec, 2025
3
Besides all the nice new features, the only feature kikoff is missing is the availability of instant bank transfers, also I found when tapping Card, Transfer now, Move your deposit, Log me in... it just freezes but For 1 small second of loading first and a white screen. update dec 22. I sent money to my bank and the app froze up. not sure if the 450 dollars I sent got sent.
Mason Mest
21 Dec, 2025
1
zero stars.more like ruin credit quickly when you can't pay for it ,setting it and up and not getting anymore money nor have money to pay for it doesn't increase ANYTHING only borrows against the credit creating an Non existing 3500$ that you have to pay and not get anything in return GARBAGE fix it!
A Hazard
21 Dec, 2025
3
NO HELP W/ FICO😱 ..course of around 13 months, SPENT hundreds of $$$.¢¢ on Kickoff, then, Update, now, won't open. cleared cache, all permissions enabled, restArted device but all I get, black screen, every time I lost a device it was on, my provider, made it monumentally worse, I demanded the provider compensate me, they wouldn't, i asked the FCC for help, & they did. FCC got my T-Mobile to compensate, but, couldn't see my subscriptions, Kickoff TANKED MY CREDIT LOWER THEN WHEN I STARTED 😭😢
Peter R
21 Dec, 2025
1
I didn't like kick off I think it's more of a scam than anything had to delete it
Adrian Jose
21 Dec, 2025
5
it's a pretty neat app you can keep track of your credit 👍🔥
Calvin Hill
21 Dec, 2025
5
Really surprised me with the way my score went up.
Clifford Backus
21 Dec, 2025
1
how do you cancel and stop having to pay these payments
Lawrence Fennell
21 Dec, 2025
5
I feel like a Millionaire with just seeing my credit 😂😂😂

Other

Additional Information
Rating:
4.64
Voted: 5.75M
Google Play Link:
Website:
Email:
Privacy Policy:
Categories: Finance
Size: -
Installs: 4.22M
App Age: 4 years 9 months
Release Date: Mar 25, 2021
Last Update: Dec 18, 2025
Version: 1.148.2288
Version history
1.148.2288
Dec 18, 2025
Thank you for using Kikoff! 🎉🥳🎉<br>The number one way to build your credit!<br><br>This version includes:<br>* Various UI improvements<br>* Bug fixes<br>
1.147.2263
Dec 11, 2025
Thank you for using Kikoff! 🎉🥳🎉<br>The number one way to build your credit!<br><br>This version includes:<br>* Various UI improvements<br>* Bug fixes<br>
Version history