Version history
Kredivo - Buy Now Pay Later
22
ASO score
Text
33/100
Reviews
0/100
Graphic
28/100
Other
0/100
App Rating
4
Votes
33.1K
App Age
1 year 1m
Last Update
Dec 15, 2025
Compare with Category Top Apps
|
Metrics
|
Current App
|
Category Top Average
|
Difference
|
|---|---|---|---|
|
Installs
|
494.3K
|
6.2M
|
-92%
|
|
Rating
|
4.05
|
4.34
|
-7%
|
|
Number of Ratings (Voted)
|
33K
|
10.7M
|
-100%
|
|
App Age
|
1y 1m
|
7y 3m
|
-85%
|
|
In-app Purchases Price
|
$0
|
$140
|
|
|
Update Frequency
|
78d
|
99d
|
-21%
|
|
Title Length
|
27
|
26
|
+4%
|
|
Short Description Length
|
61
|
69
|
-12%
|
|
Description Length
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3 412
|
2 829
|
+21%
|
|
Number of Screenshots
|
28
|
956
|
-97
%
|
|
Has Video?
|
No
|
0% has videos
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|
|
Size
|
0MB
|
0MB
|
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Category Ranking in United States
7 days
Last 7 days
Last 30 days
Last 90 days
Last 180 days
Last year
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| Top | Jan 02, 2026 | Jan 09, 2026 |
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Text ASO
Title
(
Characters:
27
of 50
)
Kredivo - Buy Now Pay Later
Short Description
(
Characters:
61
of 80
)
Get cash loans, shop with QRPH, and pay later at 0% interest!
Description
(
Characters:
3412
of 4000
)
Experience Southeast Asia's premier online Buy Now Pay Later platform! Now available in the Philippines, Kredivo offers you with flexible loan solutions right from your mobile device. Through the Kredivo app, approved users may use a credit limit assigned upon approval to pay at 600,000+ merchants, make bill payments, or apply for cash loans—without requiring a credit card.
What Kredivo Offers:
- Transact on QRPh and Paylater: Use Kredivo to pay at participating QRPh-enabled and partner merchants across the Philippines. Eligible transactions can be repaid in installments based on the selected repayment plan and applicable charges.
- Cash Loan: Eligible users may apply for a cash loan of up to ₱30,000, which will be disbursed to the user’s registered bank account upon approval. Loan amounts, interest rates, fees, and repayment periods depend on eligibility and selected loan terms.
- Bill Payment: Take control of your life by paying your electricity, utility, mobile, and other bills—all in one seamless app! With Kredivo, you can manage your payments now and budget for later, all while doing so at 0% interest rate.
Registration & Use:
Download the app and complete your registration in just 5 minutes. Once approved, you can view your available credit limit and use Kredivo for eligible purchases at participating merchants, bill payments, or cash loan applications. All interest rates, fees, and repayment schedules are shown clearly in the app before you confirm any transaction. Repayments can be made through multiple online and offline payment options.
How We Are Secured:
Your security is our highest priority. With state-of-the-art encryption protecting your data, you can shop with complete peace of mind. Kredivo is fully regulated by the Securities and Exchange Commission (SEC Reg. Number: CS201905678), guaranteeing that your information is not just safe but also backed by a trusted authority!
Information about the cost of your installment plan:
- Monthly interest rate ranges from 0% to 3.99%
- Annual Percentage Rate (APR) of our installment plans ranges from 0% to 115%
- Service charges range from 1% - 5%
- Cash Loan amounts up to ₱30,000
- Product purchases with installments available up to 12 months (Note: Cash loan installments only available for 6 months)
Representative example of the total cost of a QRPh Scan-to-pay loan (basic users):
- QRPh Scan-to-pay, 3 Month Installment plan for ₱3,000.
- When conducting a QRPh transaction for a product priced at ₱3,000, we will disburse the payment directly to the merchant.
- You will need to repay in 3 monthly installments of ₱1,153.29.
- In total you will need to repay ₱3,459.87 which includes ₱3,000 Principal, ₱369.87 Interest and ₱90 Service Charge
Warning: Borrow only as much as you need and can afford to repay.
KREDIVO PHILIPPINES FINANCING CORP. (KREDIVO PH) is regulated by Securities and Exchange Commission with contact number 8818-5990 email flcd_queries@sec.gov.ph: SEC Reg. Number: CS201905678 issued 27 May 2019 and Certificate of Authority Number 1323 issued 12 Nov 2025.
For inquiries or feedback, reach us at support.ph@kredivo.com or call (+632) 8841 7920.
Business Address:
KREDIVO PHILIPPINES FINANCING CORP. (KREDIVO PH)
20F Arthaland Century Pacific Tower
4th Avenue corner 30th Street
Bonifacio Global City, Taguig
Join Kredivo today and experience the freedom to shop smart!}
Read more
Other
Additional Information
| Rating: | |
| Voted: | 33.1K |
| Google Play Link: | |
| Website: | |
| Email: | - |
| Privacy Policy: | |
| Categories: | Finance |
| Size: | - |
| Installs: | 479.18K |
| App Age: | 1 year 1 month |
| Release Date: | Dec 03, 2024 |
| Last Update: | Dec 15, 2025 |
| Version: | 1.9.2 |
Version history
1.9.2
Dec 15, 2025
1.8.3
Oct 16, 2025