Kredivo - Buy Now Pay Later

🇺🇸 United States
KREDIVO PH  | 
22
ASO score
Text
33/100
Reviews
0/100
Graphic
28/100
Other
0/100
rating
App Rating
4
rating
Votes
33.1K
rating
App Age
1 year 1m
rating
Last Update
Dec 15, 2025

Compare with Category Top Apps

Metrics
Current App
Category Top Average
Difference
Installs
494.3K
6.2M
-92%
Rating
4.05
4.34
-7%
Number of Ratings (Voted)
33K
10.7M
-100%
App Age
1y 1m
7y 3m
-85%
In-app Purchases Price
$0
$140
Update Frequency
78d
99d
-21%
Title Length
27
26
+4%
Short Description Length
61
69
-12%
Description Length
3 412
2 829
+21%
Number of Screenshots
28
956
-97 %
Has Video?
No
0% has videos
Size
0MB
0MB

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Downloads

Downloads Graph
Downloads icon
Total
479.2K
Last month icon
Last month
53.8K

Text ASO

Title (
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Kredivo - Buy Now Pay Later
Short Description (
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Get cash loans, shop with QRPH, and pay later at 0% interest!
Description (
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Experience Southeast Asia's premier online Buy Now Pay Later platform! Now available in the Philippines, Kredivo offers you with flexible loan solutions right from your mobile device. Through the Kredivo app, approved users may use a credit limit assigned upon approval to pay at 600,000+ merchants, make bill payments, or apply for cash loans—without requiring a credit card. What Kredivo Offers: - Transact on QRPh and Paylater: Use Kredivo to pay at participating QRPh-enabled and partner merchants across the Philippines. Eligible transactions can be repaid in installments based on the selected repayment plan and applicable charges. - Cash Loan: Eligible users may apply for a cash loan of up to ₱30,000, which will be disbursed to the user’s registered bank account upon approval. Loan amounts, interest rates, fees, and repayment periods depend on eligibility and selected loan terms. - Bill Payment: Take control of your life by paying your electricity, utility, mobile, and other bills—all in one seamless app! With Kredivo, you can manage your payments now and budget for later, all while doing so at 0% interest rate. Registration & Use: Download the app and complete your registration in just 5 minutes. Once approved, you can view your available credit limit and use Kredivo for eligible purchases at participating merchants, bill payments, or cash loan applications. All interest rates, fees, and repayment schedules are shown clearly in the app before you confirm any transaction. Repayments can be made through multiple online and offline payment options. How We Are Secured: Your security is our highest priority. With state-of-the-art encryption protecting your data, you can shop with complete peace of mind. Kredivo is fully regulated by the Securities and Exchange Commission (SEC Reg. Number: CS201905678), guaranteeing that your information is not just safe but also backed by a trusted authority! Information about the cost of your installment plan: - Monthly interest rate ranges from 0% to 3.99% - Annual Percentage Rate (APR) of our installment plans ranges from 0% to 115% - Service charges range from 1% - 5% - Cash Loan amounts up to ₱30,000 - Product purchases with installments available up to 12 months (Note: Cash loan installments only available for 6 months) Representative example of the total cost of a QRPh Scan-to-pay loan (basic users): - QRPh Scan-to-pay, 3 Month Installment plan for ₱3,000. - When conducting a QRPh transaction for a product priced at ₱3,000, we will disburse the payment directly to the merchant. - You will need to repay in 3 monthly installments of ₱1,153.29. - In total you will need to repay ₱3,459.87 which includes ₱3,000 Principal, ₱369.87 Interest and ₱90 Service Charge Warning: Borrow only as much as you need and can afford to repay. KREDIVO PHILIPPINES FINANCING CORP. (KREDIVO PH) is regulated by Securities and Exchange Commission with contact number 8818-5990 email flcd_queries@sec.gov.ph: SEC Reg. Number: CS201905678 issued 27 May 2019 and Certificate of Authority Number 1323 issued 12 Nov 2025. For inquiries or feedback, reach us at support.ph@kredivo.com or call (+632) 8841 7920. Business Address: KREDIVO PHILIPPINES FINANCING CORP. (KREDIVO PH) 20F Arthaland Century Pacific Tower 4th Avenue corner 30th Street Bonifacio Global City, Taguig Join Kredivo today and experience the freedom to shop smart!}
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Rating & Reviews

Reviews Overview
🧐 Coming Soon…
Rating
4
33 100 voters

Some Latest Reviews

Marya
07 Jan, 2026
1
good payer ako, naka ilang beses na rin ako mag reloan. pero nito lang nag try ako mag reloan uli,failed na lagi ang transaction.
Rose Marie Vallespin
07 Jan, 2026
5
Hoping to have a limit increase feature soon for those tenured using Kredivo.
Red Olic olic
06 Jan, 2026
2
always on process the status everytime i use it. then failed at the end of application.
4A ROSERO, COOLENE GRAE D.
04 Jan, 2026
5
easy to navigate, you will get the same amount. no harassing calls. kudos
Janos Lapiz
03 Jan, 2026
5
Probably the best loan app i have experienced. Interest rate is very reasonable, 4% processing fee is much much lower than other apps. And terms are flexible enough to pay at your very convenience. Approval takes time but its worth the wait. Highly recommended.
Norjana Lutian
03 Jan, 2026
5
I love KREDIVO..2nd time ko na nakapagloan..at mababa lng ang interest.. thank u Soo much KREDIVO ❤️
Cathy Santos
30 Dec, 2025
5
I love this app, it offers wide range of services from cash loan, pay bills, buy load and of course their buy now pay later with minimal interest that you guys i'm sure can afford. try it now ❤️
Rein Dapil
30 Dec, 2025
1
always rejected many times already. they said it's a good buy now pay later app with cash loan and credit. I have a good credit score to other loan apps but rejects everytime I avail.
Floirendo Clutario
29 Dec, 2025
5
Great! I'm approved in just a minute! thank you Kredivo! 🥰

Other

Additional Information
Rating:
4.04
Voted: 33.1K
Google Play Link:
Website:
Email: -
Privacy Policy:
Categories: Finance
Size: -
Installs: 479.18K
App Age: 1 year 1 month
Release Date: Dec 03, 2024
Last Update: Dec 15, 2025
Version: 1.9.2
Version history
1.9.2
Dec 15, 2025
1.8.3
Oct 16, 2025
Version history