Version history
SmartQarza-Safe easy cash loan
36
ASO score
Text
21/100
Reviews
100/100
Graphic
28/100
Other
0/100
App Rating
4.4
Votes
15.43M
App Age
3y 4m
Last Update
Aug 11, 2025
Compare with Category Top Apps
|
Metrics
|
Current App
|
Category Top Average
|
Difference
|
|---|---|---|---|
|
Installs
|
9.7M
|
6.3M
|
+55%
|
|
Rating
|
4.37
|
4.25
|
+3%
|
|
Number of Ratings (Voted)
|
15M
|
9.3M
|
+61%
|
|
App Age
|
3y 3m
|
6y 0m
|
-45%
|
|
In-app Purchases Price
|
$0
|
$145
|
|
|
Update Frequency
|
135d
|
75d
|
+79%
|
|
Title Length
|
30
|
26
|
+15%
|
|
Short Description Length
|
67
|
66
|
+2%
|
|
Description Length
|
2 802
|
2 711
|
+3%
|
|
Number of Screenshots
|
440
|
854
|
-48
%
|
|
Has Video?
|
No
|
0% has videos
|
|
|
Size
|
0MB
|
0MB
|
|
Category Ranking in United States
7 days
Last 7 days
Last 30 days
Last 90 days
Last 180 days
Last year
| Top | Dec 17, 2025 | Dec 24, 2025 |
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No results were found!
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| Top | Dec 17, 2025 | Dec 24, 2025 |
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No results were found!
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| Top | Dec 17, 2025 | Dec 24, 2025 |
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No results were found!
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| Top | Dec 17, 2025 | Dec 24, 2025 |
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No results were found!
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Downloads
Downloads Graph
Total
9.3M
Last month
418.5K
Text ASO
Title
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Characters:
30
of 50
)
SmartQarza-Safe easy cash loan
Short Description
(
Characters:
67
of 80
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Online personal cash loan, unsecured, compliant, easy and efficient
Description
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Characters:
2802
of 4000
)
🤩🤩SmartQarza holds a valid NBFC license from SECP. We bring Pakistani citizens fast, flexible, and secure personal loans—apply anytime, anywhere via your phone, with limits up to Rs 50,000.
📄📄Product Introduction:
Loan Amount: from PKR 2,000 to PKR 50,000
Loan Term: from 91 days to 180 days
APR (Annual interest rate): 10%-274%
📄📄Loan Example
If you apply for a loan with the principal amount of PRK 5,000 and the loan term is 91 days (3 months), the annual interest rate is 10%, other fees is 0, then you need to pay as follows:
Loan amount disbursed in hand: 5,000
Total interest payable: 5,000*10%*91/365=124.66
Daily interest: 5,000*10%/365=1.37
The total payable amount : 5,000+124.66=5,124.66
Monthly payment amount: 5,124.66/3=1,708.22
🖇️The assigned credit limit will be subject to the credit worthiness of the borrower
✨ 100% SECP-Licensed & Compliant
SmartQarza is powered by Gold Lion Financials (Private) Limited—an NBFC fully licensed by the SECP (License No. SECP/LRD/89/GLFPL/2022-36). We follow Pakistan’s laws and regulations to the letter, so you get a lending service that’s safe, transparent, and reliable. Your trust matters—we never cut corners on compliance.
💡💡 How to Apply? Only 5 Steps
● Download SmartQarza from Google Play and register with your phone number.
● Complete the quick online form (taking around 3-5 minutes).
● Submit your application and receive approval promptly.
● Funds will be transferred to your bank account shortly.
● Repay on time → Access higher amounts, longer terms and lower fees for your next application!
📌 Who Can Apply? Simple Eligibility
● 19-55 years old, Pakistani citizen
● Hold a valid ID Card
● Have a stable income or job
🔔 Security & Privacy Protection
When you use our app, we may request certain mobile phone information permissions—this helps us better assist your usage and verify your loan eligibility.Your data security is 100% guaranteed
For full details, please review our complete Privacy Policy: https://www.smartqarza.com/privacy.html
🔔 We’re Here When You Need Us
🎧 In-APP Online Support: Get quick responses directly in the app (our top pick!).
📮 Email: customerservice@smartqarza.com
📞 Hotline: 04238048019 ｜ 04238048016
📅 Hours: 8AM – 8PM, 7 days a week
📍 Office: 02 & 04, 2nd Floor Rajpoot Plaza, GT Road Wah Cantt, Tehsil Taxila, Distt Rawalpindi, Punjab
🖇️ Company Site: https://www.goldlionpk.com/
🖇️ APP Website: www.smartqarza.com
❗❗Risk warning statement: lt is essential that you understand potential risk of over-indebtedness. Borrow responsibly and only take loans that you can comfortably repay within the agreed timeframe to avoid financial difficulties. Always read the terms and conditions carefully before availing any loan.
Your financial well-being is our priority.}
Read more
Other
Additional Information
| Rating: | |
| Voted: | 15.43M |
| Google Play Link: | |
| Website: | |
| Email: | - |
| Privacy Policy: | |
| Categories: | Finance |
| Size: | - |
| Installs: | 9.31M |
| App Age: | 3 years 4 months |
| Release Date: | Sep 02, 2022 |
| Last Update: | Aug 11, 2025 |
| Version: | 2.0.6 |
Version history
2.0.6
Aug 11, 2025
1、Compatible with Android 15<br>2、Function optimization
2.0.4
Mar 14, 2025
1. Fixed bugs