OnePay – Mobile Banking

🇺🇸 United States
One Finance, Inc.  | 
36
ASO score
Text
33/100
Reviews
64/100
Graphic
40/100
Other
0/100
rating
App Rating
4.4
rating
Votes
4.85M
rating
App Age
5y 5m
rating
Last Update
Nov 19, 2025

Compare with Category Top Apps

Metrics
Current App
Category Top Average
Difference
Installs
6M
5.6M
+8%
Rating
4.69
4.4
+7%
Number of Ratings (Voted)
2.8M
9.1M
-70%
App Age
5y 4m
6y 5m
-17%
In-app Purchases Price
$0
$150
Update Frequency
9d
82d
-89%
Title Length
23
26
-12%
Short Description Length
29
69
-58%
Description Length
3 016
2 779
+9%
Number of Screenshots
703
893
-21 %
Has Video?
No
0% has videos
Size
0MB
0MB

Category Ranking in United States

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35
39

Downloads

Downloads Graph
Downloads icon
Total
5.9M
Last month icon
Last month
361.9K

Text ASO

Title (
Characters: 23 of 50
)
OnePay – Mobile Banking
Short Description (
Characters: 29 of 80
)
Pay, bank & build credit.
Description (
Characters: 3016 of 4000
)
More. For your money. OnePay is a financial technology company, not a bank. Banking services provided by Coastal Community Bank or Lead Bank, Members FDIC. The OnePay CashRewards Mastercard is issued by Synchrony Bank pursuant to a license from Mastercard® International Incorporated. OnePay Debit Card is issued by banking partners Coastal Community Bank or Lead Bank, Members FDIC, pursuant to a license by Mastercard International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. To see terms and conditions relating to OnePay's products, visit www.onepay.com/terms Eligible deposits requirement met when your OnePay Cash account either (i) receives Direct Deposits totaling $500+ in the current or previous month or (i) had a balance of $5,000+ at the end of the previous month. ‡Cash back is earned as OnePay Points, redeemable into a OnePay Cash account or other available options. Only available to customers who unlock OnePay Cash+ with eligible deposits. Spend cap applies to your total spend across the cash back categories you selected during the month. See onepay.com/rewards-terms. **Must be 18 or older. When on, Savings Backup will be used before Fee-Free Overdraft. Overdraft balance is due right away. Eligible transactions are at the discretion of OnePay and may exclude certain transactions (e.g., bill pay, global transfers). See details at onepay.com/overdraft-details. +Based on a 12 month loan with $25 monthly payments and a 0% APR. You can choose how much you’d like to pay towards your monthly payment, with a minimum of $1. If you choose an amount less than the full monthly payment, the remainder will be paid from the loan proceeds held in your Credit Builder lockbox. Use of the Credit Builder Program does not guarantee that your credit score will improve. Credit score improvement is dependent on your specific circumstances and a variety of factors, including your financial behavior. Failure to make monthly minimum payments on time may negatively impact your credit score. See onepay.com/legal/licenses. †Cash back is earned as OnePay Points, redeemable as a deposit into a OnePay Cash account pursuant to the OnePay Rewards Terms. Individual reward details can be found in the OnePay app. ∞Subject to credit approval. Cash back is earned as points on purchases made with your OnePay CashRewards Mastercard, which can be redeemed as a statement credit or as a deposit into a OnePay Cash account. ʌʌOffer is valid for new accounts only and may only be applied once. Cash back is earned as points, which can be redeemed as a statement credit or as a deposit into a OnePay Cash Account. See onepay.com/rewards-terms. for details. Limited time offer. We reserve the right to change or discontinue this offer at any time. ʌDirect deposit required. Funds availability may vary depending on when your employer sends paycheck data. ++Currency exchange rates vary. © Copyright 2025 One Finance, Inc.}
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Rating & Reviews

Reviews Overview
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Rating
4.4
4 854 540 voters

Some Latest Reviews

David Downing
07 Dec, 2025
1
I really wanna give this 5 stars my wife uses it and its great for her! but for me on the other hand for whatever reason I cant get approved ive checked my info a hundred times and I know its correct on my end cant have a decent conversation with support its like there robots and the language barrier is frustrating. I am a spark driver and this would be really helpful for me
Janice Meeks
07 Dec, 2025
1
I ordered my card in october.i received it last wk.i activated it expecting the $10 reward to find out the reward was sent to my email to link to the card in October it expired before I got my card and the special service agent from the Walmart help center in the one pay app says they can't fix it.they also can't fix the fact that the points I should've earned since I activated and used it at Walmart and Uber have not appeared on my end or theirs.they try to say it's got to do with my wifi conne
Pauline Pelletier
07 Dec, 2025
1
says credit card. it's not a credit card very deceiving
Pradeep Peethambaram
07 Dec, 2025
1
Deceptive practice. Walmart ad said spend $10, get $10. Only after spending, this app says I need to open bank account and get debit card etc. They didn't mention it before.
Michelle Widener
07 Dec, 2025
1
the Worst Customer service by far then anything I have ever in my life had to deal with these people restricted me from having access I was sent by a friend to help my daughter pay a power bill disconnect notice by 4pm yesterday well at 12:30 I was on the phone trying to find out what I am not able to use move spend get any of the money on my account for the go to standard reason they say (said 10 different ways)"usual activity "THIS WAS THE FIRST TIME THAT I HAD USED THE APP EVER
Teresa Hurst
07 Dec, 2025
5
Onepay makes it so easy to save money. The rewards are remarkable and your savings grow right before your eyes.
Louis Antonio S Hafford
06 Dec, 2025
1
DO NOT BANK WITH ONEPAY. THEY ARE NOT WHAT THEY SEEM
Luke Zajac
06 Dec, 2025
1
Scam app, $150 I had in the account went missing. The customer service reps were rude and 100% unhelpful. Avoid if you don't like flushing money down a toilet.
Teresa Lund
06 Dec, 2025
5
Great app. If you're doing Walmart, spark cash comes instantly only issue that I have is that when you look at your total, it shows the total of savings and checking added together. which is a bit confusing when you're trying to manage your money properly. After contacting and putting in review, one pay support was very, very nice and got back to me very, very quickly.And hopefully we'll see a change.So it's not so confusing in the near future.With the debit and the savings accounts, thank you

Other

Additional Information
Rating:
4.44
Voted: 4.85M
Google Play Link:
Website:
Email:
Privacy Policy:
Categories: Finance
Size: -
Installs: 5.9M
App Age: 5 years 5 months
Release Date: Jul 23, 2020
Last Update: Nov 19, 2025
Version: 5.39.0
Version history
5.39.0
Nov 19, 2025
Bug fixes and performance improvements
5.37.0
Nov 18, 2025
Version history