Debt Payoff Planner & Tracker

πŸ‡ΊπŸ‡Έ United States
OxbowSoft LLC  | 
36
ASO score
Text
33/100
Reviews
60/100
Graphic
40/100
Other
0/100
rating
App Rating
4.4
rating
Votes
320.13K
rating
App Age
11y
rating
Last Update
Dec 24, 2025
rating
iAP
$0.99 - 41.99

Compare with Category Top Apps

Metrics
Current App
Category Top Average
Difference
Installs
713.1K
5.6M
-87%
Rating
4.34
4.38
-0.9%
Number of Ratings (Voted)
232.4K
9.6M
-98%
App Age
10y 12m
6y 6m
+67%
In-app Purchases Price
$20
$140
-85 %
Update Frequency
11d
92d
-88%
Title Length
29
26
+12%
Short Description Length
76
68
+12%
Description Length
3 959
2 832
+40%
Number of Screenshots
1936
891
+117 %
Has Video?
No
0% has videos
Size
0MB
0MB

Category Ranking in United States

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Top Dec 23, 2025 Dec 30, 2025
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Top Dec 23, 2025 Dec 30, 2025
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Downloads

Downloads Graph
Downloads icon
Total
708.7K
Last month icon
Last month
4.4K

Text ASO

Title (
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Debt Payoff Planner & Tracker
Short Description (
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Simple way to take control, stay motivated and save - plan, track, celebrate
Description (
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The Debt Payoff Planner πŸ“± app is the simplest way to stop feeling overwhelmed and start having a specific, step-by-step plan for paying off your loans πŸŽ‰. Today is the day to make a plan with a loan calculator and begin paying down debt. With Debt Payoff Planner, calculating your debt-free date and getting a customized debt repayment schedule is as easy as entering basic information about your loans: current balance of the loan, annual percentage rate (APR), and minimum payment amount. Easy steps to becoming debt free with Debt Payoff Planner: Enter your loans and debts Enter your additional monthly payment budget to pay down faster Choose a debt payoff strategy β˜ƒοΈ Dave Ramsey's Debt Snowball (lowest balance first) πŸ”οΈ Debt Avalanche (highest rate first) ❄️ Debt Snowflake (one-time extra payment toward loans) ♾️ Custom debt free payoff plan Debt Payoff Planner and Calculator determines the optimum payment plan and how long it will take until you will be debt free. You tell the app how much you want to budget toward paying off your debt and we'll tell you how. We recommend the Debt Snowball strategy because we believe that paying off individual accounts faster will help you stay focused on your financial goal of debt elimination. A payoff plan is only useful if you stick with it! Your ability and willingness to pay more than the minimum payments is how you will become debt free in less time than you imagined. Budgeting your income will help you to get a regular monthly amount to pay down the debt faster. The payoff chart will show two payoff scenarios: only paying the minimum amounts, and the repayment schedule when you pay more the the minimum ever month. Additionally, there is an option to create an account for saving debt payoff and payment information. This account can be accessed across multiple devices, from multiple app stores. Creating an account enables you to have a secure backup and your information is immediately available if you start using a new device. Getting out of debt is hard, so we try to allow you to take baby steps toward this goal. We believe that becoming debt free requires an easy starting point and making sure every dollar is leveraged perfectly. The loan calculator has minimal inputs in order to make your money management easy to follow. The Debt Payoff Planner and Calculator is also used for tracking payments and updating the time-frame for becoming debt-free. Inputting payment information is as simple as typing in the amount and the date the payment was made. The goal of payment tracking is to see your progress over time and affirm that you are staying focused on your financial goals. In addition to being a debt tracker and loan calculator, the apps points out some possible next steps with articles focused on how to pay off student loans, auto loans, and credit cards faster. Also, there are some tips on credit card balance transfers as well as strategies for debt consolidation. Eight different loan categories are available to help plan track and visualize your unique situation: πŸ’³ Credit Cards like Capital One, Citicard, Chase, etc. πŸŽ“ Student Loans like Navient, Sallie Mae, Great Lakes, etc. πŸš— Auto / Car Loans πŸ₯ Medical Loans 🏠 Mortgages like Rocket Mortgage, SoFi, etc. πŸ‘₯ Personal Loans to friends and family or other individuals πŸ›οΈ Taxes like IRS or local municipalities πŸ’Έ Other category could be anything from a paycheck loan to a hard money loan In addition to the Debt Snowball calculator and the Debt Avalanche method, many users like to do a custom sorting of their debts. This customization is available for users that want to be their own debt manager. Debt Payoff Planner supports Debt Snowflake payment as well. A Debt Snowflake is a one-time debt payment from things like a bonus at work, a tax refund, an extra payday, etc. This additional capability allows you to have tighter control over every dollar you are budgeting.}
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Rating & Reviews

Reviews Overview
🧐 Coming Soon…
Rating
4.4
320 130 voters

Some Latest Reviews

Daisy Sanchez
20 Dec, 2025
1
Accounts must be manually updated. No real time linkage. Excuse me while I look for my pencil and paper. Asinine.
JosΓ© Monteiro
28 Nov, 2025
5
Simply the best app if you are looking for a way to get rid of your debts.
Jessica Heikel
26 Nov, 2025
1
error, doesn't work something about a network connection but Im on Wifi. uninstalled.
J Heikel
19 Nov, 2025
1
doesnt even start. it claims I don't have an active internet connection but Im on my WIFI...uninstalled.
Devlin β€œAppleXLover”
13 Nov, 2025
5
good record keeping, calculations are awsome. only has a minimise issue which kicks me out and has to reload everytime. when i move from app to app which isnt too bad
Alexander Robinson
11 Nov, 2025
1
this app is only ok the custom like making a custom plan don't work even if there's a dropdown. I'd also like the ability to take certain extra payments and instead set it to savings. I'd also like the ability to set certain things to only pay the minimum for x years
David Kraus
11 Nov, 2025
5
spent a lot of time putting in all my information only to find you can't adjust your payments..I don't make enough you amen your suggested payments and I can't lower it to my actual paycheck..Also you can't adjust your time to pay off by later to actually make it work either.
David Kraus
08 Nov, 2025
1
spent a lot of time putting in all my information only to find you can't adjust your payments..I don't make enough you amen your suggested payments and I can't lower it to my actual paycheck..Also you can't adjust your time to pay off by later to actually make it work either.
Lauzanne De Klerk
08 Nov, 2025
5
Love this app!! Finally I can plan and see my financial future. Well worth it.

Other

Additional Information
Rating:
4.36
Voted: 320.13K
Google Play Link:
Website:
Email:
Privacy Policy:
Categories: Finance
Size: -
iAP: 0.99 - 41.99 $
Installs: 708.71K
App Age: 11 years
Release Date: Jan 08, 2015
Last Update: Dec 24, 2025
Version: 2.46
Version history
2.46
Dec 24, 2025
Improved formatting along with stability improvements to help you on your debt-free journey!
2.45
Dec 16, 2025
Improved formatting along with stability improvements to help you on your debt-free journey!
Version history