Version history
PhonePe Business: Merchant App
34
ASO score
Text
25/100
Reviews
72/100
Graphic
40/100
Other
0/100
App Rating
4.2
Votes
34.94M
App Age
7y 2m
Last Update
Dec 19, 2025
Compare with Category Top Apps
|
Metrics
|
Current App
|
Category Top Average
|
Difference
|
|---|---|---|---|
|
Installs
|
93M
|
92.3M
|
+1%
|
|
Rating
|
4.05
|
4.33
|
-6%
|
|
Number of Ratings (Voted)
|
17.5M
|
38M
|
-54%
|
|
App Age
|
7y 2m
|
8y 10m
|
-19%
|
|
In-app Purchases Price
|
$0
|
$88
|
|
|
Update Frequency
|
50d
|
148d
|
-66%
|
|
Title Length
|
30
|
27
|
+11%
|
|
Short Description Length
|
72
|
74
|
-3%
|
|
Description Length
|
4 140
|
3 076
|
+35%
|
|
Number of Screenshots
|
704
|
1518
|
-54
%
|
|
Has Video?
|
No
|
0% has videos
|
|
|
Size
|
0MB
|
0MB
|
|
Category Ranking in United States
7 days
Last 7 days
Last 30 days
Last 90 days
Last 180 days
Last year
| Top | Dec 22, 2025 | Dec 29, 2025 |
|---|---|---|
|
No results were found!
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| Top | Dec 22, 2025 | Dec 29, 2025 |
|---|---|---|
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No results were found!
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| Top | Dec 22, 2025 | Dec 29, 2025 |
|---|---|---|
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No results were found!
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| Top | Dec 22, 2025 | Dec 29, 2025 |
|---|---|---|
|
No results were found!
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||
Downloads
Downloads Graph
Total
91.8M
Last month
1.3M
Text ASO
Title
(
Characters:
30
of 50
)
PhonePe Business: Merchant App
Short Description
(
Characters:
72
of 80
)
Digital Payments, QR Code Payments, Smart Speaker, Instant Business Loan
Description
(
Characters:
4140
of 4000
)
The PhonePe Business App is your gateway to a digital payments acceptance network spanning 3.8 Crore merchants! You can set up your business account & accept payments, track transactions, receive settlements, apply for a loan & much more.
Once your account is activated, you can instantly download the payment QR sticker & start accepting digital payments at your store. You can also order free QR stickers & have them delivered to your store, across India.
Key Benefits of PhonePe Business App
Easy payment acceptance:
Use the PhonePe QR to accept payments from all BHIM UPI apps. The PhonePe QR also supports other payment modes like Credit & Debit Card & Wallets.
Get instant help:
Resolve queries using our user-friendly Chat Bot in the Help section. You can also reach out to our helpdesk on the PhonePe Business app.
Direct settlement into your bank account:
Money is transferred safely & directly into your bank account instantly or next morning. You can also use our ‘SettleNow’ feature to receive money in your bank account any time during the day.
Real-time transactions & payments tracking:
Check your transactions & settlements easily in the History section on the PhonePe Business app.
Get Instant Loan for Merchants:
The PhonePe Business app provides online loans to MSMEs. Get a loan on PhonePe & move a step closer to growing your business.
Merchant Loan Highlights:
- Attractive interest rates with up to 30 months tenure
- Instant digital loan with 0 paperwork
- Online loans from INR 50,000 to INR 5,00,000
- Easy repayment option with EDI - Easy Daily Installments
- EDIs deducted from daily transactions collected via customer payments on PhonePe
- 100% trustworthy loans, offered by RBI-regulated PhonePe lending partners authorized to offer credit products
- Multiple lenders & option to select the best offering at competitive interest rates
- Low processing fees & no other hidden charges
- Daily updates about your Loan on the PhonePe Business app
- Option to foreclose Loan any time
Online Loan Eligibility:
The eligibility criteria for business loans for merchants are:
Accept payments on PhonePe QR for more than INR 15,000 per month
Be an active merchant, accepting payments on PhonePe QR for 3 months or more
*Merchant loans are offered at the discretion of our lending partners & the criteria above may change on a case-by-case basis
Documents required:
Details to be shared are as follows:
- Date of Birth
- PAN
- Aadhaar Number
*Business or Bank account details are NOT needed for loans up to INR 5 lakhs; may change as per our lender policies.
Steps to avail:
- Choose loan value & interest rate
- Enter details such as Date of Birth, PAN, & Aadhaar Number
- Click a selfie, & complete KYC digitally
- Set-up Auto-pay on your account
More about the loan offerings:
- Min. Tenure: 3 months
- Max. Tenure: 30 months
- Max. rate of interest charged: 30% flat p.a.
Example: For total cost of the Loan, including the principal amount & all applicable fees:
- Principal loan amount: Rs. 15,000
- Flat Interest Rate: 18% p.a.
- Processing Fees: 2%
- Tenure: 3 months
Then,
- Total interest amount payable: Rs. 675
- Total processing fee amount payable: Rs. 300
- Total cost to the user: Rs. 15,975
Our RBI registered NBFCs partners
- Innofin Solutions Pvt Ltd
- Aditya Birla Finance Limited
- PayU Finance India Private Limited
Upgrade customer payment experience at your store with PhonePe’s payment devices.
PhonePe POS Device:
Place an order for your POS Device on the app & accept payments via UPI, Debit & Credit Card, Wallet, & other modes. Pay nominal monthly rental & enjoy industry-leading MDR rates. Learn about charges on the App.
PhonePe Smart Speaker:
Order a SmartSpeaker on the app, install it at your store & get instant payment notifications in select regional languages. Surprise customers with payment alerts in the voice of celebrities.}
Read more
Other
Additional Information
| Rating: | |
| Voted: | 34.94M |
| Google Play Link: | |
| Website: | |
| Email: | |
| Privacy Policy: | |
| Categories: | Business |
| Size: | - |
| Installs: | 91.82M |
| App Age: | 7 years 2 months |
| Release Date: | Oct 24, 2018 |
| Last Update: | Dec 19, 2025 |
| Version: | 25.11.19.0 |
Version history
25.11.19.0
Dec 19, 2025
25.11.04.0
Nov 13, 2025