Version history
Tonik: Online Loans & Savings
38
ASO score
Text
21/100
Reviews
100/100
Graphic
40/100
Other
0/100
App Rating
4.5
Votes
9.71M
App Age
5y
Last Update
Dec 22, 2025
Compare with Category Top Apps
|
Metrics
|
Current App
|
Category Top Average
|
Difference
|
|---|---|---|---|
|
Installs
|
4.2M
|
6.3M
|
-33%
|
|
Rating
|
4.52
|
4.24
|
+7%
|
|
Number of Ratings (Voted)
|
8M
|
9.4M
|
-14%
|
|
App Age
|
5y 0m
|
6y 0m
|
-17%
|
|
In-app Purchases Price
|
$0
|
$145
|
|
|
Update Frequency
|
85d
|
76d
|
+12%
|
|
Title Length
|
29
|
26
|
+12%
|
|
Short Description Length
|
69
|
67
|
+3%
|
|
Description Length
|
2 037
|
2 748
|
-26%
|
|
Number of Screenshots
|
1271
|
848
|
+50
%
|
|
Has Video?
|
No
|
0% has videos
|
|
|
Size
|
0MB
|
0MB
|
|
Category Ranking in United States
7 days
Last 7 days
Last 30 days
Last 90 days
Last 180 days
Last year
| Top | Dec 18, 2025 | Dec 25, 2025 |
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No results were found!
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| Top | Dec 18, 2025 | Dec 25, 2025 |
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| Top | Dec 18, 2025 | Dec 25, 2025 |
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No results were found!
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| Top | Dec 18, 2025 | Dec 25, 2025 |
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No results were found!
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Text ASO
Title
(
Characters:
29
of 50
)
Tonik: Online Loans & Savings
Short Description
(
Characters:
69
of 80
)
Apply in minutes. No paperwork. Build credit with Tonik Digital Bank.
Description
(
Characters:
2037
of 4000
)
Tonik is the Philippines' first neobank, proudly holding a digital bank license from the Bangko Sentral ng Pilipinas. At Tonik, we offer high-interest savings, round-the-clock customer care, and innovative services crafted to streamline your credit-building journey.
Innovative. Passionate. Customer-first. That's Tonik.
We're a 100% digital bank on a mission to revolutionize the way money works in Southeast Asia, offering only fast, easy, and secure transactions with a team of experienced bankers taking care of all your financial needs. We're a neobank that's there for you 24/7 with services that'll help you get ahead of your financial goals – that includes the Tonik Credit Builder!
TONIK CREDIT BUILDER
The Tonik Credit Builder is your partner in navigating your financial journey. Using your Tonik Account, you can start building the foundation of a strong credit history in just a few taps.
By making timely payments, consistent savings, and daily transactions, you’ll unlock financial opportunities once beyond your reach. This will pave the way for you to live your best life - your financial ever after.
Take the first step with the Tonik Credit Builder today, and let's make credit history together!
TONIK CREDIT BUILDER FEATURES:
• Fast approval and real-time disbursement to your Tonik Account
• No credit history and no collateral needed
• Minimal documents required - only 1 valid ID and a Tonik Account required
• Flexible payment date - your preferred salary payout date
• Monthly add-on interest rates as low as 4.84%
• 6, 9, and 12 months installment
• 100% digital - all loan info can be seen on the Tonik App
• Cash out the full loan amount real-time
• One bank account for application and cash disbursement
• No pre-termination or early payment fees
• With convenient and various repayment options
Annual Percentage Rate (APR) is 95%
Tonik is a digital bank licensed and regulated by the Bangko Sentral ng Pilipinas and is a member of PDIC.}
Read more
Other
Additional Information
| Rating: | |
| Voted: | 9.71M |
| Google Play Link: | |
| Website: | |
| Email: | |
| Privacy Policy: | |
| Categories: | Finance |
| Size: | - |
| Installs: | 4.08M |
| App Age: | 5 years |
| Release Date: | Dec 21, 2020 |
| Last Update: | Dec 22, 2025 |
| Version: | 7.0.1 |
Version history
7.0.1
Dec 22, 2025
What's stranger than the Upside Down? Not using the Tonik app and these features:<br> <br>- Loan offers made more accessible (than Hawkins Lab)<br>- Better ID capture, like Eleven's powers every season<br>- New billers (not demogorgons)<br>- In-app inbound call (so we can reach you in the Upside Down)<br>- Safer and improved onboarding (no surprises like Will's...)<br> <br>Don't be stuck in 1983, join the Tonik Digital Bank party!
7.0.0
Nov 03, 2025
The Life of a Tonik App, now starring:<br><br>-Enhanced face verification (keep it a 100 on the land)<br>-Improved handling on PhilSys ID verification (ain’t gotta knock on wood)<br>-Updated transaction details and fees (we’ll be your father figure)<br>-Special cash loan offers, just for you (and your wi$h li$t)<br><br>And baby, that’s Tonik digibank for you!