upay: Finance and Payments

🇺🇸 United States
UPAY  | 
22
ASO score
Text
33/100
Reviews
4/100
Graphic
28/100
Other
0/100
rating
App Rating
4.2
rating
Votes
3.47M
rating
App Age
4y 10m
rating
Last Update
Nov 11, 2025

Compare with Category Top Apps

Metrics
Current App
Category Top Average
Difference
Installs
7.5M
5.9M
+26%
Rating
4.26
4.32
-1%
Number of Ratings (Voted)
2.4M
10M
-76%
App Age
4y 10m
7y 1m
-32%
In-app Purchases Price
$0
$142
Update Frequency
95d
108d
-12%
Title Length
26
26
Short Description Length
80
69
+16%
Description Length
3 890
2 754
+41%
Number of Screenshots
461
902
-49 %
Has Video?
No
0% has videos
Size
0MB
0MB

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Downloads

Downloads Graph
Downloads icon
Total
7.4M
Last month icon
Last month
61.5K

Text ASO

Title (
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upay: Finance and Payments
Short Description (
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An easy, secured, and innovative financial solution for all your lifestyle needs
Description (
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Introducing “upay” (উপায়) app which provides easy, secured and innovative Digital Financial Solutions, and helps you elevate lifestyle in just a few simple taps. The state of the art upay app ensures ease for your most frequent transactions like send money to others, add money from all major banks, cash out with lowest charge from agents and ATMs, pay all your utility bill payments, recharge your mobile phone from all operators and also make instant payments at your favorite stores- both online and offline. As a subsidiary of United Commercial Bank (UCB), upay app also ensures the highest possible security through blockchain based technology and widespread availability all across Bangladesh. Things you can do in upay app: Instant Registration You can easily register for a new upay account in just about a few minutes right from upay app. All you require is your National ID card and you are ready to go. Add Money from Bank Account or Debit/Credit Card Transfer money instantly to your upay account through any banks or Debit/Credit Card. Add money easily to your upay account within seconds using an eligible debit / credit card or bank account. Mobile recharge to any number Recharge your mobile or any other number from all major operations in Bangladesh, including Grameenphone, Robi, Airtel, Banglalink and Teletalk. You can also find latest prepaid and postpaid recharge plans and best recharge based Internet, Voice and bundle offers only on upay app. Bill Payments – Electricity, Water, Gas, Telephone, Internet, Credit Card and others Pay your utility bills such as Electricity, Water, Gas etc. for all major providers like DESCO, NESCO, Titas, WASA etc. right from the comfort of your own home. You can also pay your credit card bill, internet bill, telephone bill and many more. Safe, Secure & Contactless Payments at Offline Stores Easily pay at your nearby grocery stores, pharmacies, restaurants, retail stores and thousands more across the country by scanning QR code or through mobile number. Secured Mobile Banking Security is of utmost importance to us and we prioritize making you feel safe and secured by taking necessary measures to protect your account. Through our modern blockchain based technology, you can rest assured that all of your transactions are highly secured. In addition, to give you greater control, you only can access your upay account only through your registered device. Hence, no need to worry about losing your PIN as no one can access your upay account from other mobile devices. Online Payments You can order groceries, medicines, food, gadgets online and pay via upay with ease. You can make quick online payments at your favorite shopping, food delivery, travel and gaming brands including Daraz, Evaly, Chaldal, Shohoz, just to name a few. Your Own Wallet For the first time in Bangladesh, you will have your own wallet which will give you a liberty of checking where your money is coming from, including Salary, Disbursement and Remittance. With such a personalized wallet, you can enjoy exclusive upay reward. Ease of Access upay is always looking out for you to give convenience and ease in your life. Keeping that at the core, upay app has certain features that can ease some of your pains. · You can now avoid the hassle of constantly calculating the charge on cash out and simply add the Cash Out charge, to give more ease for the receiver. Through a simple tap, Cash Out charge will be automatically calculated whenever you are sending money to another upay account. · Use the app in either Bangla or English, and change between the two whenever you want. Book Tickets Easily Book your Bus, Launch or Air tickets easily through the upay app. In addition, you can also book your favorite hotels, movie tickets and many more. For further details, please visit our website at https://www.upaybd.com.}
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Rating & Reviews

Reviews Overview
🧐 Coming Soon…
Rating
4.2
3 471 951 voters

Some Latest Reviews

Shihab Hossen
27 Dec, 2025
1
এটা বাংলাদেশের সব থেকে বাজে মানি ট্রানফারের মাধ্যম কারন এর কোনো ভালো ডেপভলোপার নেই পিন দিয়ে লগিন দিলে পিন নেয়না আর পিন ভুলে গেলে সেই পিন পুনুরুদ্ধার করলেও কোনো লাভ নেই কারন অদেই এই UPay App কোনো কাজেরনা Upay App জানে শুধু কাস্টমারদেরকে ভোগান্তিতে ফেলতে।এর থেকে হাজারগুন ভালো বিকাশ,রকেট,নগদ
Abdul Karim
24 Dec, 2025
4
Upay এর কর্মকর্তারা অন্যের কাছে বিক্রি হয়ে গেছে, এবং Upay এর শুধুমাত্র একটি কাস্টমার কেয়ার ছাড়া অন্য কোন কাস্টমার কেয়ার নাই, তাই তাদের উন্নতি হবে না।
Nazmul Islam
23 Dec, 2025
5
in Bangladesh our town don't have agent,and difficult to cash out, cash in , place, maligram bhanga, faridpur, please fix it
deal with me
19 Dec, 2025
5
উপায় এর প্রিপেইড কার্ড অস্থির একটা জিনিস! 💖 চার্জ কম সাথে যেকোনো সময় ইউজ করা যায় এবং যেকোনো সময় টাকা লোড করা যায়! আবার উপায় অ্যাপস অনেক সহজ, ধন্যবাদ ইউসিবি উপায় কে~~
Mo. Tushar
18 Dec, 2025
3
অ্যাপটা ভালো ছিল, তবে একটা বিষয়ে খুবই বিরক্তিকর। যেসব অফার নোটিফিকেশনে আসে সেগুলোতে ক্লিক করলে অ্যাপ এ চলে যায়। পরবর্তীতে সেই অফারগুলো অ্যাপে আর দেখা যায় না।
Sultan Pabitra
17 Dec, 2025
5
অসাধারণ কাজ করে পছন্দ হয়েছে আরো বেশি নতুন নতুন ফাংশন যোগ করুন 💖💖💖 আমি আছি সবসময় উপায়ের সাথে ৷
Md Sahabir
15 Dec, 2025
1
এই অ্যাপটা পুরোপুরি একটা স্ক্যাম। ওদের এজেন্টরা এসে গিফট আর ক্যাশব্যাক দেওয়ার কথা বলেছিল, কিন্তু শেষে কিছুই দেয়নি। দয়া করে এই অ্যাপটা ডাউনলোড করবেন না।
Radoan Ahmed
07 Dec, 2025
1
app er vitore dhuklei khali loading ney,ghure. mane jhamela ki? na partesi balance dekhtr na partesi recharge korte. Khali ghure.
Mahamodul Hasan Moon
06 Dec, 2025
1
internationally foul service.সেবার মানের ঠিক নাই কাস্টমার কেয়ারের প্রতিনিধিদের ভাষা ঠিক নাই রোবোটিক কাষ্টমার কেয়ার। কথা শেষ হবার আগেই ক্লোজ করে দেয় আসছে সার্ভিস দিতে।আমার এক পেমেন্ট পেন্ডিং ১৫ দিন ধরে। কোন পাত্তাও নাই।না আছে পর্যাপ্ত এজেন্ট

Other

Additional Information
Rating:
4.23
Voted: 3.47M
Google Play Link:
Website:
Email:
Privacy Policy:
Categories: Finance
Size: -
Installs: 7.43M
App Age: 4 years 10 months
Release Date: Mar 18, 2021
Last Update: Nov 11, 2025
Version: 2.13.3
Version history
2.13.3
Nov 11, 2025
MTB Islamic DPS — Save Money Seamlessly!<br>Now you can easily open MTB Islamic DPS account directly from the upay app with auto deposit on a monthly schedule basis. Start your savings journey today — simple, fast, and secure!<br>Highlights:<br>• 💰 Open and manage MTB Islamic DPS through upay<br>• 🕒 Deposit seamlessly anytime, anywhere<br>• 🔒 Safe and seamless transactions<br>Update your app today and enjoy a smarter way to save with upay.
2.13.2
Jul 28, 2025
📚 Optimized Journey for Class XI Admission Fee.
Version history