Happycash-Easy and happy loan

🇺🇸 United States
YINSHAN LENDING INC.  | 
36
ASO score
Text
33/100
Reviews
64/100
Graphic
40/100
Other
0/100
rating
App Rating
4.7
rating
Votes
3.53M
rating
App Age
1 year 10m
rating
Last Update
Dec 16, 2025

Compare with Category Top Apps

Metrics
Current App
Category Top Average
Difference
Installs
1.6M
5.9M
-74%
Rating
4.77
4.38
+9%
Number of Ratings (Voted)
3.5M
10.5M
-66%
App Age
1y 10m
6y 11m
-74%
In-app Purchases Price
$0
$144
Update Frequency
39d
93d
-58%
Title Length
29
26
+12%
Short Description Length
47
68
-31%
Description Length
2 767
2 795
-1%
Number of Screenshots
56
903
-94 %
Has Video?
No
0% has videos
Size
0MB
0MB

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Downloads

Downloads Graph
Downloads icon
Total
1.5M
Last month icon
Last month
64.5K

Text ASO

Title (
Characters: 29 of 50
)
Happycash-Easy and happy loan
Short Description (
Characters: 47 of 80
)
No Tago-Tago Fees; Fast and safe cash loan app
Description (
Characters: 2767 of 4000
)
💸 HAPPY CASH is a mobile loan app that offers fast approval and 0% processing fee.💵 📑Product Introduction: • Credit limit amounts: ₱2,000 to ₱25,000 • Loan term: 91 days - 180 days • 0% processing fee • Maximum Annual Percentage Rate (APR): 180% • Applicable Tax (DST & GRT): N/A REPRESENTATIVE EXAMPLE OF THE TOTAL COST OF A LOAN: 91-days(3 months) loan with interest rate of 15%, and principal amount is ₱20000 Total Interest fee: ₱20000*15%/365*91= ₱ 747.9 Service fee 10%: ₱20000*10%= ₱ 2000 Total repayment : ₱20000*15%/365*91+20000+2000=₱ 22747.9 Monthly repayment: ₱22747.9/3=₱7582.6 PRODUCT ENHANCEMENTS We always work towards making our products better for our users. If you see offerings that differ from what is described above please don’t hesitate to contact us PRIVACY & PERMISSIONS We will never disclose any personal information with anyone that is not you without your permission, or sell your data to third parties Before availing we will always generate a Disclosure Statement in compliance with the Truth in Lending Act for you to avoid surprises. 👉 KEY HAPPY CASH FEATURES 👉 WHO CAN APPLY? 👨‍👩 Loan application requirements: ✅ 18+ years old ✅ Filipino citizen ✅ Have 1 government-issued ID ✅ Have a stable income 👉 HOW TO APPLY? 1️⃣ Register your account with active mobile number 2️⃣ Fill in the Online Loan Forms . 3️⃣ Waiting for evaluation and get Approval 4️⃣ Money will be disbursed to your preferred cash-out method immediately. 👉 WHY TO APPLY? 📣High Loan Amount - Get up to ₱ 25,000 approved loan amount - Increase your limit with on-time repayment 👏Easily Apply - Only need valid government-issued IDs without collateral - Online process 👍Low Interest Rate - 0.2% Daily - Get the full amount, no hiddden fees ⚡️Fast Cash-out - Get the money in minutes - The cash sent directly to your bank account/Gcash ®️ WHO WE ARE Corporate Name: YINSHAN LENDING INC. Operating under the name of HappyCash Business Name: HappyCash PSEC Registration Number: CS201900108 Regulated by SEC as Finance Company with Certificate of Authority (CA) No.: 2860 😊 We love feedback and let you happy! 😊 ❤️Contact us: For any questions, feedback, or hesitations, please contact us via the following methods 📜Facebook: @HappyCash 💻️ Website: www.happycash.ph 📞 CS Phone: 09085848852; 09102626060 📧 Email us at: cs@happycash.ph ⌨ Office hour: 9 am - 6 pm Monday to Sunday ❤️Address: 26th Floor, The World Center, Gil Puyat Ave., Brgy. Bel-Air, Makati City, Philippines Privacy agreement: https://happycash.ph/privacy-agreement0328 Happy Cash is different from other cash loan apps, Happycash is dedicated to improving the lives of Filipinos, ensuring transparency, fairness, and responsibility. We light the way for your happy life. 😊❤️❤️❤️}
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Visual ASO

Screenshots

Rating & Reviews

Reviews Overview
🧐 Coming Soon…
Rating
4.7
3 530 437 voters

Some Latest Reviews

asian fanatics
31 Dec, 2025
5
Good for me, they are very helpful. I hope they continue being this good in the future.
melody reyes
31 Dec, 2025
5
it's fast and convenient here in Happycash...less interest..thank God! God bless you...❤️
ayiiish dimay
31 Dec, 2025
5
its nice because it suddenly increased when the amount is about to disbursed
Ayesha Marasigan
31 Dec, 2025
5
Thank you really legit and convenient lending apps.
Chrissy Bonaobra
30 Dec, 2025
5
Grateful for this app which help us with our emergency medical needs . 🙏
Jes Ponce
30 Dec, 2025
5
So happy to have a loan in Happy Cash especially in times of emergency. Thumbs up!
Marvinmel Adasa
30 Dec, 2025
5
Great & reliable for their service. You can count on in times of your needs. Keep it up & God bless!
Rein Dapil
30 Dec, 2025
5
full amount withdrawal, monthly payment. low interest
Ernie San andres
30 Dec, 2025
5
kulang 2 years din ako naging happy sayo pero nitong July 09 2025 dina disapointed nako... umabot ako sa limit 13500 bigla ako rejected sabi mo sa August 9 reject ulit September 09 reject ulit til now October 09 pero chat k ang chat na mag renew hello kupal ka ba happy cash good payer ako.... ayusin nyo mga clients nyo Tapos di kayo matawagan... sa makakabasa ng reviews ko wag na kayo tumuloy dito paasahinnlang kayo recommend ko mabilis cash Billease fast cash VIP baguhin ko review ko pag ok

Other

Additional Information
Rating:
4.67
Voted: 3.53M
Google Play Link:
Website:
Email: -
Privacy Policy:
Categories: Finance
Size: -
Installs: 1.54M
App Age: 1 year 10 months
Release Date: Mar 11, 2024
Last Update: Dec 16, 2025
Version: 1.2.20
Version history
1.2.20
Dec 16, 2025
Upgrade the UI infomation and some functions~
1.2.13
Nov 11, 2025
Optimize some functions to make users' experience better~
Version history