Zopa Bank – Mobile Banking

🇺🇸 United States
Zopa Bank Ltd  | 
22
ASO score
Text
33/100
Reviews
0/100
Graphic
28/100
Other
0/100
rating
App Rating
4.7
rating
Votes
1.69M
rating
App Age
7y 8m
rating
Last Update
Jan 05, 2026

Compare with Category Top Apps

Metrics
Current App
Category Top Average
Difference
Installs
1.1M
5.9M
-81%
Rating
4.66
4.31
+8%
Number of Ratings (Voted)
732.7K
9.9M
-93%
App Age
7y 8m
6y 10m
+12%
In-app Purchases Price
$0
$143
Update Frequency
13d
98d
-87%
Title Length
26
26
Short Description Length
67
69
-3%
Description Length
2 783
2 807
-1%
Number of Screenshots
503
913
-45 %
Has Video?
No
0% has videos
Size
0MB
0MB

Category Ranking in United States

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Top Jan 04, 2026 Jan 11, 2026
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Top Jan 04, 2026 Jan 11, 2026
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Top Jan 04, 2026 Jan 11, 2026
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Top Jan 04, 2026 Jan 11, 2026
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Downloads

Downloads Graph
Downloads icon
Total
1.1M
Last month icon
Last month
25.5K

Text ASO

Title (
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Zopa Bank – Mobile Banking
Short Description (
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Join 1.5M+ happy customers banking, saving and borrowing with Zopa!
Description (
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Hi, we’re Zopa — an award-winning online bank that makes managing your finances a breeze. Download our app now to join over 1.5 million happy customers banking, saving and borrowing with Zopa. - Open our Biscuit bank account online in as little as 4 minutes to enjoy perks like fee-free spending abroad, interest on your account balance, cashback on bills and an exclusive high-interest easy access savings account. - Save money across our range of easy access and fixed interest savings pots, as well as our flexible Cash ISA pots - Stay on top of your Zopa loan, credit card or car finance repayments. - Rest easy with FSCS protection up to £120,000. - Need help? Our friendly team is just a call or chat away. BANK WITH ZOPA Biscuit — our online bank account — is here to make everyday banking much sweeter. It can take just a few minutes to open in our app and offers fee-free spending abroad, interest on your account balance, cashback on bills and an exclusive high-interest Regular Saver pot. Download the app to open our current account now! You’re in for a treat. Our app makes managing your other accounts easier too. View your non-Zopa bank accounts, credit cards and savings in the Zopa app and move money between them with ease. 7.10% AER (6.87% gross) variable, deposit up to £300 a month in our Regular Saver pot, exclusive to bank account customers. 2.00% AER (1.98% gross) on current account balance. Interest rate on current account balance fixed for 12 months. 2% cashback on up to £1,500 of Direct Debits a year. Interest is paid monthly. 18+ UK tax residents only. T&Cs apply. zopa.com/bank-account. SAVE WITH ZOPA Awarded Moneynet’s Best Savings App 2 years in a row, it’s fair to say we know a thing or two about saving. Everyone’s goals are different, which is why we let you mix and match from our range of easy access and fixed interest savings pots, as well as our flexible Cash ISA pots, to create a combination that works for you, meaning you can save for all your goals under one roof. Plus, our auto-save feature lets you put money aside without lifting a finger. BORROW WITH ZOPA Whether you’ve got a Zopa credit card, loan or car finance, we’ve made it easy to keep track of where you’re at in our app. You can monitor your balance and make extra payments in just a few taps, whenever you like. Sounds good, right? The British Bank Awards thought so too, which is why they awarded us 2024’s Best Personal Loans Provider and 2025’s Best Credit Card Provider. So, whether you’re looking to bank, save or borrow, you can do it all with Zopa — your go-to online bank account. P.S., if you need any support, our team of helpful humans are available to chat — you can find the best ways to reach us on our website.}
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Rating & Reviews

Reviews Overview
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Rating
4.7
1 688 744 voters

Some Latest Reviews

Christopher Pollard
11 Jan, 2026
5
Every thing made Easy so a lot better experience doing online banking. Well done Zopa.
Roy Ham
10 Jan, 2026
1
talk about convoluted ! trying to move money into a new one year savings account and I'm going between the app and the web portal and from this pot to that pot like a demented idiot. . . . I very nearly did what my wife said and moved 140 grand out of zopa completely. good thing for you I never do anything she says. . . . . maybe next year if things don't improve and become more intuitive.
Nqo K
10 Jan, 2026
1
It was great but now becoming like all the others. Features gradually being removed. For example: There used to be a very useful feature i.e. borrowing power that showed you what else Zopa could offer you, that's now been removed, now one has to apply like with all the other money apps. Other useful features now hidden in layers of underlying menus one has no clue are there or how to access.
Hannah Halliday
10 Jan, 2026
5
Zopa is very easy to use. It also informs me of forthcoming payment which helps me to manage my accounts better. Good interests too.
An An
09 Jan, 2026
1
Total FRAUD! Their Biscuit account does not pay cashback on bills, their adverts are a scam!
James Ross
09 Jan, 2026
5
First class banking services. Easiest and fastest bank to setup. Makes the average high street bank look medieval.
David J
09 Jan, 2026
4
So far, so good, with Zopa. Account open for a few months, with no issues. Biscuit has some good perks, compared with other banks. I just hope Zopa can keep these active, therefore retaining loyal customers in the future. After all, it's so easy to move banks these days. App needs work, and some fine tuning. All payments, in or out, have been pretty much instant, which is great. If they can work on a few niggling issues, I'd have no problem making Zopa my main bank account. 👍
Ben Russon
08 Jan, 2026
2
Standard banking functionality but does lag. Takes longer than other banking apps to navigate around as it tends to take a few seconds to recognise what I'm pressing
David Croft (NeuroMnemonic)
08 Jan, 2026
3
the banking rewards are good and you can do all the usual banking. unfortunately some basic features like being able edit standing orders or have a dark mode are missing. they have a voice based AI which can actually transfer between accounts for you but it only accepts voice input. you cannot type, or even ask it basic stuff. there is a chatbot as an alternative but it confidently gives the wrong information. you also cannot force up to date statements, you need to wait for them to generate.

Other

Additional Information
Rating:
4.66
Voted: 1.69M
Google Play Link:
Website:
Email:
Privacy Policy:
Categories: Finance
Size: -
Installs: 1.09M
App Age: 7 years 8 months
Release Date: May 04, 2018
Last Update: Jan 05, 2026
Version: 1.201.0
Version history
1.201.0
Jan 05, 2026
1.200.0
Dec 17, 2025
Version history