IDFC FIRST Bank: MobileBanking

🇺🇸 United States
IDFC Bank Limited  | 
75
ASO score
Text
80/100
Reviews
100/100
Graphic
60/100
Other
0/100
rating
App Rating
4.8
rating
Votes
179.83K
rating
App Age
11y 1m
rating
Last Update
Dec 07, 2025

Compare with Category Top Apps

Metrics
Current App
Category Top Average
Difference
Rating
4.82
4.65
+4%
Number of Ratings (Voted)
179.8K
91.1K
+97%
App Age
11y 0m
8y 1m
+36%
In-app Purchases Price
$0
$118
Update Frequency
23d
92d
-75%
Title Length
30
26
+15%
Subtitle Length
28
27
+4%
Description Length
3 999
2 833
+41%
Number of Screenshots
936
1352
-31 %
Size
209MB
118MB
+77 %

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Top Dec 14, 2025 Dec 21, 2025
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Ranking Keywords in United States

Keywords App Rank
Illustration
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Text ASO

Title (
Characters: 30 of 30
)
IDFC FIRST Bank: MobileBanking
Subtitle (
Characters: 28 of 30
)
Savings, Payments, and Loans
Description (
Characters: 3999 of 4000
)
Welcome to IDFC FIRST Bank’s Mobile Banking App. Enjoy a fast and seamless online banking experience, with integrated banking services and exciting features. Experience the joy of: * One-Swipe Banking: Swipe to view your account balances & manage credit card/debit card details, deposits, investments, etc * Instant Payments & Transfers: Make secure payments, UPI transfers, and bill payments * Zero Fee Banking: Enjoy free Savings Account services, such as money transfers, cheque re-issuance, debit card issuance, and ATM withdrawals * Tracking Expenses: Monitor cash flow with over 20 automatically categorised transaction types. Link FIRST WOW! & Digital Rupay Credit Card with UPI, earn cashback & rewards on every payment. * Auto-Sweep Current Accounts: BRAVO Current Accounts with Auto-Sweep to FD for higher interest rates * Building Wealth: One screen view of your investment portfolio. Get curated investment recommendations based on your risk profile * Personalised Offers: Get exciting offers across dining, lifestyle, travel & more * Instant Personal Loans: Avail pre-approved loan offers at attractive interest rates & flexible tenures * Fixed Deposit: Open an FD in 3 quick steps. Invest online & get guaranteed returns. Smart App Features and Services 1. Secure Fund Transfers & Payments * Free fund transfers to any bank account without adding beneficiary * Easy bill payment and recharge – mobile recharge, DTH & utility bills * Earn up to 10X rewards on travel/shopping spends via credit cards, redeem anytime for exclusive discounts * 3-click digital bill payments * Zero fee money transfer (मनी ट्रांसफर) to bank accounts through IMPS, NEFT, or RTGS * Send money, pay utility & credit card bills, loan EMIs, buy/recharge FASTag, using UPI * Link bank (बैंक) accounts & view your savings account (बचत खाता) balances with UPI 2. Investment, Mutual Funds & IPOs App: Explore online investment services: * Invest in Mutual Funds online with Instant SIP * Invest in equity, debt, large-cap & multi-cap * Save tax with ELSS mutual funds * Invest in Unit Linked Insurance Plans (ULIP) & Online Sovereign Gold Bonds 3. Insurance App: Buy health, bike & car insurance through our app 4. Tripstacc Benefits * Convenient in-app flight & hotel booking experience on the IDFC FIRST Bank mobile app, powered by Tripstacc * ZERO convenience fees on flight booking & earn 20 bonus points for every ₹100 spent on hotel bookings 5. Other Banking Services: * Apply for debit card & cheque book via app with nil charges. * View filtered transactions & download Smart Statement + Digest * Manage credit card payments, download statements, and redeem credit card (क्रेडिट कार्ड) rewards * Quick purchase and recharge of FASTag * Zero fee on DD & Pay order issuance & 3rd party withdrawals * No ECS return fee & decline fee at ATMs for low funds * Get personalised offers across loans * One app login for retail, MSME, Customer Service, & Relationship Management Steps to Download App & Open a Digital Banking Account (बैंक खाता): * Download the banking app & click on open savings account (सेविंग्स अकाउंट) * Register your details & get user ID & password * Log in via user ID & password or mobile number & MPIN * Set up Face ID or finger scanner (biometric) for easy log-in * SIM Binding feature for secure banking (बैंकिंग) Personal Loan Features: Loan amount: ₹20,000 to ₹40 lakhs Personal Loan Tenure: 6 to 60 months Annual Percentage Rate: 11% to 28% Representative Example: Loan amount: ₹1,00,000 Loan Tenure: 12 months Interest Rate (reducing): 20% EMI Amount: ₹9,264 Total Interest Payable: ₹11,168 Processing Fee (incl GST): ₹3,499 Disbursed Loan Amount: ₹96,501 Total Amount Payable: ₹1,11,168 Total cost of Loan (Interest + Processing Fee): ₹14,667 Disclosure: By downloading the IDFC FIRST Bank Mobile App, you agree to our Terms & Conditions, as well as IDFC FIRST Bank’s privacy policy. To go through the T&Cs, please visit https://www.idfcfirstbank.com/terms-and-conditions}
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Visual ASO

Screenshots

Rating & Reviews

Reviews Overview
🧐 Coming Soon…
Rating
4.8
179 832 voters

Some Latest Reviews

vinay Bawankule
12 Dec, 2025
1
Hi am using app on IOS but everytime it is asking for registration Frustrated using the app
Arpumanai
12 Dec, 2025
1
I am unable to created FD online for past 3 days but the team of IDFC is not prompt enough to resolve my issues..bad app and bad customer service
bhaws1111
10 Dec, 2025
5
Its been so many years and no bug at all . This experience i haven’t seen in any other app . The tech stack quality is very good
Ashwithaaa
05 Dec, 2025
1
Number one fraud bank very high on personal loan interest. I never seen a company who is charging 35.54% interest on the personal loan. This fraud bank is the number one who is charging this.
Saivamshi2k5
04 Dec, 2025
5
Very responsive and good UI best bank application when compared to other banks
Mitesh Palan
04 Dec, 2025
5
Smooth banking experience with idfc application very nicely integrated
AbhiAbabdid
03 Dec, 2025
1
worst service unable to connect to customer care as well
sanjarbaba
03 Dec, 2025
2
Evry time I need to login again and again it’s very frustrating thing please work on it
Rama Ramanathan
02 Dec, 2025
5
A Great user friendly banking app I have so far seen. I love to give a five star rating. Keep inspiring

Other

Additional Information
Rating:
4.82
Voted: 179.83K
App Store Link:
Website:
Email: -
Privacy Policy:
Categories: Finance
Size: 209MB
App Age: 11 years 1 month
Release Date: Dec 02, 2014
Last Update: Dec 07, 2025
Version: 2.52
Version history
2.52
Dec 07, 2025
Go Global with GIFT City Banking! Foreign Currency Savings Accounts for effortless global money management Secure FCY Deposits designed for NRIs Invest in Mutual Funds in just two clicks! Plus, enjoy a faster, smoother Loan Against Mutual Funds experience
2.51
Nov 21, 2025
* Say hello to Networth — the feature the world is raving about. It lets you connect and track all your accounts: savings, PF, mutual funds, stocks, loans and many more; access account details & transactions without switching apps; and get a clear picture of your assets and liabilities — all on one sleek dashboard you’ll absolutely love. Excited to level up your money game? Give Networth a shot, and your money game the glow-up it deserves.
Version history