Klarna | Pay your way

🇺🇸 United States
Klarna Bank AB  | 
54
ASO score
Text
47/100
Reviews
100/100
Graphic
46/100
Other
0/100
rating
App Rating
4.6
rating
Votes
4.17M
rating
App Age
9y 7m
rating
Last Update
Dec 22, 2025

Compare with Category Top Apps

Metrics
Current App
Category Top Average
Difference
Rating
4.55
4.2
+8%
Number of Ratings (Voted)
4.2M
27.3K
+15 183%
App Age
9y 6m
8y 9m
+8%
In-app Purchases Price
$0
$230
Update Frequency
11d
491d
-98%
Title Length
21
27
-22%
Subtitle Length
28
25
+12%
Description Length
3 975
1 837
+116%
Number of Screenshots
505
1159
-56 %
Size
299MB
83MB
+261 %

Category Ranking in United States

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Ranking Keywords in United States

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Text ASO

Title (
Characters: 21 of 30
)
Klarna | Pay your way
Subtitle (
Characters: 28 of 30
)
Shop anywhere, manage & save
Description (
Characters: 3975 of 4000
)
FLEXIBLE WAYS TO PAY Shop anywhere in the app with flexible payment options. Choose to pay in 4 interest-free payments, pay the full amount, in 30 days or over time.¹ SHOP WITH THE KLARNA CARD² Pay with Klarna anywhere Visa is accepted. Pay now or pay later with the card. No credit impact to apply. Unlock exclusive benefits with a membership. UP TO 10% CASHBACK Shop in the app and earn up to 10% cashback.³ Get cashback at hundreds of stores. USE KLARNA WITH APPLE PAY Split the cost with Klarna on Apple Pay, available in-store and online.⁴ MOBILE PLAN Get reliable coverage on AT&T’s network with unlimited 5G that stays fast⁵ for just $40/month. No hassle, cancel anytime.⁶ FIND THE BEST PRICE, EVERY TIME Search for any product and instantly compare prices across stores. HASSLE-FREE RETURNS Need to send something back? Report a return and we’ll pause your payments. TRACK ALL YOUR DELIVERIES Get real-time updates, arrival times, and pickup photos. 24/7 CUSTOMER SERVICE Use our chat for 24/7 support. ¹Monthly financing through Klarna issued by WebBank. Other CA resident loans made or arranged pursuant to a California Financing Law license. NMLS #1353190. ²Deposits in your balance account are held at WebBank, Member FDIC. Klarna is not an FDIC-insured bank and deposit insurance only covers the failure of WebBank. Your deposits in the balance account are eligible for pass-through deposit insurance coverage if certain conditions are satisfied. Funds may be made available to you before WebBank receives them (“early availability funds”); such early availability funds may not be FDIC insured until received by WebBank. Loans that you obtain using the Klarna Card not insured by the FDIC and are not deposits. Account disclosures: https://cdn.klarna.com/1.0/shared/content/legal/terms/0/en_us/balance-deposit-account-disclosures Use your card anywhere Visa is accepted. Certain merchant, product, good and service restrictions apply. Some merchants do not accept virtual cards. Physical card only included with a paid Klarna Membership Plan. Klarna Membership offered in partnership with WebBank for a monthly fee. Cancel any time in the App. Exclusions, conditions, and limitations apply to membership benefits. Klarna Membership Terms apply. ³Klarna Cashback Rewards are awarded as points which can be redeemed for cash and other benefits. Klarna Balance required. Other limitations, conditions, and restrictions apply to benefits like Klarna Membership cashback.Klarna Cashback Rewards are awarded as points which can be redeemed for a credit to your Klarna Balance and other benefits. Earn cashback on Klarna App purchases. Klarna balance account required and funds can only be used within Klarna. Cashback issuance depends on store approval and may be affected by cookie settings, combining offers, product exclusions, or other factors beyond our control. Klarna may get a commission. Limitations, terms and conditions apply: https://cdn.klarna.com/1.0/shared/content/legal/terms/en-US/klarna-balance ⁴Paying over time on Apple Pay: Loans not offered by Apple. Subject to eligibility requirements and approval. Not available in all markets, and may not be available for all types of purchases, such as subscriptions and recurring transactions. Available with Apple Pay online and in app, on iPhone and iPad. Not available in-store. Software requirements apply. Additional terms may apply. For more eligibility and feature details, see https://support.apple.com/120477. Apple Pay is a service provided by Apple Payments Services LLC, a subsidiary of Apple Inc. Neither Apple Inc. nor Apple Payments Services LLC is a bank. Any card used in Apple Pay is offered by the card issuer. ⁵Actual speeds vary by location, network, and device. Subject to Acceptable Use Policy. Unlocked device and no. required. Some numbers not eligible. ⁶Cancel up to 24 hours before renewal in the Klarna app. Unlocked device and no. required. Some numbers not eligible.}
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Visual ASO

Screenshots

Rating & Reviews

Reviews Overview
🧐 Coming Soon…
Rating
4.6
4 173 989 voters

Some Latest Reviews

Nesmyhr
03 Jan, 2026
1
Appen åpner ikke etter siste oppdatering, kun en rosa Klarna logo
septuagenarian pete
03 Jan, 2026
1
Took a great app in Stocard and progressively destroyed it.
ilikecheesedoyou
03 Jan, 2026
1
Have been having issues, it did a mandatory update and now I can’t get past the loading screen no matter what I do. So frustrating.
angelikikine
03 Jan, 2026
2
Je suis obligée d’utiliser l’application Klarna depuis que Stocard est devenue obsolète… mais franchement déçue. Mon principal regret : l’absence d’app sur Apple Watch ! Sur Stocard j’avais toutes mes cartes à portée de poignet, sans sortir mon téléphone — c’était ultra pratique. Sur Klarna, je dois constamment dégainer mon iPhone, ce qui casse totalement l’expérience. 👉 Quand une mise à jour avec compatibilité Apple Watch ? Nous sommes en 2026, il serait grand temps d’ajouter cette fonctionnalité indispensable pour les utilisateurs qui veulent de la simplicité au quotidien.
Vivienne A.
03 Jan, 2026
1
Dear Klarna Team, I am extremely angry and disappointed with the experience I had today, and I consider it completely unacceptable. I spent over 1.5 hours trying to complete your video verification process. During this time, I endured repeated and lengthy waiting periods, only to be met with absolutely no progress or solution. Despite the fact that: • my bank details are fully verified and stored in the Klarna app, • I provided a valid passport, • and all required information was submitted correctly, the video verification failed repeatedly. I attempted the video identification four separate times, and every single attempt ended with the same result: failure, without explanation. What makes this situation even worse is your so-called customer support. After waiting a very long time, I was told nothing except to “please wait and try again later.” After already wasting 1.5 hours, I tried again to get help — waited over 10 minutes to reach an agent — and once again received the exact same useless response: “Please wait and try later.” This is not customer support. This is dismissive, inefficient, and extremely unfriendly. If all required documents and data are already provided, it is unacceptable that: • the verification still does not work, • no alternative solution is offered, • no timeline is communicated, • and the customer is repeatedly brushed off with generic, meaningless responses. Being told to “just wait” after more than 1.5 hours of failed attempts is outrageous and shows a complete lack of respect for the customer’s time. I expect: • a clear explanation of why the video verification is failing, • a concrete and immediate solution, • and a serious review of how your customer support handles situations like this. This experience has been absolutely frustrating and deeply disappointing. This is not the standard I expect from a company presenting itself as a modern and reliable payment provider.
JosyCarrera
03 Jan, 2026
2
Absolute schei3e, hatte eine übersehene Mahngebühr von 0,95€, hab diese zu etwas zu spät beglichen, dann kamen wieder 0,95€ hinzu. Diese habe ich sofort überwiesen, jetzt ist alles ausgeglichen, da bekomme ich plötzlich eine Rechnung von 18,91€ wegen meiner nicht beglichenen Rechnung, obwohl auf der App nichts von offenen Gebühren steht. Mit Paypal nie solche Probleme gehabt.
ofelia_m
02 Jan, 2026
1
Varför behöver jag ladda ner appen och logga in för att ”hämta återbetalning”?? Katastrof. När jag returnerat en vara vill jag att återbetalningen sker automatiskt. Allt annat är oacceptabelt!!
Posh107
02 Jan, 2026
1
When you read that they have declined your recent ask of $50 and the denial reads, based on your recent credit history, I would say that’s a credit check. Doesn’t make any sense. This makes me not want to play any game on this iPhone and while I’m at it not shop using this device either. That’s a loss of $100 plus a month.
Kachow2025
02 Jan, 2026
1
I’ve paid off a few things with this app, but I’m unhappy as hell. They want me to take a selfie (for verification) it starts out just fine, then stops. Completely black screen, won’t let me see the card info for my payment plan, nada. The app and my phone are updated… I am on my WiFi, therefore I KNOW that’s fine. Sooo what the heck?!?!?!

Other

Additional Information
Rating:
4.56
Voted: 4.17M
App Store Link:
Website:
Email: -
Privacy Policy:
Categories: Shopping, Finance
Size: 298MB
App Age: 9 years 7 months
Release Date: Jun 22, 2016
Last Update: Dec 22, 2025
Version: 25.50.419
Version history
25.50.419
Dec 22, 2025
The Klarna app puts you in control of your payments, making it easy to manage every purchase in one place. Pay anywhere with Klarna in the app—even at stores not partnered with Klarna. Track your spending, view upcoming payments, and get real-time updates to keep your spending organized. We’ve also made some minor fixes and improvements.
25.50.403
Dec 17, 2025
The Klarna app puts you in control of your payments, making it easy to manage every purchase in one place. Enjoy flexible payment options that let you shop anywhere—even at stores not partnered with Klarna—and pay in a way that fits your budget. Earn up to 10% cashback on your purchases, view upcoming payments, and stay organized with real-time updates. We've also made some minor updates and fixes.

More by Klarna Bank AB

Version history