Bip: Simple cardless credit

🇺🇸 United States
NewDay Limited  | 
64
ASO score
Text
78/100
Reviews
50/100
Graphic
60/100
Other
0/100
rating
App Rating
4.6
rating
Votes
7.02K
rating
App Age
4y 7m
rating
Last Update
Dec 10, 2025

Compare with Category Top Apps

Metrics
Current App
Category Top Average
Difference
Rating
4.56
4.6
-0.9%
Number of Ratings (Voted)
7K
137.8K
-95%
App Age
4y 7m
7y 6m
-39%
In-app Purchases Price
$0
$145
Update Frequency
15d
46d
-67%
Title Length
27
25
+8%
Subtitle Length
27
26
+4%
Description Length
2 758
2 754
+0%
Number of Screenshots
702
1295
-46 %
Size
151MB
126MB
+20 %

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Ranking Keywords in United States

Keywords App Rank
Illustration
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Text ASO

Title (
Characters: 27 of 30
)
Bip: Simple cardless credit
Subtitle (
Characters: 27 of 30
)
Spend, save & control money
Description (
Characters: 2758 of 4000
)
This is cardless credit you control. Bip is the cardless credit app with absolutely no hidden fees. Experience the simplicity of Bip and join a growing community of people wanting to go cardless. Check your eligibility today to be a part of it. Smart finance and money management - here’s what you’ll get with Bip: Quick and simple setup - Check your eligibility (there’s no impact on your credit score), then apply and add Bip to Apple Pay and you’re good to go. If you’ve already checked your eligibility online, simply pick up your application in app to continue. Tap. Cap. Control - Set yourself Spending Caps, get instant balance updates and copy your Bip details from within the app to spend online. With no card, there’s less hanging around. No hidden fees - Just one interest rate. No annual charges, no late payment or over limit fees and nothing extra for using Bip abroad. 24/7 support - In-app messaging means that you’ll always have support to help you with any questions you may have. Need help setting your Spending Caps? Want general advice about your cardless credit? We’re on standby. Boosted Payments - See how much you could save yourself by paying more off each month. Use the in-app payment slider to compare boosted payments against your minimum. Safe and secure payments - Supported by Mastercard, Bip has the standard fraud prevention and purchase protections you’d get with a regular credit card. Apple Pay is both a safe and secure way of making contactless purchases, and just as easy as a plastic credit card. Decide how credit works for you – managing your credit has never been easier. Download today to get started! Representative 39.9% APR (variable). Starting credit limit from £250 to £1,200. Don’t forget: Failure to make payments on time or to stay within your credit limit may make obtaining credit in the future more expensive and difficult. Credit available only to UK residents aged 18 and over. Subject to status. Terms apply. The APR and credit limit applicable to your account will depend on our assessment of your application. Credit is provided by NewDay Ltd. NewDay Ltd and NewDay Cards Ltd are companies registered in England and Wales with registered numbers 7297722 and 4134880 respectively. They form part of the NewDay group of companies. The registered office for these companies is 7 Handyside Street, London, N1C 4DA. NewDay Ltd and NewDay Cards Ltd are authorised and regulated by the Financial Conduct Authority (FCA) with numbers 690292 and 682417 respectively. NewDay Ltd is also authorised by the FCA under the Payment Services Regulation 2017 (ref no: 555318) for the provision of payment services. Bip is a trademark of NewDay Cards Ltd, which is used under license by NewDay Ltd.}
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Visual ASO

Screenshots

Rating & Reviews

Reviews Overview
🧐 Coming Soon…
Rating
4.6
7 019 voters

Some Latest Reviews

No.Dont
10 Oct, 2025
1
Weird amount of interest on my balance this month.Got no help from chat.No explanation.Fobbed off by chat spouting T&Cs.Balance transferred to other cards.Closed my account immediately.
Maxeebabe
08 Oct, 2025
1
I’ve had the card years and I’ve always paid most of it off monthly well above the average and as soon as I came into difficulty and made a couple of late payments, I went back to paying big amounts again which in this case was 1500 off my balance they all of a sudden without any notice just reduced my credit limit which then made me go over and get charges and I put a complaint in and I’m still yet to get it sorted, I don’t feel very happy with this company anymore. I think I’m gonna pay it off and delete the account.
Emrah Gencer
14 Aug, 2025
5
They good patient and excellent service too. Thank you
Shokealion
08 Jul, 2025
1
I suffered a lot with this app please don’t take any money with this app it’s much more rules and regulations to grab our own money
SiFi01
02 Jul, 2025
2
I had this card for quite a while but don’t really use it as the interest rate is a massive 58% a month !! which I think is absolutely wrong … will be closing it soon, I’ve never understood it because I have a few other cards and they are a lot lot lower No wonder people are in so much debt , minimum payment trap is truly rife at the moment :(
SiFi01
27 Jun, 2025
2
I had this card for quite a while but don’t really use it as the interest rate is a massive ! 58% a month !! which I think is absolutely madness will be closing it soon, I’ve never understood it because I have a few other cards and they are a lot lot lower
Lllllotesvh
16 May, 2025
1
Honestly biggest regrets using bit the charge you stupid charges mind you if you put in £100 on them Monday by a Tuesday because you spent 20 quid £60 charges may be incurred it’s just silly honestly I did not helpful at all never again
Helenhinchliffe
03 Apr, 2025
5
Excellent card, no issues, app easy to use, card kept on phone so easy to use too
Muse Ohio
27 Mar, 2025
2
I don’t logon often, so every time I do, I have to jump through hoops. Face ID doesn’t work. “To many login attempts” errors. It’s all a real hassle

Other

Additional Information
Rating:
4.6
Voted: 7.02K
App Store Link:
Website: -
Email: -
Privacy Policy:
Categories: Finance
Size: 151MB
App Age: 4 years 7 months
Release Date: Jun 03, 2021
Last Update: Dec 10, 2025
Version: 2025.50.1
Version history
2025.50.1
Dec 10, 2025
Bug fixes and optimisations.
2025.49.2
Dec 04, 2025
Bug fixes and optimisations.
Version history