Navi: UPI, Insurance & Loans

🇺🇸 United States
navi.com  | 
30
ASO score
Text
33/100
Reviews
40/100
Graphic
28/100
Other
0/100
rating
App Rating
4.3
rating
Votes
259.5M
rating
App Age
5y 8m
rating
Last Update
Jan 06, 2026

Compare with Category Top Apps

Metrics
Current App
Category Top Average
Difference
Installs
138.4M
6.2M
+2 144%
Rating
4.42
4.34
+2%
Number of Ratings (Voted)
203.5M
10.7M
+1 803%
App Age
5y 8m
7y 3m
-22%
In-app Purchases Price
$0
$140
Update Frequency
10d
99d
-90%
Title Length
28
26
+8%
Short Description Length
72
69
+4%
Description Length
3 919
2 829
+39%
Number of Screenshots
461
956
-52 %
Has Video?
No
0% has videos
Size
0MB
0MB

Category Ranking in United States

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Downloads

Downloads Graph
Downloads icon
Total
136.4M
Last month icon
Last month
6.2M

Text ASO

Title (
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Navi: UPI, Insurance & Loans
Short Description (
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UPI, Instant Cash Loan, Health Insurance, Mutual Fund & Digital Gold
Description (
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Navi, your all-in-one financial superapp designed for diverse financial needs, offers a range of services for your convenience. From lightning-fast UPI payments to smart investments in mutual funds and gold, quick cash loans, reliable health insurance coverage, and effortless home loans, Navi has you covered. Download the Navi app and unlock a world of possibilities for your financial well-being. 1. Navi UPI Simplify money transfers with Navi UPI (NPCI Approved). Navi UPI Features ✅ Instantly transfer money to anyone, anytime ✅ Pay bills and recharge online ✅ Conveniently scan and pay at any store ✅ Seamlessly make online payments on various apps ✅ Enjoy hassle-free payments with Navi UPI Lite, no PIN required 2. Investments Discover diverse investment opportunities with mutual funds and digital gold. Navi Mutual Fund Features ✅ Diversify with Direct Index Funds for better growth ✅ Flexible SIP options: daily, weekly, or monthly ✅ Zero commission & one of lowest expense ratios for cost-effective investing ✅ Fastest redemption order payout in the industry ✅ Invest till 3 PM and get the same-day NAV for better returns ✅ Investment starts with just ₹100 Remember, mutual fund investments are subject to market risks; read all scheme related documents carefully. Navi Gold Features ✅ 24K Digital Gold ✅ 99.9% purity ✅ Investment starts with just ₹50 3. Navi Health Insurance Safeguard yourself and your family's financial future with Navi Health Insurance. Navi Health Insurance Features ✅ Coverage up to ₹3 crore ✅ Health insurance premiums starting at just ₹350* per month ✅ Experience quality healthcare at over 12,000+ network hospitals* ✅ Cashless claim settlement within 20 minutes* ✅ Benefit from 100% coverage* of hospital bills through a paperless process 4. Navi Finserv Cash Loan Access instant cash loans of up to ₹20 lakh Navi Finserv Cash Loan features ✅ Enjoy competitive interest rates from 12.06% to 29.96% per annum ✅ Choose from flexible loan tenures up to 84 months ✅ Experience a fully digital loan process with instant fund transfer to your bank account ✅ Qualify with a minimum household income of ₹3 Lakh per annum Example of How Navi Cash Loan works: Loan Amount = ₹30,000 ROI = 18% EMI = ₹2,750 Total Interest Payable = ₹2,750 x 12 months - ₹30,000 = ₹3,000 Total Amount Payable = ₹2,750 x 12 months = ₹33,000 *Note: These numbers are for representation purposes only. Final APR will depend on the customer's credit assessment. *APR (Annual Percentage Rate) is the total cost you'll pay for borrowing money over a year. It includes the interest rate plus any fees charged by the lender. APR gives you a clear picture of how much a loan will really cost you. 5. Navi Home Loan Book that dream home with home loans up to ₹5 crore with flexible EMI options and a sanction offer letter within 5 minutes Navi Home Loan Features ✅ Loan Amount up to ₹5 Crore ✅ Interest Rate up to 13% ✅ Loan Tenure up to 30 Years ✅ Zero Processing Fees ✅ Up to 90% LTV ✅ Navi Home Loan is available in Bengaluru, Chennai & Hyderabad 6. Referral Program Discover endless rewards with Navi's referral program! Share the Navi app with friends and family, and unlock exclusive rewards for every successful referral. About Navi - Navi app is developed & owned by Navi Limited (formerly known as Navi Technologies Limited), founded by Sachin Bansal and Ankit Agarwal, in December 2018. - Cash Loans and Home Loans are provided by Navi Finserv Limited, a Non-Deposit taking systemically important NBFC registered & regulated by the RBI. - Health Insurance is offered by Navi General Insurance Limited, registered with the IRDAI as a general insurer. - Navi Mutual Fund, registered with the SEBI, offers multiple mutual fund schemes to investors. - Navi UPI is NPCI approved.}
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Visual ASO

Screenshots

Rating & Reviews

Reviews Overview
🧐 Coming Soon…
Rating
4.3
259 503 409 voters

Some Latest Reviews

Kumar Beda Gourab
04 Jan, 2026
5
mind blowing application...I think top class money lone app...👍
Kamlush Joshi
04 Jan, 2026
5
nice app installed on your website and I will be in the next week
ARUL SAKTHI
04 Jan, 2026
1
onne of the worst UPI . one of my transaction is pending since 3 months which I was done on November 22 till today there is no support from the app either with their coustomer care...
Jasmine
04 Jan, 2026
4
not just a swift and convenient UPI to loan payments, love the little cashback coins after every payment made
Deepu Kharwar
04 Jan, 2026
1
इसका स्कीम बहुत घटिया है पहले 10 coin पर 1 rupya होता था अब 100 coin पर 1 rupya कर दिया है बहुत घटिया है।👎👎
Akash Koypare
04 Jan, 2026
5
this is the best app for transection and aarn to cashback
Harsh Bajwa
04 Jan, 2026
3
doesn't give much reward unless you are a new user
Deepesh Namdev
04 Jan, 2026
1
49500 rupaye transection karne ke bad kya mia h 106 matra
asmit mohanty
04 Jan, 2026
1
the worst app ever.. Because there is no chance if refund for your failed transaction.I had made a DTH recharge of Rs 200 on 28th December but the transaction failed but no refund has been received since 8 days after 6 complaint.

Other

Additional Information
Rating:
4.33
Voted: 259.5M
Google Play Link:
Website:
Email:
Privacy Policy:
Categories: Finance
Size: -
Installs: 136.44M
App Age: 5 years 8 months
Release Date: Apr 30, 2020
Last Update: Jan 06, 2026
Version: 6.16.0
Version history
6.16.0
Jan 06, 2026
Upgrade to the latest Navi app for a better and faster experience.
6.15.2
Dec 27, 2025
Upgrade to the latest Navi app for a better and faster experience.
Version history