Optum Bank

🇺🇸 United States
Optum Inc.  | 
30
ASO score
Text
25/100
Reviews
60/100
Graphic
28/100
Other
0/100
rating
App Rating
4.4
rating
Votes
722K
rating
App Age
7y 11m
rating
Last Update
Dec 16, 2025

Compare with Category Top Apps

Metrics
Current App
Category Top Average
Difference
Installs
807.9K
5.9M
-86%
Rating
4.19
4.31
-3%
Number of Ratings (Voted)
227.5K
9.9M
-98%
App Age
7y 11m
6y 10m
+15%
In-app Purchases Price
$0
$143
Update Frequency
66d
98d
-33%
Title Length
10
26
-62%
Short Description Length
80
69
+16%
Description Length
1 942
2 807
-31%
Number of Screenshots
439
913
-52 %
Has Video?
No
0% has videos
Size
0MB
0MB

Category Ranking in United States

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Top Jan 04, 2026 Jan 11, 2026
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Top Jan 04, 2026 Jan 11, 2026
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Top Jan 04, 2026 Jan 11, 2026
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Downloads

Downloads Graph
Downloads icon
Total
802.6K
Last month icon
Last month
11.8K

Text ASO

Title (
Characters: 10 of 50
)
Optum Bank
Short Description (
Characters: 80 of 80
)
The Optum Bank app helps you manage your health care accounts easier and faster.
Description (
Characters: 1942 of 4000
)
The Optum Bank app helps you get more out of your health account benefits. You’ll get clear tips on stretching every dollar. Plus, we’ll help you understand how to make your health savings account, flexible spending account or other spending accounts work harder for you. WITH THE APP UPDATE, YOU CAN NOW EASILY: Keep track of all your account balances Unlock more ways to use your health account dollars Use your account to pay for health costs Find answers if you have questions Store your health care receipts all in one place Understand what may qualify as an eligible health expense VIEW YOUR HEALTH ACCOUNTS FROM ANYWHERE See your health account balances and contributions and view health spending and saving transactions all in one place. DID SOMEONE SAY SHOPPING? YES, WE DID. Get more out of your health dollars and understand what health costs are eligible (think allergy meds, acupuncture and thousands more). Then shop and pay with your Optum card or digital wallet. PAY BILLS, PAY EASILY, PAY YOURSELF Pay for health-related expenses, check and submit claims for reimbursement and easily capture receipts, all with a few taps. AND IF YOU HAVE QUESTIONS, WE HAVE ANSWERS Easily find out what you need or type away and send us an email. ACCESS INSTRUCTIONS: You will need to have an Optum Bank health account to use this app. Please visit optumbank.com if you’re an Optum Bank customer and need to update your account credentials. ABOUT OPTUM BANK: Optum Bank is advancing care, connecting the worlds of health and finance in ways that no one else can. Optum Bank is a leading health accounts administrator with over $19.8B in customer assets under management. By developing proprietary technology and applying advanced analytics in new ways, Optum Bank helps reduce costs while helping people make better health decisions — creating a better health care experience for our customers.}
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Visual ASO

Screenshots

Rating & Reviews

Reviews Overview
🧐 Coming Soon…
Rating
4.4
721 998 voters

Some Latest Reviews

Dinesh Gadhia
10 Jan, 2026
1
this app bucks won't even let me login, keep saying its not yiu its us...lol
Lauren Jacques
07 Jan, 2026
1
update 1/7/26: login still doesn't work. the app has become useless. 11/1/25: can't log in. i used to have no problems, but I have been unable to login for over a month to pay my bills
Kristopher Weah
07 Jan, 2026
5
HSA has been a help and sustainable substance and to my good health developement.
Betty Sadler
02 Jan, 2026
3
this service is so easy to use. but sometimes I have claims that I have had to resubmit more than 5 times.
Matt B
02 Jan, 2026
1
Good luck if you need any help with your account, almost impossible to reach someone and the automated line will disconnect you repeatedly.
Angelia Lilly
27 Dec, 2025
1
the app was excellent when i started using it in2019, 2025 app never works, unable to upload documents. unable to login without the app going goofy, unable to get information when using the chat. Always gotta call after getting blocked/frozen benefits for medical services, this application messes with life threatening experiences. it's worthless. 2025
S. E.
21 Dec, 2025
5
love the ease of use when needed. hate my job is now changing to a different card.
Codey Gallup
18 Dec, 2025
2
within 3 minutes I needed 3 texts to verify my identity for whatever reason. I'm fine with some safety measures but that's terrible. also linking bank accounts doesn't work.
Paul Folsom
04 Dec, 2025
1
I've been trying to get access to my funds 4 months still no success

Other

Additional Information
Rating:
4.38
Voted: 722K
Google Play Link:
Website:
Email:
Privacy Policy:
Categories: Finance
Size: -
Installs: 802.59K
App Age: 7 years 11 months
Release Date: Feb 01, 2018
Last Update: Dec 16, 2025
Version: 3.12.0
Version history
3.12.0
Dec 16, 2025
We’ve been busy preparing for the new year so you can stay focused on your health and financial goals.
3.10.0
Oct 31, 2025
We'll keep this short. We've made some tweaks to improve your app experience. Enjoy.
Version history