Version history
Tala: Fast & Safe Pesa Loan
44
ASO score
Text
33/100
Reviews
100/100
Graphic
40/100
Other
0/100
App Rating
4.6
Votes
35.25M
App Age
11y 10m
Last Update
Jan 07, 2026
Compare with Category Top Apps
|
Metrics
|
Current App
|
Category Top Average
|
Difference
|
|---|---|---|---|
|
Installs
|
15.2M
|
5.9M
|
+157%
|
|
Rating
|
4.64
|
4.32
|
+7%
|
|
Number of Ratings (Voted)
|
23.2M
|
10M
|
+132%
|
|
App Age
|
11y 10m
|
7y 1m
|
+66%
|
|
In-app Purchases Price
|
$0
|
$142
|
|
|
Update Frequency
|
26d
|
109d
|
-76%
|
|
Title Length
|
27
|
26
|
+4%
|
|
Short Description Length
|
83
|
69
|
+20%
|
|
Description Length
|
3 842
|
2 754
|
+40%
|
|
Number of Screenshots
|
1851
|
902
|
+105
%
|
|
Has Video?
|
No
|
0% has videos
|
|
|
Size
|
0MB
|
0MB
|
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Category Ranking in United States
7 days
Last 7 days
Last 30 days
Last 90 days
Last 180 days
Last year
| Top | Jan 04, 2026 | Jan 11, 2026 |
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No results were found!
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| Top | Jan 04, 2026 | Jan 11, 2026 |
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| Top | Jan 04, 2026 | Jan 11, 2026 |
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No results were found!
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| Top | Jan 04, 2026 | Jan 11, 2026 |
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No results were found!
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Downloads
Downloads Graph
Total
15.2M
Last month
91.7K
Text ASO
Title
(
Characters:
27
of 50
)
Tala: Fast & Safe Pesa Loan
Short Description
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Characters:
83
of 80
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Apply in 5 mins. Fast money & safe pesa loan app. Instant cash sent to M-Pesa.
Description
(
Characters:
3842
of 4000
)
Introducing Tala’s new personal line of credit offering continuous access to credit! Apply once and borrow against your credit limit of up to KSH 50,000 as often as you need to. Download the app & get started today! Tala is licensed by the Central Bank of Kenya & trusted by 10+ million customers.
👉 TALA KEY FEATURES
✔ Only 1 ID needed
✔ Takes only 5 mins to apply
✔ Quick cash approval
✔ Double your credit limits fast
✔ Rates as low as 0.3% per day
✔ No paperwork, collateral, or bank account needed
HOW IT WORKS
• Apply in Minutes
Download the app and answer a few easy questions so we can give you a customized credit offer.
• Choose your Terms
Confirm your desired cash amount and select your target repayment date.
Terms of up to 120 days.
• Get your Cash
Money sent directly to your MPESA.
• Continuous Access
Apply only once and get continuous access to borrow up to your approved credit limit (subject to terms and conditions).
• Repay Easily
Use M-PESA Xpress or our Paybill number 851900 and the phone number you signed up with. You can pay in full or make partial payments anytime, on or before your due date.
WHO CAN APPLY
✔️ Any resident citizen of Kenya 18+ years old
✔️ Eligible persons holding valid ID and a mobile number
Tala App Highlights
✔ ULTIMATE CONTROL
• No auto-debit - guaranteed! You decide when you are ready to repay
• If your plans change, the cost of your line of credit will automatically adjust
✔ NO HIDDEN FEES
• Daily interest rate as low as 0.3% (that is only KSh 6 per day for borrowing Ksh 2,000)
• Only pay for days you need
• No access charges
FAST LIMIT GROWTH
• Limits up to KSh 50,000
• Fastest limit growth in the industry
• Most customers double limits in months
SECURE
• Tala secures your personal information with SSL encryption
• Tala treats all customers with respect, even if you are late on repayment
REWARDING
• Earn KSh 500 off the next time you borrow when you refer friends to Tala*
* Referral Terms: tala.co.ke/referrals
PERSONAL CREDIT LINE TERMS
• Credit limit amounts: KSh 1,000 to KSh 50,000
• Daily interest is charged on the amount of credit you borrow, ranging from 0.3% to 0.6%
• APR Rate Range: 109.5% – 219.0%
• Example: Suppose you borrow Ksh 10,000 at a daily interest of 0.3% and a repayment period of 120 days
🧾Interest calculation: KSh 10,000 * 0.3%* 120 = 3600
💰Total amount disbursed: KSh 10,000
💸Total amount to repay: KSh 13,600 (KSh 10,000 + KSh 3600)
A one-time late fee of 8% of the outstanding amount is applied to credits with an overdue payment term.
All amounts payable by you for any credit line will be displayed prior to you accepting the credit line and disbursement by us to your mobile money wallet.
You will have ongoing access to cash if you clear your outstanding balance and keep your Tala relationship in good standing (some exclusions apply). All lines of credit are subject to terms and conditions. Always study the terms and conditions and the disclosure statements before proceeding with any transaction.
PRIVACY & PERMISSIONS
All data collected is to verify your identity and build your credit profile. Tala never discloses any personal information to anyone that is not you without your permission or sells your data to third parties. Tala is registered with the Office of the Data Protection Commissioner & our Privacy Policy is here:tala.co.ke/app-privacy-notice/
CONTACT US
Email: hellokenya@talamobile.com
SMS: 21991
Website: tala.co.ke
DISCLAIMERS
Tala is not a bank or a personal loan app. Instead, we provide personal lines of credit to consumers. Tala is not associated with online mobile cash loan apps in Kenya, such as ZKPesa, TruePesa, Meta Loan, Zash Loan, Zenka, LOOP, Branch, Kashbean, Timiza, FleshPesa, Creditmoja, KCB, Hustler fund, Credit Hela, Equity Bank app or Mkopo Rahisi.}
Read more
Other
Additional Information
| Rating: | |
| Voted: | 35.25M |
| Google Play Link: | |
| Website: | |
| Email: | |
| Privacy Policy: | |
| Categories: | Finance |
| Size: | - |
| Installs: | 15.21M |
| App Age: | 11 years 10 months |
| Release Date: | Mar 19, 2014 |
| Last Update: | Jan 07, 2026 |
| Version: | 7.200.3 |
Version history
7.200.3
Jan 07, 2026
7.199.0
Nov 27, 2025