Optum Bank

🇺🇸 United States
Optum Inc  | 
40
ASO score
Text
31/100
Reviews
50/100
Graphic
60/100
Other
0/100
rating
App Rating
4.7
rating
Votes
54K
rating
App Age
8y
rating
Last Update
Dec 17, 2025

Compare with Category Top Apps

Metrics
Current App
Category Top Average
Difference
Rating
4.75
4.66
+2%
Number of Ratings (Voted)
54K
138.6K
-61%
App Age
7y 12m
7y 9m
+3%
In-app Purchases Price
$0
$125
Update Frequency
53d
66d
-19%
Title Length
10
25
-60%
Subtitle Length
27
27
Description Length
1 943
2 761
-30%
Number of Screenshots
160
1311
-88 %
Size
64MB
123MB
-48 %

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Ranking Keywords in United States

Keywords App Rank
Illustration
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Text ASO

Title (
Characters: 10 of 30
)
Optum Bank
Subtitle (
Characters: 27 of 30
)
Connecting health & finance
Description (
Characters: 1943 of 4000
)
The Optum Bank app helps you get more out of your health account benefits. You’ll get clear tips on stretching every dollar. Plus, we’ll help you understand how to make your health savings account, flexible spending account or other spending accounts work harder for you. WITH THE APP UPDATE, YOU CAN NOW EASILY: Keep track of all your account balances Unlock more ways to use your health account dollars Use your account to pay for health costs Find answers if you have questions Store your health care receipts all in one place Understand what may qualify as an eligible health expense VIEW YOUR HEALTH ACCOUNTS FROM ANYWHERE See your health account balances and contributions and view health spending and saving transactions all in one place. DID SOMEONE SAY SHOPPING? YES, WE DID. Get more out of your health dollars and understand what health costs are eligible (think allergy meds, acupuncture and thousands more). Then shop and pay with your Optum card or digital wallet. PAY BILLS, PAY EASILY, PAY YOURSELF Pay for health-related expenses, check and submit claims for reimbursement and easily capture receipts, all with a few taps. AND IF YOU HAVE QUESTIONS, WE HAVE ANSWERS Easily find out what you need or type away and send us an email. ACCESS INSTRUCTIONS: You will need to have an Optum Bank health account to use this app. Please visit optumbank.com if you’re an Optum Bank customer and need to update your account credentials. ABOUT OPTUM BANK: Optum Bank is advancing care, connecting the worlds of health and finance in ways that no one else can. Optum Bank is a leading health accounts administrator with over $19.8B in customer assets under management. By developing proprietary technology and applying advanced analytics in new ways, Optum Bank helps reduce costs while helping people make better health decisions — creating a better health care experience for our customers. }
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Visual ASO

Screenshots

Rating & Reviews

Reviews Overview
🧐 Coming Soon…
Rating
4.7
54 004 voters

Some Latest Reviews

jordan9742
09 Dec, 2025
1
This is one of the worst HSA experiences one could dream up.
Jalisa89
02 Dec, 2025
5
Overall, this app is amazing very detailed easy to maneuver around no complaints!!!
Expensive/Poor
02 Dec, 2025
1
Constantly get error messages, documents never stay attached. Horrible app and awful company.
HsaLifer
30 Nov, 2025
5
Really intuitive and helpful app to navigate through your hsa transactions.
Jredn81
22 Nov, 2025
1
I believe many of the people that have left reviews on here are simply rating their experience of working with Optum without the app and then with the app. They’re horrible to work with before and simply less horrible to work with after. I am rating the app on its own merit and after working with them for almost a year. Optum asks for required documentation and yet does not fill in fields of the “claim” that will help you find this charge, and with four family members and multiple dentists and doctors this can become a search! They don’t even list the provider that charged them to help you find it. Additionally there are times after adding the required documentation that they change the status back to denied and don’t give accurate reasoning as to why so that you can correct the issue. When this happens I have to now call in to Optum customer support, wait on hold and spend my time on the phone with them to resolve an issue that could’ve been put in the comments section of my claim on the app. The main thing that Optum has done for me is waste my time and raise my blood pressure! It would definitely be a stretch to call them a “service provider”!
Xelanos28
20 Nov, 2025
1
App lacks features and is not performant. Is this not a native swift app? There is a minimum amount required before my HSA can be invested along with fees. Will leave feedback with employer
nicknamestaken2020
31 Oct, 2025
5
The app refreshingly simple and fluid. I can find everything I need to, there’s no having to go to a desktop session to actually get important things done. Uploading receipts, managing investing etc. feels frictionless. Great app.
Investawolf
27 Oct, 2025
5
Wish the linking to third party finance apps to display balance was automatic. I have to manually update my Optum hsa balance every pay day to have accurate net worth tracking. I use fidelity for net worth tracking
druklened077
17 Oct, 2025
1
APIs are never updated for Monarch and other money management tools. Subpar app so you know they’re paying for reviews here. And oh by the way out of nowhere the company decided I don’t have enough in my account to avoid a monthly service charge. Even though I didn’t choose to bank with them, and I make monthly contributions… Can’t wait to move my HSA elsewhere when I actually have the choice.

Other

Additional Information
Rating:
4.7
Voted: 54K
App Store Link:
Website:
Email: -
Privacy Policy:
Categories: Finance
Size: 63MB
App Age: 8 years
Release Date: Jan 07, 2018
Last Update: Dec 17, 2025
Version: 3.12.0
Version history
3.12.0
Dec 17, 2025
We’ve been busy preparing for the new year so you can stay focused on your health and financial goals.
3.11.0
Nov 24, 2025
We’ve made some behind-the-scenes improvements to enhance security and overall usability. Enjoy the improved experience.
Version history